Carmen Jennett is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Her background includes roles at Woodbury Financial Services, Mutual of Omaha, Mass Mutual, and MetLife Securities. Outside of advisory work, she is involved in community business networking as the director of a local referral club and provides budgeting coaching using the You Need a Budget (YNAB) system through her sole proprietorship. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations, offering integrated brokerage, advisory services, and financial planning through a large network of affiliated advisors. The firm employs various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types, supporting both discretionary and non-discretionary accounts.

John Davis is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at Morgan Stanley, Motif Investing, Newport Group, and Loring Ward Securities. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Ashlynn Mohan is a financial advisor at Equitable Advisors with eight years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Equitable Advisors in 2018, she worked at AXA Advisors LLC and in various roles outside financial services. Outside of her advisory work, Mohan is the owner of Mohan Enterprises LLC. Equitable Advisors serves a broad range of clients including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives and third-party managers.

Joseph Ostrander is a Series 66 licensed financial advisor at Edward Jones with three years of industry experience. Before joining Edward Jones in 2022, he worked for eight years at the Sacramento County Sheriff's Department. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across various segments. The firm manages approximately $1.01 trillion in assets through a network of more than 23,700 advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Dal Youn is a financial advisor with Wells Fargo Clearing in El Dorado Hills, CA, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support investment decisions and retirement plan services.

Kenneth Clyde is a financial advisor at LPL Financial with 39 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Geneos Wealth Management, Inc. and Brecek & Young Advisors, Inc. He also operates Kenny Clyde Financial, a business affiliated with his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Samantha Coons is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing five years of industry experience. Her work history includes roles at J.P. Morgan Securities since 2020 and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jason Watson is a financial advisor with Edward Jones in Folsom, CA. He holds a Series 66 designation and has two years of industry experience, including roles at SMA America and Intel. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a broad range of investment advisory programs, supported by a nationwide network of over 23,000 financial advisors and managing approximately $1.01 trillion in assets under management.

Trevor Asch is a financial advisor at Equitable Advisors with five years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2020. Prior to his advisory role, he was employed at Enterprise Holdings Inc for six years. Equitable Advisors serves individuals ranging from non‑high-net-worth to high-net-worth clients, as well as pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Suzanne O'Neal is a financial advisor with Edward Jones in Cameron Park, CA, holding a Series 66 designation and bringing 10 years of industry experience. She has been with Edward Jones since 2016 and previously worked at the YMCA of San Diego County for 11 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Stephen Erickson is a CFP® professional with 25 years of experience in the financial services industry. He is currently with Cetera, where he has worked since 2013. Erickson is the owner of Mammen Financial Services Inc, a corporation involved in investment-related activities, and also engages in fixed insurance sales including life and annuities. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individual, employer-sponsored, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and retirement services through a multi-manager platform, providing access to affiliated and unaffiliated investment options across multiple program structures.

Jacob Florence is a CFP®-certified financial advisor with two years of industry experience, currently affiliated with Cambridge Investment Research Advisors. Prior to entering the financial services field, he worked for seven years at the Federal Aviation Administration. He serves as treasurer and board member of the LW & AT Harman Foundation, a non-public entity. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing multiple custody platforms and a combination of proprietary and third-party investment strategies.

Jeffrey Wood is a CFP®-designated financial advisor with 16 years of industry experience, all of which has been with Edward Jones since 2010. He is based in Cameron Park, CA, and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors, offering a range of advisory programs and investment solutions under a fiduciary standard.

George Robertson is a CFP® professional with six years of industry experience, currently affiliated with Cetera. His prior roles include positions at Edward Jones, Franklin Templeton Investments, and LPL Financial. He is also involved with Sierra Oaks Financial Planning, Inc. and Sierra Ridge Advisor Group in capacities related to LPL business activities. Cetera Investment Advisers LLC operates as an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management options, financial planning, and access to various third-party investment strategies.

Michael Ibrahim is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and three years of industry experience. His prior experience includes a year at Charles Schwab & Co., Inc., along with roles at Fidelity since 2023. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Walter Mccurdy is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as a power of attorney for a family member. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Daniel Poppers is a financial advisor at Ameriprise with 13 years of industry experience and holds the Series 66 designation. His prior experience includes roles at Golden State Wealth Management, LLC and LPL Financial, as well as Edward Jones. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach includes a written Recommendation Report and ongoing advice focused on income sources and tax-aware withdrawal strategies, utilizing proprietary research and algorithmic tools.

David Torp is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 44 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 2007 and Wells Fargo Investments from 2001 to 2007. Outside of his advisory role, he operates C&T Group, Investment Management LLC, which offers fixed insurance, long-term care insurance, and health insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors through a range of investment strategies and operational tools.

Dexter Loo is a financial advisor with LPL Financial in El Dorado Hills, CA, holding Series 63 and Series 66 designations and with 21 years of industry experience. He has been with LPL Financial since 2009 and previously worked at Associated Planners Investment Advisory Inc., Associated Securities Corp., and FSC Securities Corporation. He also operates a separate business under the name Dennis Loo & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a broad network of over 22,800 advisors.

James Limoncelli is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.