Lauren Szczybor is a financial advisor at Focus Partners Wealth, LLC with 12 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at firms including The Colony Group, LLC, T Rowe Price, Merrill, Lincoln Financial Advisors, Hornor, Townsend & Kent, Inc, and Penn Mutual Life Insurance Company. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax- and fee-sensitivity within an enhanced open architecture framework, combining active and passive strategies alongside private funds and ETFs.

Vernon Cunningham is a financial advisor with Private Advisor Group, LLC, holding Series 63, Series 65, and Series 66 credentials and 29 years of industry experience. He has been with Private Advisor Group and LPL Financial since 2012. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs and separately managed account strategies.

Sophia Stavisky is a financial advisor at Benjamin F. Edwards & Company, Inc. with one year of industry experience. She holds the Series 66 designation and has prior experience at Cummings & Co., Northrop Realty, and Hankoff Insurance Group. Benjamin F. Edwards & Company serves a diverse client base including individuals, pension plans, charitable organizations, and corporations. The firm offers a range of investment management and financial planning services through fee-based wrap programs, utilizing both proprietary and third-party strategies with ongoing portfolio monitoring and rebalancing.

Andrew Dietz is a financial advisor at Independent Financial Partners with 30 years of industry experience. He previously worked at Realta Investment Advisors and Realta Equities for 11 years before joining Independent Financial Partners and its affiliated entities in 2024. Outside of advisory work, he is a limited partner in Innovative Mission Systems, which provides water monitoring solutions, and owns True Purpose, Inc., a spiritual leadership company. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving a diverse client base and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Bryan Tiger is a financial advisor at PNC Wealth Management with 14 years of industry experience. He previously worked at Bank of America and Merrill from 2011 to 2024. He holds the Series 66 designation. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary online Portfolio Solutions Strategist Digital Offering available as an invitation-only pilot for employees. The program uses algorithmic risk assessment and approved model strategies managed by PNC or third-party strategists, primarily investing in mutual funds and ETFs with annual rebalancing.

Daniel Jemibewon is a financial advisor at Primerica Advisors with a Series 66 designation and no prior industry experience. His work history includes roles at Guardian Life Insurance Company, Park Avenue Securities, Financial Growth Partners, Amazon, Citigroup, Google, Management Leadership for Tomorrow, and Procter & Gamble. Outside of finance, he is involved in life coaching. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary model portfolios and third-party managers, and supports various investment options and lending solutions.

George Davis is a financial advisor with Truist Advisory Services in Hunt Valley, MD, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has worked at various Truist-related entities since 2011, including Truist Investment Services and Suntrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program implemented through discretionary and non-discretionary strategies, leveraging third-party platforms and AI-enabled research tools.

Joshua Scheinker is a Series 66-licensed financial advisor with Janney Montgomery Scott, based in Hunt Valley, MD, with 28 years of industry experience. He has worked at Janney Montgomery Scott since 2009. Outside of his advisory role, Scheinker serves as a board member of the Cal Ripken Senior Foundation, a nonprofit focused on youth development, and sits on the advisory board of Crainius, a med tech startup working toward FDA approval. Janney Montgomery Scott is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, and institutional clients, offering brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

John Layug is a financial advisor with Osaic Advisory Services, LLC, holding the CFP® designation and Series 65 and 63 licenses. He has 32 years of industry experience, including 13 years at Lincoln Financial Advisors prior to joining Osaic in 2025. In addition to his advisory role, he is the owner and agent of Maller Wealth Advisors, where he offers various insurance products. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and government entities. The firm provides a broad range of services including investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and a combination of proprietary and third-party platforms.

Kobe Bolanos is a CFP® professional with four years of industry experience, currently with Kestra Advisory. He has worked at Kestra Advisory and affiliated firms since 2021 and has prior experience at Armstrong Flooring, Under Armour, Stevenson University, Kohl’s, and Ruby Tuesday. Outside of advisory duties, he holds roles involving investment operations and registered representative activities at Kestra-related entities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan design, and advisor-managed accounts. The firm serves large institutional investors and utilizes multiple management platforms and third-party solutions within a supervisory framework.

