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Rachel G

Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Rachel Gabriszeski is a financial advisor at T. Rowe Price Advisory Services, Inc. with five years of industry experience and a Series 66 designation. She has been with T. Rowe Price since 2018 and has prior experience working in fitness and the food service industry. T. Rowe Price Advisory Services, Inc. offers a retirement advisory service focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs. The firm employs a combination of tax-aware strategies and Monte Carlo simulations through an online tool to support clients’ retirement goals.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Samuel P

Series 66

Baltimore, MD

T. Rowe Price Advisory Services, Inc.

Samuel Petti is a financial advisor with T. Rowe Price Advisory Services, Inc. holding a Series 66 credential and three years of industry experience. Prior to joining T. Rowe Price, he worked at Edge of Distinction Landscaping and Sunset Cove Restaurant. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households with investable assets generally starting at $250,000, providing financial plans and investment management supported by online tools and telephone access to advisors.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Kevin M

Series 63, Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Kevin Mc Hugh is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes a role at the University of Baltimore and experience in contracting and education before joining T. Rowe Price. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model allocations invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations to generate financial plans and retirement income projections.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Jasmine B

Series 63, Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Jasmine Byrd is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. She has been with T. Rowe Price since 2019 and previously worked in media roles at Maryland Public Television and CBS Radio/Entercom Radio. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm employs a goals-based approach using proprietary mutual funds and ETFs, offering personalized plans supported by online tools and financial advisor access.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Robert H

CFP®, Series 63, Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Robert Hill is a financial advisor at T. Rowe Price Advisory Services, Inc. with 12 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. His career includes multiple roles at T. Rowe Price as well as experience at Bank of America and Merrill. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management. The service uses proprietary mutual funds and ETFs, applies tax-aware rebalancing and tactical allocations, and provides financial plans and retirement projections supported by an interactive online tool.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Christopher P

CFP®, Series 63, Series 65

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Christopher Photiou is a CFP® with 26 years of industry experience and has been with T. Rowe Price Advisory Services, Inc. since 2006. He is also a podcast host and content creator, producing online content titled "The Greatest Non-Hits." T. Rowe Price Advisory Services offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households with roughly $250,000 or more in investable assets, providing financial plans and annual reviews supported by an interactive online tool.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Lyubov S

Series 66

Owings Mills, MD

Empower Advisory Group

Lyubov Sidorova is a financial advisor with Empower Advisory Group, holding a Series 66 designation and bringing 10 years of industry experience. She previously worked at T. Rowe Price for a decade before joining Empower in 2025. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage account holders, using an integrated model connected to Empower’s recordkeeping and administrative platforms.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Tyler S

Series 63, Series 65

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Tyler Sturgill is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has 21 years of industry experience. Prior to joining T. Rowe Price, he worked for Kestra Advisory Services, LLC and Kestra Investment Services, LLC for over a decade. Outside of his advisory role, he is the sole member of Clear Canyon Holdings, LLC, a company involved in real estate investment decisions. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in selected T. Rowe Price mutual funds and ETFs, incorporating tax-aware rebalancing and Monte Carlo simulations in their planning process.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Madeline L

Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Madeline Ledbury is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds a Series 66 license and joined the firm in 2026. Prior to her current role, she spent several years in education at various institutions, including Hamilton College and Needham High School. T. Rowe Price Advisory Services, Inc. provides a retirement advisory service focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and delivers point-in-time financial plans and annual reviews for enrolled clients.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Trevor D

Series 63, Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Trevor Dunn is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and four years of industry experience. He has worked at T. Rowe Price since 2021 and has held various roles in other companies including United Parcel Service and Autani. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households with at least $250,000 in investable assets. Their offerings combine goals-based planning, retirement income projections using Monte Carlo simulations, and portfolios invested exclusively in T. Rowe Price mutual funds and ETFs.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Eric S

Series 63, Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Eric Seale Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 designations and has 19 years of industry experience. His career includes 17 years at T. Rowe Price Investment Services, Inc. before joining T. Rowe Price Advisory Services in 2026. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations for retirement income projections.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Christopher B

Series 63, Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Christopher Browne is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 20 years of industry experience, all with T. Rowe Price Investment Services. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which combines nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households. The program utilizes model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs and provides financial plans with Monte Carlo simulations through an online tool.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Pierce D

Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Pierce Dahlka is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, Merrill, and other organizations before joining T. Rowe Price. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and investment management primarily for individual investors and households. Their approach combines nondiscretionary goals-based planning, retirement income strategies, and discretionary portfolio management using proprietary mutual funds and ETFs.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Tony S

ChFC®, Series 63, Series 66

Eldersburg, MD

Truist Advisory Services

Tony Smith Jr. is a ChFC® credentialed financial advisor with 20 years of industry experience, currently serving at Truist Advisory Services. His prior work history includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of his advisory work, he owns and manages a rental property in Laurel, Maryland. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation, fiduciary support, and a manager‑selection program that combines discretionary and non‑discretionary approaches supported by third‑party platforms and AI-enabled equity research.

Founder/Business Owner Executive
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Kenneth W

Series 66

Reisterstown, MD

Truist Advisory Services

Kenneth Watson is a financial advisor with Truist Advisory Services who holds a Series 66 designation and has 17 years of industry experience. He has worked at Truist Advisory Services and its affiliated entities since 2018, following prior roles at BB&T Investments. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and a manager-selection program, implementing advice through a combination of discretionary and non-discretionary arrangements supported by an Equity Research team and supervisory oversight.

Founder/Business Owner Executive
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Micah H

CFP®, Series 65, Series 66

Columbia, MD

Truist Advisory Services

Micah Hart is a CFP®-certified financial advisor with 25 years of industry experience, currently with Truist Advisory Services in Columbia, MD. He has worked with SunTrust Advisory Services and Suntrust Investment Services since 1999. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and employs AI-enabled tools in its research and manager oversight.

Founder/Business Owner Executive
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Michael G

CFP®, Series 63, Series 66

Baltimore, MD

&PARTNERS

Michael Grossman is a CFP®-certified financial advisor with 13 years of industry experience. He currently works at &PARTNERS and has previously held roles at Wells Fargo Clearing Services LLC, EMSAR, ICSEP, and T. Rowe Price. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, and institutional entities, offering investment management, financial and tax planning, and retirement-plan consulting. The firm employs a variety of analytical approaches and both proprietary and third-party strategies, managing accounts through discretionary and non-discretionary services.

Wealth management Equity compensation tax strategy Retirement income strategy Business exit / sale strategy Founder/Business Owner Executive Retired
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Gregory J

Series 63, Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Gregory James is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked within various divisions of T. Rowe Price since 2019. His background includes roles at the National Museum of Transportation and American University. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households with model portfolios implemented at the household level and provides ongoing financial plans and annual reviews.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Robert A

Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Robert Ankuma is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has 10 years of industry experience. His prior roles include positions at Wells Fargo Clearing, J.P. Morgan Securities, JPMorgan Chase Bank, Edward Jones, Massachusetts Mutual Life Insurance Company, and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused financial planning and investment management program for individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines nondiscretionary financial planning with discretionary account management and employs tax-aware strategies and Monte Carlo simulations in retirement planning.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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Andrew H

Series 66

Owings Mills, MD

T. Rowe Price Advisory Services, Inc.

Andrew Hoffman is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. Prior to joining T. Rowe Price, he worked at several mortgage firms and served in AmeriCorps City Year. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, implementing model portfolios with tax-aware strategies and providing interactive financial planning tools.

General retirement planning Retirement income strategy Social Security optimization Roth conversion strategy Tax-loss harvesting Retired
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