Mark Youngs is a financial advisor at Ethos Financial Group, LLC with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Realta Investment Advisors, Inc. and Alden Investment Advisors LLC. Outside of his advisory role, he serves as the treasurer for Boy Scout Troop 1204 in Davidsonville, MD. Ethos Financial Group serves individuals, trusts, estates, state and municipal entities, and charitable organizations, providing both discretionary and non-discretionary investment management along with financial and estate planning services. The firm utilizes a core allocation approach combining index-based portfolios supplemented by third-party research and offers tax-overlay management and consultative support to other advisers.

Norman Hostetler is a financial advisor with Integrity Alliance, LLC, holding the CFP® and ChFC® designations and over 40 years of industry experience. His prior roles include positions at Lion Street Financial, LLC and Csenge Advisory Group LLC, and he has operated his own firm, Hostetler & Church, LLC, since 1980. Outside of financial advising, he manages farming operations with family members and owns a counseling practice. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of independent advisers. The firm offers asset management, financial planning, and retirement consulting, utilizing a variety of portfolio management approaches and custodial platforms.

Charles Reichelt Jr. is a financial advisor at Founders Financial Securities LLC with 27 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at John Hancock Distributors LLC and John Hancock for 18 years. He also consults for Dialectica outside of his investment advisory role. Founders Financial Securities serves individual and high-net-worth investors, retirement plans, charitable organizations, and corporate clients through a broad network of registered investment adviser representatives. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement consulting, and utilizes a variety of investment approaches implemented across multiple program platforms.

Douglas Watts is a financial advisor with Mutual of Omaha Investor Services, Inc., holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His career includes roles at Morgan Stanley and Baltimore Life. He is also licensed as an insurance agent, specializing in life, health, and annuities products. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm leverages third-party money manager relationships and a platform with Envestnet to deliver managed solutions.

Kevin Peterson is a CFP® with 15 years of industry experience, currently serving as an advisor at Mariner Independent. His prior roles include positions at Connect Wealth, Mutual Advisors, LLC, and Valic Financial Advisors. Outside of his advisory work, he coaches the golf team at Broadneck High School in Annapolis, MD. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, access to model portfolios and third-party managers, and specialized retirement plan services through a platform that integrates institutional and retirement resources.

Philip Lazzari is a financial advisor with Snowden Capital Advisors LLC in Baltimore, MD, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Snowden Lane Partners since 2014 and has been involved with Simply Soccer Plus since 1991. Outside of his advisory role, he owns HWA Inc., where he facilitates introductions to a voluntary benefits company. Snowden Capital Advisors LLC serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients. The firm offers a range of services including discretionary and non-discretionary portfolio management, investment consulting, financial and estate planning, and third-party manager selection, utilizing multi-team resources and institutional capabilities to support a diverse client base.

Lancer Cuddy is a financial advisor at Continuum Advisory, LLC with 25 years of industry experience. He has held positions at firms including Morgan Stanley Smith Barney and Citigroup Global Markets. Cuddy serves as power of attorney for his father, managing securities to cover medical expenses. Continuum Advisory provides financial planning, consulting, and discretionary portfolio management to individuals, including high-net-worth clients, and institutional clients such as pension and profit-sharing plans. The firm offers a range of investment options and retirement plan consulting while maintaining a high level of professional integration among its advisors.

Paul Burns is a CFP® with 13 years of industry experience, currently serving as an advisor at Mariner Independent. His prior experience includes roles at Corebridge Financial and Valic Financial Advisors, where he worked for 12 years. Burns is also involved with Connect Wealth, offering investment services through the Mariner platform. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm combines advisor-level discretionary management with access to model portfolios, third-party managers, and institutional resources.

John Ebinger is a CFP®, CFA®, and holds a Series 65 license with 17 years of industry experience. He is currently with Modera Wealth Management, LLC, having joined in 2024, and previously worked at Annapolis Financial Services, Lincoln Financial Advisors Corporation, Sherman Wealth Management, and Symmetry Partners. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm’s investment approach is allocation-driven and based on Modern Portfolio Theory, utilizing diversified portfolios supplemented by independent managers, selective funds, private placements, and optional ESG integration.

Jan Lee is a CFP® and CFA® with 28 years of industry experience. She is currently with Packerland Brokerage Services, Inc. and has previously worked at Spire Investment Partners, LLC and Baycraft Asset Management, where she has also been involved in tax, financial planning, consulting, and insurance services. Packerland Brokerage Services, Inc. serves individual and institutional clients, including high-net-worth individuals, trusts, corporations, and retirement plan sponsors, through a network of over 170 advisors. The firm offers a range of advisory services including financial planning, portfolio management, and retirement-plan consulting, utilizing both direct management and third-party money managers via the Hilltop-cleared Envestnet platform.

