David Liss is a financial advisor at J.P. Morgan Securities with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2004. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Mark Burton is a financial advisor with Ameriprise in Bellbrook, OH, holding Series 63 and Series 65 designations and 26 years of industry experience. Before joining Ameriprise in 2019, he worked at Wells Fargo Advisors and Wells Fargo Clearing for a combined ten years. He serves on the Board of Directors for the Kiwanis Club of Dayton and participates in finance and investment committees for local nonprofit organizations. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver customized, non-discretionary recommendations through a centralized consulting team.

Jerry Henderson is a financial advisor with Primerica Advisors in Centerville, Ohio, holding 10 years of industry experience. He has been with Primerica Advisors, Greenbriar, and Primerica Financial Services since 2015. In addition to his advisory role, he is involved in sales of investment-related products and receives compensation for referrals related to home security, automation, and loan products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm uses an independent due-diligence process to select asset managers and implements models via BNY Mellon Advisors, with a distinctive tiered wrap-fee structure and operational oversight of third-party managers.

Alexandros Pericleous is a financial advisor with Ameriprise in Lebanon, Ohio, holding a Series 66 designation and five years of industry experience. He has worked at Ameriprise since 2020, following roles at Wright State University and Sinclair College. Outside of his advisory work, he is involved with Randin LLC in a client service capacity. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to develop tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Brandy Risheill is a financial advisor with UBS Financial Services in Miamisburg, Ohio, holding a Series 66 designation and 14 years of industry experience. She has been with UBS since 2016. Outside of her advisory role, she teaches a course on Financial Strategies for Successful Retirement at the University of Dayton and instructs on the Financial Aspects of Divorce and Estate Settlements at the Christian Life Center. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management and offering fee-based financial planning, portfolio management, and access to proprietary research.

Christopher Kowal is a financial advisor with Merrill based in Miamisburg, Ohio, holding a Series 66 designation and 18 years of industry experience. He has been affiliated with Merrill Lynch since 2007 and Bank of America since 2009. Outside of his advisory role, he serves on the strategic plan steering committee for the City of Kettering, Ohio, providing advisory input on municipal planning initiatives. Merrill delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Angela Curtis is a CFP® with 34 years of industry experience, currently affiliated with LPL Financial since 2012. She holds a Series 63 license and conducts her practice in Centerville, Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research from various sources.

Ryan Fink is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 66 licenses. He has four years of industry experience, including prior roles at Fidelity and JPMorgan Chase Bank. Outside of his advisory work, he provides private hockey lessons to youth players. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, providing asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

Shannon Lance is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley in 2022, Shannon worked at The Kroger Co, UES, Inc., and Cayman Chemical. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services under both direct agreements and Corporate Financial Planning arrangements.

Harold Whitworth III is a financial advisor with Edward Jones in Dayton, OH, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory work, he serves as a board member of the Don Greer Memorial Scholarship Fund, where he helps coordinate fundraising events and reviews scholarship applications. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Teresa Rubins is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been in the financial services industry since 1987 and joined Merrill Lynch in 1992. Teresa focuses on developing long-term planning relationships that are tailored to the unique needs of each client, promoting a systematic approach to investing that aligns with their investment goals. Throughout her tenure, Teresa has gained extensive experience with equity, option, and bond market strategies, which she incorporates into client portfolios when appropriate. She holds the Personal Investment Advisor (PIA) designation and earned an Associate's Degree from Sinclair Community College after completing her high school education at Vandalia Butler High School. Teresa is actively engaged in her community as a member of the Tipp City Rotary Club, where she has served as International Chair. She volunteers as a Court Appointed Special Advocate/Guardian ad Litem (CASA/GAL) for the Miami County Juvenile Court. A native of Dayton, Teresa resides in Tipp City and enjoys outdoor activities and spending time with her family.

Brian Andzik is a financial advisor at Morgan Stanley with 21 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank since 2015. Outside of his advisory role, Andzik is involved in several business ventures primarily focused on the restaurant industry, including ownership and partnership positions. He also serves as an advisor for a University of Dayton business student fund and participates in financial planning and budgeting roles for local cultural and charitable organizations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Eric Montgomery is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 38 years of experience in the financial services industry, including roles at Travelers Insurance Company since 1986 and operating Montgomery Insurance & Investments Agency since 1990. Montgomery also serves as an independent insurance agent and is a board member of a non-public entity. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, retirement plan advisory, and financial-wellness services to a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers multiple investment platforms and strategies, with services tailored by independent financial professionals.

Theophanis Pericleous is a financial advisor with Ameriprise in Springboro, Ohio, holding a Series 63 designation and 37 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in capital investment and owns a restaurant in Dayton, Ohio. Ameriprise offers retirement-income planning services for clients typically with at least $1 million in investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. As a large institutional firm, Ameriprise also provides a broad range of advisory, brokerage, and insurance solutions.

Balinda Ferrara May is a financial advisor at Morgan Stanley with 41 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2017, following a lengthy tenure at Merrill from 1980 to 2017 and a brief period at Bank of America. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

Anthony Gentry is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with JPMorgan Chase Bank, N.A. since 1995. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver a comprehensive range of advisory and brokerage services.

Steven Ball is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 credentials and 29 years of industry experience. Prior to joining Osaic in 2017, he worked at Sterne Agee Investment Advisor Services, Sterne Agee Financial Services, and Wrp Investments. He is also co-president of ABS Financial Group, Inc., which provides financial services including life and disability insurance. Osaic Wealth, Inc. serves a diverse client base that includes individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and managed accounts across multiple investment platforms.

Tammy Kinstle is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at Morgan Stanley since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory role, she is involved with the Miami County YMCA in Troy, Ohio. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models.

James Mayeux is a financial advisor at UBS Financial Services with 30 years of industry experience. He has held his current position since 2013. He holds Series 63 and Series 65 credentials. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

David Garel is a financial advisor with Edward Jones in Oakwood, Ohio, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory work, he owns the Dayton Squash Center, a fitness facility in Miamisburg, Ohio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts, and operates under a fiduciary standard.