Jake Wilson is a financial advisor at OSAIC with 21 years of industry experience. He previously worked at Lincoln Financial Advisors for 21 years before joining OSAIC in 2025. Outside of his advisory role, Wilson is involved in farming activities, including ownership and management responsibilities at a family farm and chestnut orchard. OSAIC serves a diverse client base ranging from individual investors to corporations and charitable organizations, offering a wide range of brokerage and advisory services. The firm employs asset-allocation tools and automated rebalancing to manage portfolios that can include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Geoff Sharaky is a Financial Consultant at Fidelity Investments, a position he has held since 2020. In this role, he leverages Fidelity's platform and resources to offer clients a wide array of financial strategies. Before joining Fidelity, Geoff accumulated extensive experience in the financial services industry. He was a Financial Planner and Manager of Financial Services at Prudential Advisors from 2012 to 2020, following his tenure as Unit Sales Manager at Mass Mutual from 2007 to 2012. His professional background includes 19 years of investment experience and a focus on wealth planning and personalized guidance. Geoff holds a California Insurance License. Outside of his professional work, he has personal interests in baseball, beach activities, fitness, food, golf, and reading.

Daryl Powell is a Certified Financial Planner® (CFP®) with 22 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2007, based in Sacramento, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of wrap fee advisory, brokerage, custody, and cash-sweep services. The firm employs a primarily non-discretionary client relationship model supplemented by access to discretionary separately managed accounts and provides investment guidance through multi-asset model portfolios with ongoing due diligence.

Michael Graham is a financial advisor at LPL Financial in Sacramento, CA, holding Series 65 and Series 63 licenses with two years of industry experience. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Bank, and Chipotle Mexican Grill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement plan consulting, supported by a range of model portfolios and research resources.

Michael Murray is a financial advisor with Fidelity in Sacramento, CA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked at Fidelity Brokerage Services, LLC since 2015 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm’s investment process combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios across mutual funds, ETFs, and ETPs.

Braden Thomas is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held positions at California State University, Sacramento, North Ridge Country Club, and Sierra College. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including managing model portfolios through a combination of fundamental research and quantitative analysis. The firm is noted for its use of systematic methodologies, algorithmic portfolio construction, and its advisory roles to multiple registered investment companies.

Natallia Parsons-Hrebneva is a Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2019. She specializes in assisting clients undergoing significant life changes such as employment transitions, retirement, divorce, or the loss of a loved one. Her focus is on guiding clients through complex financial decisions to help reduce stress and uncertainty. Prior to her current position, Natallia worked as an Associate Wealth Management Advisor and Director of Investments at Northwestern Mutual from 2008 to 2019. She holds a California Insurance License. Outside of her professional career, Natallia engages in various personal interests including family activities, hiking, kayaking, parenthood, traveling, and yoga.

Daniel Giese is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. He has worked at Bank of America, N.A. since 2021 and has been with Merrill since 2020. Outside of his financial career, he has been involved with Airbnb since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lindsey Lund is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2020, previously spending five years at John Hancock Retirement Plan Services and four years at John Hancock Distributors LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michelle Wilbur is a financial advisor at Ameriprise with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliates since 2009. Based in Sacramento, CA, she has worked exclusively within the Ameriprise organization throughout her career. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement who meet specific eligibility criteria, typically involving significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

Greg Wood is Vice President and Branch Leader at Fidelity Investments. In his role, he supports Fidelity associates through coaching, onboarding, risk management, compliance, and business strategy. He has been with Fidelity Investments since 2006, progressing from Financial Representative to Branch Service Manager before assuming his current leadership position in 2018. Prior to joining Fidelity, Greg worked as a Client Service Representative at E*TRADE Securities LLC from 2004 to 2006 and as an Investment Associate at UBS Financial Services Inc. from 2003 to 2004. Greg holds a California Insurance License.

Robert Devore is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 designations and bringing 44 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting certain net-worth criteria, utilizing proprietary research and tools to develop personalized recommendations.

Issac Cote is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Wells Fargo. Before entering the financial industry, he had experience in retail and food service sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized operational structure for custody and order management.

Joseph Yoon is a financial advisor with Merrill, holding a Series 66 designation and 26 years of industry experience. He has worked at Merrill since 2006 and is also affiliated with Bank of America, N.A. where he has been since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stacey Crawford is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as an adjunct professor in the Division of Language & Literature at Los Rios Community College and works as a positive psychology and well-being coach. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Kevin Kimura is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Sacramento, California. He has been working with Merrill since 1999, bringing over 23 years of experience in helping clients manage new wealth, retirement planning, and retirement income strategies. Kevin emphasizes developing personalized financial strategies tailored to clients' long-term goals while adapting to changing market conditions. Kevin holds a Bachelor's Degree from Pacific Union College and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He aligns with the Merrill tradition of community involvement and volunteers with local organizations. Outside of work, Kevin enjoys camping, fishing, gardening, and spending time with his family.

Katie Beres is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based planning process supported by the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Tyler Keniston is a CFP® professional with 20 years of industry experience, currently affiliated with Charles Schwab in Sacramento, CA. His prior experience includes over a decade at USAA, working in financial planning and investment services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios and centralized operational infrastructure.

John Auble is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured financial planning using firm-approved tools and a variety of retail and institutional investment offerings.

Sukhpreet Sangha is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. He has worked previously at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC, in addition to multiple roles within Wells Fargo entities over the past eighteen years. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports a broad range of brokerage and advisory solutions.