Alexander Lim is a Series 66 licensed financial advisor with 37 years of industry experience. He is currently with Founders Financial Securities LLC and serves as CEO and President of Lim Financial Group. Outside of finance, Lim is a 50% owner and instructor at U.S. Jow Ga Martial Arts, a traditional Chinese Kung Fu school, and serves as one of five council members of the American Jow Ga Kung Fu Athletic Association. Founders Financial Securities serves a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers portfolio management, financial planning, retirement consulting, and brokerage and insurance services, utilizing a variety of investment programs and non-traditional delivery methods.

Michael Little Jr. is a CFP® with 22 years of industry experience. He has worked at Waverly Advisors, LLC since 2025 and was previously with Grant/GrossMendelsohn, LLC for 14 years. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individual clients, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations and offers both discretionary and non-discretionary portfolio management.

Mark Bauer Jr. is a Series 65-licensed financial advisor with six years of industry experience. He currently works at Waverly Advisors, LLC and previously spent six years at GGM Wealth Advisors. Outside of his advisory roles, he has experience with the University of Maryland College Park and the Jones Family Farm. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm employs a blend of traditional and alternative investment strategies and provides services including portfolio management, financial planning, retirement consulting, and multi-family office solutions.

Daniel Dent is a CFA® charterholder with 35 years of industry experience. He has been with D.F. Dent and Company, Inc. in Baltimore, MD since 1976. D.F. Dent and Company provides discretionary investment management and financial planning to individuals, including high-net-worth clients, as well as institutional clients. The firm manages approximately $8.6 billion in assets with a focus on growth-oriented equity strategies across various market capitalizations and also offers sub-advisory services, model delivery, and serves as investment adviser to several mutual funds.

Tyler Miles is a CFP® with 10 years of industry experience and is currently affiliated with Wedmont Private Capital. His prior experience includes roles at Triad Advisors, Keeney Financial Group, SFG Wealth Management, and several other firms. Wedmont Private Capital provides ongoing financial planning and discretionary investment management to individuals, charities, corporations, and employee benefit plans, employing a primarily passive, tax-aware investment approach with a fixed advisory fee structure rather than a percentage-of-assets model.

John Kalendek is a financial advisor with Chelsea Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has 34 years of industry experience. Prior to joining Chelsea Advisory in 2019, he worked at VOYA Financial Advisors and has been president of Kalendek Financial Group since 1995. Outside of advisory work, Kalendek is an independent insurance agent. Chelsea Advisory Services provides financial planning, investment advisory, and consulting services to individuals, trusts, and some corporate clients. The firm emphasizes a fundamental, long-term investment approach and generally manages accounts on a discretionary basis using diversified portfolios.

William Hufnell is a CFP® professional with 13 years of industry experience. He currently works at Modera Wealth Management, LLC and previously spent 29 years at Annapolis Financial Services, LLC/Bay Point Wealth. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach based on Modern Portfolio Theory, using diversified portfolios supplemented by independent managers, private placements, and optional ESG integration.

Robert Wooden is a financial advisor with StoneX Advisors Inc. in Glen Burnie, MD, holding a Series 66 designation and over 21 years of industry experience. He has been with StoneX Advisors since 2015 and also works with StoneX Securities. Outside of his advisory role, Wooden is president of Wooden Financial Group, Inc., providing insurance sales and service, and serves as head coach and president of the Baltimore Baseball Club. He is also a finance committee member at St. Philip Neri Church and a board member of the Anne Arundel County Sports Hall of Fame. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations with discretionary and non-discretionary portfolio management, financial planning, and consulting services. The firm employs a range of investment strategies through advisor-managed portfolios, proprietary models, and third-party money managers, supported by integrated clearing, custody, and lending capabilities as part of the StoneX Group.

David Hart is a CFP® professional with 25 years of industry experience. He is currently affiliated with Great Valley Advisor Group, LLC and has previously worked at Maryland Financial Group, Inc. and LPL Financial, LLC. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser that serves individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, utilizing a combination of in-house strategies and third-party managers to tailor portfolios and provide ongoing oversight.

Andrew Kelly is a CFP® with four years of industry experience, currently serving as a financial advisor at Continuum Advisory, LLC. He has held roles at Kelly Financial Advisors and Wealth Management Associates, and is involved in insurance sales through Kelly Insurance & Investments, Inc. and Kelly Risk Management. Continuum Advisory is a multi-team SEC-registered investment adviser serving individuals, trusts, corporations, and retirement plans with tailored financial planning and portfolio management, managing over $1.4 billion in assets across a network of independent advisors.