Donald Nielsen is a financial advisor at BlueSpring Wealth Management, LLC in Roseville, CA, holding the CFP® and CFA® designations with 10 years of industry experience. His prior roles include positions at Kestra Financial Inc., Columbia Trust Company, Columbia Private Bank, and Aon Hewitt Financial Advisors. BlueSpring Wealth Management serves individuals, business owners, trusts and estates, and pension and profit-sharing plans, offering discretionary and limited non-discretionary investment management, financial planning, and retirement plan consulting with a focus on customized investment policies and a diversified portfolio approach.

Wesley Ratelle is a financial advisor at Verity Asset Management with two years of industry experience. He holds a Series 65 designation and has prior work history including roles at Teacher's Pension and Insurance Services, Inc., where he serves as an insurance agent, and as a sole proprietor providing education, consulting, and retirement planning services. Before his financial career, he worked for over two decades in the Santa Barbara Unified School District. Verity Asset Management is an SEC-registered investment adviser offering discretionary portfolio management, retirement-plan advisory, and financial planning to individual, corporate, and institutional clients. The firm employs a model-driven investment process with tactical asset allocation across diverse asset classes and provides both internally managed and third-party models.

Steven Kimes is a financial advisor at Packerland Brokerage Services, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Packerland since 2018. Prior to that, he was with Foresters Equity Services and Iof Foresters beginning in 2003. Kimes also owns a small insurance-related business operating under Kimes Financial of Roseville and Kimes Financial Services. Packerland Brokerage Services, Inc. serves individuals, charities, corporations, and retirement plan sponsors through a range of financial planning and advisory programs. The firm offers both discretionary and non-discretionary account management, utilizing firm-managed portfolios, wrap programs, and third-party co-advisory arrangements on the Hilltop/Envestnet platform.

Paul Kranich is a financial advisor with Principal Advised Services, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and various entities within Principal Financial Group. Principal Advised Services provides investment advice and related services mainly to retirement plan participants and retail IRA clients. The firm offers both non-discretionary recommendations and a discretionary, wrap-fee investment management program called SimpleInvest, utilizing a combination of third-party and proprietary models supported by affiliated asset management and custodian services.

Tanner Phelps is a CFP® professional with six years of industry experience, currently with CliftonLarsonAllen Wealth Advisors, LLC. He has previously worked at firms including Ameriprise, Northwestern Mutual, Morgan Stanley, and Etrade Financial. Outside of finance, he has experience working in the fitness industry and in agricultural operations. CliftonLarsonAllen Wealth Advisors, LLC provides wealth advisory and asset management services to a diverse client base, including individuals, high-net-worth households, pension plans, corporations, and charitable organizations. The firm emphasizes strategic asset allocation through model portfolios and offers integrated wealth, tax, estate, and insurance planning supported by a multidisciplinary team.

Heather Smart is a CFP® professional with 12 years of industry experience. She is currently an advisor at NorthRock Partners, LLC, where she has worked since 2025. Prior to that, she spent nine years at Ameriprise and Ameriprise Financial Services, Inc. NorthRock Partners is a multi-team wealth management firm that serves individuals, trusts, estates, retirement plans, private funds, and other business entities. The firm offers financial planning, portfolio management through a wrap-fee advisory program, and Personal Office services such as tax preparation and bill pay, using a tailored investment approach that includes both public and private-market strategies.

Stacy Paradise is a financial advisor with United Capital Financial Advisors in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Her prior roles include positions at Cetera Advisor Networks, Girard Securities, and Merrill. She also works as an insurance agent, selling life, health, and annuities products. United Capital Financial Advisors provides financial planning and investment management services nationally to individual investors, corporations, retirement plans, charitable organizations, and institutional clients. The firm offers discretionary portfolio management, access to third-party managers, alternative investments, and customized strategies including ESG and faith-based preferences.

Philip Bru is a financial advisor at Foundations Investment Advisors LLC with eight years of industry experience. He holds a Series 65 designation and has worked at Foundations since 2019 and at Capitol Planning Group since 2018. In addition to his advisory role, Bru is licensed as an insurance agent specializing in life and health insurance. Foundations Investment Advisors is a multi-advisor registered investment adviser managing approximately $10.1 billion for over 29,000 clients, offering portfolio management, financial planning, retirement-plan support, and sub-advisory services through a network of nearly 300 investment adviser representatives.

Clayton Holcomb is a ChFC®-designated financial advisor with 38 years of industry experience. He has been with Mutual Advisors, LLC since 2017 and previously worked at Wealth Advisory Group, Inc. and LPL Financial. Outside of advising, he operates as an independent insurance agent and sells collectible U.S. coins on eBay. Mutual Advisors, LLC manages approximately $6.75 billion through a network of 123 advisors, serving individuals, institutions, trusts, and retirement plans. The firm employs a combination of passive and active investment strategies tailored to client objectives, including fundamental and technical analysis, tactical asset allocation, and alternative investments.

