Dale Woodring is a financial advisor with Financial Council, LLC in Towson, MD, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Financial Council and its related entities since 2009 and joined Financial Council, LLC in 2023. His prior career includes extensive work with Commonwealth Financial Network since 2009. Financial Council, LLC provides discretionary investment management and advisory services primarily using model asset allocation strategies for individuals, trusts, estates, charitable organizations, and corporations. The firm emphasizes a model-based portfolio approach with regular reviews and crediting of 12b-1 fees back to client accounts.

Jack Ramey is a CERTIFIED FINANCIAL PLANNER™ professional with 37 years of industry experience. He has been with WBH Advisory, Inc. since 2020 and previously worked at Biegel Waller Investment Advisory Services and the College of Financial Planning. Ramey serves on the investment committee of the Fuel Fund of Maryland, a nonprofit that assists with household utility payments. WBH Advisory is a multi-advisor wealth management firm serving individual, trust, retirement-plan, nonprofit, and corporate clients. The firm offers discretionary portfolio management and comprehensive financial planning services, constructing portfolios through fundamental equity analysis with a focus on long-term strategies and regular rebalancing.

John Kelly is a CFP® professional with 16 years of industry experience. He has been with Baltimore-Washington Financial Advisors since 2009. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm emphasizes diversified, model portfolio strategies overseen by a weekly investment committee and integrates tax considerations closely with investment management, while managing a high client load through scalable, standardized processes.

Gregory Armstrong is a CFP® professional with 22 years of industry experience, currently serving at Armstrong Dixon in Baltimore, MD. He has been affiliated with LPL Financial and Armstrong Dixon since 2013. Outside of his advisory role, he is involved in non-variable insurance activities. Armstrong Dixon provides discretionary investment management and financial planning to individuals, high-net-worth families, charitable organizations, small business owners, and retirement plan sponsors. The firm employs a strategic, global asset allocation approach combining active and passive strategies, third-party research, and risk-management metrics, managing approximately $447.5 million in assets for around 290 clients with a team of six advisors.

Carrie Beren is a CFP® with 18 years of experience in financial advising. She is currently with WBH Advisory, Inc., where she has worked since 2021, following prior roles at Congress Wealth Management LLC and Pinnacle Advisory Group, Inc. Beren also serves as a manager of a family LLC focused on estate planning. WBH Advisory is a multi-advisor wealth management firm serving individual, trust, retirement-plan, nonprofit, and corporate clients. The firm offers discretionary portfolio management alongside financial, estate, and income tax planning, utilizing fundamental equity analysis and a mix of investment vehicles with a longer-term strategy supported by integrated technology platforms.

Samantha Nash is a financial advisor with Baltimore-Washington Financial Advisors, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Prostatis Financial Group, SFG Wealth Management, and LPL Financial. Outside of finance, she has experience working in the hospitality industry at Old Stein Inn and Buddy's Crab & Ribs. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs a model portfolio strategy overseen by a weekly investment committee, emphasizing diversified allocations and long-term capital growth, while integrating tax considerations into portfolio management and offering specialized services such as business transaction support and a Living Legacy aging plan.

Genevieve Crisera is a CFP® professional with 15 years of industry experience. She currently serves at Berman McAleer and previously worked at Kestra Advisory and L. Warner Companies, Inc. Berman McAleer offers holistic financial planning and discretionary portfolio management to individuals, business entities, trusts, estates, and retirement plans. The firm employs a discovery-based planning process and utilizes a segmented investment approach overseen by an Investment Committee, managing approximately $1.82 billion on a discretionary basis.

Robin Patalon is a Certified Financial Planner® with 24 years of industry experience, currently serving at SC&H Wealth. He has worked at SC&H Financial Advisors, Inc. since 1999 and spent eight years at Triad Advisors, Inc. Robin is a director of SC&H Group, Inc., the parent company of SC&H Financial Advisors, and volunteers on the MACPA Personal Financial Planning Committee. He is also available as a substitute yoga teacher. SC&H Wealth serves individuals, trusts, estates, pension and profit-sharing plans, corporations, small businesses, and charitable organizations. The firm employs a team approach combining financial planning, asset management, retirement consulting, and tax preparation, generally managing client accounts on a discretionary basis with a focus on mutual funds, ETFs, and technology-driven planning platforms.

John Crain is a financial advisor with Chapin Davis in Reisterstown, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He worked at Summit Financial Group Inc and Summit Brokerage Services, Inc. from 2002 to 2018 before joining Chapin Davis in 2018. Outside of his advisory role, he is an insurance agent involved with Crump Insurance and Chapin Davis Insurance, focusing on life, health, long-term care, and disability insurance products. Chapin Davis serves individuals, corporations, trusts, and retirement accounts with investment advisory and financial planning services. The firm manages approximately $539 million in assets and employs a variety of investment strategies through a multi-advisor team.

Brian Carroll is a CFA® charterholder with eight years of experience, currently serving as an advisor at Berman McAleer since 2018. He previously worked at WMS Partners, LLC, and has teaching experience from Johns Hopkins Carey Business School. Berman McAleer provides holistic financial planning and discretionary portfolio management to individuals, business entities, trusts, estates, and retirement plans. The firm employs a discovery-based planning process and an Investment Committee that structures portfolios across equity, fixed income, and alternatives, managing approximately $1.82 billion on a discretionary basis.