Marc Shuster is a financial advisor with Eagle Strategies (NY Life) in Timonium, MD, holding the ChFC® and Series 63 designations and bringing 22 years of industry experience. He has worked with Eagle Strategies since 2018 and has been the owner of MJS Financial Group, LLC since 2007. Outside of advisory services, Shuster is involved in brokering non-registered insurance products and property and casualty insurance through appointments with outside carriers, and he is also a personal investor in cryptocurrencies. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis, working extensively with institutional plan sponsors and integrating advisory and insurance solutions within the New York Life affiliate structure.

Ronald Fisher Jr. is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at Private Advisor Group since 2012 and LPL Financial since 2011, and has operated Fisher Financial Services since 1990. In addition to advisory services, he is involved in the sale of non-variable insurance products and basic income tax preparation through his own business. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion for more than 135,000 clients, including individuals, trusts, estates, and corporate retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset management programs, employing a variety of investment strategies and coordinating services through multiple custodians.

Joseph Conroy is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Synergy Financial Group, LLC and LPL Financial, LLC. He is also the author of the book *Decades & Decisions*. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs.

Daniel Verbic is a financial advisor at Janney Montgomery Scott with 33 years of industry experience. He holds Series 65 and Series 63 credentials. Prior to joining Janney in 2026, he spent 20 years at Stifel. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base—including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients—offering brokerage, financial planning, consulting, and various advisory programs.

Nicholas Hood is a financial advisor with Equity Services, Inc. holding a Series 66 designation and 11 years of industry experience. Prior to joining Equity Services, he held roles at National Life Group, Cambridge Investment Research Advisors, and MassMutual, among others. Outside of finance, he owns and operates Nick Hood Photography and has been involved with Towson University’s Stephens Hall Theatre for nearly two decades. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, combining long-term investment strategies with options for shorter-term trading and specialized instruments, and operates both as a broker-dealer and an SEC-registered investment adviser.

Dimitrios Prassos is a financial advisor with Equity Services, Inc., holding Series 65 and Series 63 licenses and over 12 years of industry experience. He has been with Equity Services, Inc. and Worthington Financial Partners since 2013. Outside of his advisory role, he is involved in part-time accounting and consulting for startup businesses and is also a writer and author. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms, often utilizing third-party asset managers and model portfolios, and manages a significant portion of its assets on a non-discretionary basis.

Michael Dipaula is a financial advisor at AE Wealth Management, LLC with 13 years of industry experience. He holds a Series 65 designation and has worked at AE Wealth Management since 2017, following prior roles at Everest Investment Advisors and Everest Wealth Management. In addition to his advisory work, he is involved in insurance sales through Flora & Dipaula Wealth Partners. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm employs a platform-centered investment approach combining model portfolios managed by AEWM, third-party strategists, and advisor-managed models to provide tailored advisory solutions.

Scott Levin is a CFP® professional with over 31 years of experience in the financial industry. He has been with Equity Services, Inc. and National Life of Vermont since 1994. Outside of his advisory work, Mr. Levin provides college planning seminars and assists parents with preparing for college expenses. Equity Services, Inc., dba ESI Financial Advisors, offers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading and utilizes multiple advisory platforms, including third-party asset managers and model portfolios.

Paul Ullmann is a Series 66-licensed financial advisor at Truist Advisory Services with 25 years of industry experience. He has worked at Truist Advisory Services since 2016 and at Truist Investment Services since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering solutions such as asset allocation, fiduciary support, and manager selection through its AMC Advantage program. The firm combines discretionary and non-discretionary approaches, leveraging third-party platforms and AI-enabled research tools for manager oversight.

Jordan Perry is a financial advisor with Truist Advisory Services in Hunt Valley, MD, holding Series 65 and Series 63 licenses and six years of industry experience. His work history includes roles at Truist Investment Services, BB&T Securities, T. Rowe Price, and Cowan Systems. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by advanced research tools and inter-affiliate integration.