Erin Kincheloe is a financial advisor at Allworth Financial, L.P. with 28 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked for 19 years at Ponder Financial Group. Outside of her advisory role, she operates a consulting business focused on CRM operations and training. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a mix of model strategies and employs third-party sub-advisers when appropriate.

Beau Chandon is a financial advisor at Private Advisor Group, LLC with four years of industry experience. He holds a Series 66 designation and has worked at firms including Mariner Independent Advisor Network, LLC and Brown Financial Services Group. His career also includes roles outside finance, such as with Yocha Dehe Golf Club and California State University Sacramento. Private Advisor Group serves a diverse client base including individuals, trusts, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a network of investment adviser representatives. The firm utilizes multiple asset managers and platforms to tailor advisory solutions to client objectives.

Jerod Wurm is a CFP® professional with 28 years of industry experience, currently serving as a wealth advisor at CWM, LLC. He has held roles at Wurm Financial, Inc., and was a partner at Wurm & Frye Wealth Management, as well as working with Wells Fargo Advisors. Wurm is also an insurance agent specializing in life, health, and annuities. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, high-net-worth families, foundations, endowments, corporations, and institutions through a network of more than 600 advisors. The firm focuses on discretionary portfolio management using model portfolios overseen by an in-house Investment Committee and offers services that span financial planning, retirement plans, and sub-advisory solutions.

Bobby Benyamin is a CFP® with six years of industry experience, currently serving as a financial advisor at Allworth Financial, L.P. in Folsom, CA. He has been with Allworth Financial since 2018 and previously worked at AW Securities and Prime Communications. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolios through various model strategies and manages privately offered funds, with ownership interests that include private investment vehicles and the Ontario Teachers’ Pension Plan.

Hannah Manzo is a financial advisor with Principal Financial Services in Roseville, CA. She holds a Series 66 designation and has one year of industry experience. Her prior work includes roles at Health Plan One, State Farm, and Finance of America Mortgage. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jacob Angulo Bailey is a financial advisor at Focus Partners Wealth, LLC with three years of industry experience. He holds the Series 66 designation and has worked at firms including Allworth Financial and Golden 1 Credit Union. Focus Partners Wealth serves a diverse client base including individual, high-net-worth, family office, corporate, retirement plan, and institutional clients, offering investment management, financial counseling, and a range of wealth services. The firm employs a long-term, tax- and fee-sensitive investment strategy that integrates fundamental and quantitative analysis with external managers and offers a broad platform of affiliated service companies and product relationships.

Frank De Vito is a financial advisor with Principal Financial Services holding a Series 66 designation and three years of industry experience. Prior to joining Principal, he worked at Edward Jones for three years and has held positions at several other firms and organizations. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Salvador Martinez is a financial advisor with Private Advisor Group, LLC and holds Series 63 and Series 65 credentials. He has 36 years of industry experience, including prior roles at Mariner Independent Advisor Network, LLC and LPL Financial. Martinez also operates Martinez Financial Group and the Sal Martinez Insurance Agency, which focuses on fixed insurance sales. Private Advisor Group serves a diverse client base, offering portfolio management, financial planning, and retirement-plan consulting through a large network of investment adviser representatives. The firm provides access to third-party asset managers and turnkey asset management platforms, supporting a variety of investment strategies and client preferences.

Jing Chen is a financial advisor at Allworth Financial, L.P. with six years of industry experience. Chen holds CFP® and CFA® designations and has previously worked at Bank of America, Merrill, Empower Advisory Group, and Transpacific Financial Group. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm uses a variety of model strategies and third-party sub-advisers to create customized portfolios and offers both discretionary and non-discretionary asset management services.

Michael Williams is a financial advisor with Allworth Financial, L.P., based in Sacramento, CA, bringing 13 years of industry experience. He has worked at Allworth Financial since 2020 and concurrently maintains a long-standing career as a pilot for American Airlines. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using various model strategies and employs technology to manage held-away retirement accounts, with a notable focus on airline industry employees and management of privately offered income funds.

Richard Han is a financial advisor with D.A. Davidson & Co. in Roseville, CA, holding a Series 66 designation and 17 years of industry experience. He has been with D.A. Davidson since 2016. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including retirement plans, individuals, charitable organizations, and corporations. The firm offers a range of services from ERISA retirement plan advisory to comprehensive financial planning and private wealth management, operating under fiduciary standards and utilizing both qualitative and quantitative investment analysis.