William Swartz is a CFP® certificant with 30 years of experience in financial advising. He has been with SFG Wealth Management since 2017 and previously worked at Transamerica Capital Inc for seven years. Swartz is involved in teaching financial principles through a program affiliated with Dave Ramsey. SFG Wealth Management serves a diverse client base including individual, high-net-worth, and institutional clients. The firm employs a fiduciary, client-focused approach combining individualized asset allocation with multiple analytical methods and offers a range of investment options alongside specialized planning services such as corporate structure and tax planning.

Thomas Mc Andrew is a financial advisor with The Marshall Financial Group LLC, holding a Series 66 designation and nine years of industry experience. Prior to joining The Marshall Financial Group in 2021, he worked at Raymond James Financial Services, Inc. and CVI Financial LLC. In addition to his advisory role, he serves as a Client Service and Operations Specialist at Marshall Financial Group. The Marshall Financial Group serves individuals, businesses, pension and profit-sharing plans, and charitable organizations by providing fee-based asset management, investment analysis, and planning services. The firm creates individualized portfolios based on client risk tolerance and objectives, offering both discretionary and non-discretionary management along with held-away asset monitoring and educational seminars.

Andrew Hasz is a financial advisor at The Marshall Financial Group LLC with four years of industry experience. He holds a Series 66 designation and has worked with firms including Purshe Kaplan Sterling Investments and IMPAQ International LLC. The Marshall Financial Group serves individuals, businesses, pension and profit-sharing plans, and charitable organizations by offering portfolio management, investment analysis, and planning services. The firm provides fee-based asset management with individualized portfolios based on client risk tolerance and objectives, utilizing third-party software and asset-allocation models.

Jaewon Lee is a CFP® professional with nine years of experience, currently serving as a financial advisor at SC&H Wealth since 2015. He also provides tax planning and accounting services as a Certified Public Accountant and is involved as a volunteer committee member with the Maryland Association of Certified Public Accountants (MACPA) Personal Financial Planning Committee. Additionally, Lee operates an independent business distributing Amway products. SC&H Wealth serves individuals, trusts, estates, pension and profit-sharing plans, corporations, small businesses, and charitable organizations. The firm employs a team approach combining CPAs and CFP® professionals to deliver tailored financial planning and asset management strategies, primarily managing client accounts on a discretionary basis with mutual funds and ETFs.

Riley Ahlquist is a financial advisor at Advocate Investing Services with one year of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial and Equitable Advisors. Advocate Investing Services is a team of four advisors providing portfolio management, financial planning, pension consulting, and advisory services to individuals, charitable organizations, and businesses. The firm uses fundamental, technical, and cyclical analysis along with modern portfolio theory and incorporates derivatives and market-linked instruments within separately managed accounts.

Adam Murray is a CFP® professional with 13 years of industry experience. He is currently with Berman McAleer and previously worked at Kestra Advisory and Sei Investments. Berman McAleer serves individuals, business entities, trusts, estates, and retirement plans with holistic financial planning and discretionary portfolio management. The firm employs a discovery-based planning process and an Investment Committee that structures portfolios into long-term, short-term, and intermediate segments, combining fundamental and quantitative research in its management approach.

Jeffrey Goldman is a financial advisor at Chapin Davis with 31 years of industry experience. He has been with Chapin Davis since 1997. Outside of his advisory role, he occasionally drives for Lyft. Chapin Davis provides investment advisory and financial planning services to individuals, corporations, trusts, and retirement accounts. The firm manages approximately $539 million in assets and employs a variety of portfolio management strategies through a multi-advisor team.

Peter Pavlov is a financial advisor with Lynx Investment Advisory, LLC in Columbia, MD, holding a Series 65 credential and bringing four years of industry experience. His prior roles include positions at Select Investment Solutions, PMP Advisors, Silk Invest LTD, and OFI Asset Management. Lynx Investment Advisory serves individual and institutional clients by providing investment consulting, manager research, and portfolio monitoring. The firm creates customized allocations implemented through vetted third-party managers and offers both discretionary and non-discretionary services, managing over $1 billion on a non-discretionary basis as of the end of 2024.

Matthew Goette is a CFP® and CFA® with 18 years of industry experience. He is currently a financial advisor at Black Diamond Financial, LLC, where he has worked since 2007. In addition to his advisory role, he owns Callan Accounting CPAs & Advisors, LLC, providing accounting services and assisting clients with general financial and estate planning outside of investment-related matters. Black Diamond Financial, LLC serves individuals—including high-net-worth clients—pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm employs a disciplined investment process focused on asset allocation and low-cost, tax-efficient, index-based strategies, while also managing private pooled funds and offering tailored financial planning and ERISA plan services.

Charles Kenny is a financial advisor with WBH Advisory, Inc. in Baltimore, MD, holding a Series 65 designation and two years of industry experience. His prior work includes roles at Consero and teaching positions at the University of Maryland and Boys' Latin School of Maryland. WBH Advisory provides discretionary investment management and financial planning to individuals, trusts, retirement plans, nonprofit organizations, and business entities. The firm tailors portfolios to client objectives and risk tolerance, combining equities, fixed income, mutual funds, and ETFs, with an emphasis on long-term equity holdings supported by fundamental analysis and cyclical allocation or bond laddering when appropriate.