Robin Carlin is a financial advisor at Townsend with a Series 65 designation and one year of industry experience. Prior to joining Townsend, Robin worked at Gallacher Capital Management and held roles in media and nonprofit organizations, including the Mississippi Wildlife Federation. Townsend is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, and retirement-plan participants through a team of 18 advisors. The firm provides tailored financial planning and asset management services, using a combination of top-down and bottom-up investment strategies across various asset classes.

Daniel Carreno is a financial advisor with Natural Investments in Denver, CO, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior experience includes roles at Fred Alger & Company and several specialized firms focused on impact and ESG investing. Natural Investments is a values-focused advisory firm serving individual clients, high-net-worth households, institutions, and charitable entities. The firm emphasizes asset-class diversification and a long-term approach using socially responsible investments and integrates client values into financial planning and portfolio management.

Christopher Wiethe is a financial advisor with Guardian Wealth Partners, LLC, holding the CFP® and ChFC® designations and possessing 12 years of industry experience. His prior roles include positions at Park Avenue Investment Advisory, Facet Wealth, CliftonLarsonAllen Wealth Advisors, and Northwestern Mutual. Guardian Wealth Partners, LLC, operating as Park Avenue Investment Advisory, serves individual investors, trusts, corporations, and employer-sponsored retirement plans. The firm provides discretionary investment management through model portfolios and third-party managers, fee-based financial planning, and retirement plan services.

Derek Landis is a CFP® and holds a Series 65 license, with eight years of experience in the financial advisory industry. He has been with Normandy Capital Management, LLC since 2018 and previously worked at the University of Sioux Falls from 2013 to 2018. Normandy Capital Management serves individuals, including high-net-worth clients, as well as pensions, trusts, estates, charities, and other businesses. The firm provides investment management, financial planning, and retirement-plan advisory services, using an active asset-allocation framework guided by written Investment Policy Statements and incorporating fundamental and technical analyses to construct diversified portfolios.

Brent Yanagida is a CFP® with 17 years of experience in financial advising. He has been with Peak Asset Management, LLC since 2015 and also serves as president of BCY Financial Services, a sole proprietorship that provides bookkeeping services for a farm. Peak Asset Management is a multi-advisor SEC-registered firm managing approximately $1.01 billion across about 333 clients, including individuals, retirement plans, trusts, and corporate entities. The firm offers discretionary portfolio management and integrated financial planning, employing both individual security selection and mutual fund/ETF allocation strategies tailored to client-specific investment policy statements.

Christopher Ofsthun is a financial advisor at Next Capital Management LLC with five years of industry experience. He holds a Series 65 designation and has worked at Next Capital Management since 2010, with a brief period away from the firm between 2018 and 2020. Next Capital Management provides discretionary and non-discretionary investment advisory services to individuals, trusts, retirement plans, charitable organizations, business entities, and insurance companies, including sub-advisory services for private placement life insurance assets. The firm offers tailored asset allocation strategies and a range of investment options including mutual funds, ETFs, individual equities, and structured products.

Timothy Waters is a financial advisor with Triumph Capital Management in Denver, CO, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked at Cetera Advisor Networks and Summit Financial Group. Waters is also an insurance agent with Triumph Capital, LLC, where he assists in placing insurance policies aligned with clients’ financial plans. Triumph Capital Management provides discretionary investment management, financial planning, and retirement plan advisory services to individual investors, families, small businesses, foundations, trusts, and estates. The firm employs a combination of fundamental, cyclical, and technical analysis and offers model-based programs and access to third-party asset managers.

Vincent Polivka is a financial advisor with Vanguard Capital in Denver, CO, holding a Series 63 designation and 37 years of industry experience. He has worked at Vanguard Capital since 1999 and Vanguard Capital Wealth Advisors since 2016. Vanguard Capital is a team of five advisors managing discretionary investment portfolios primarily for individual and high-net-worth clients. The firm integrates financial planning with investment management, focusing on diversification, risk management, and medium- to long-term holding periods, while also offering consulting services related to estate planning, insurance, and retirement plan rollovers.

Jay Ratterman is a CFA® charterholder with seven years at Paragon Capital Management and nine years of prior experience at ANB Bank. He is based in Denver, CO. Paragon Capital Management, Ltd. provides investment management, financial planning, retirement plan advisory, and legacy-position services for individuals, high-net-worth families, trusts, retirement plans, corporations, and charitable organizations. The firm combines strategic and tactical asset allocation with a proprietary quantitative optimization model, primarily utilizing equities, mutual funds, and ETFs.

Peter Hedberg is a financial advisor at Peak Asset Management, LLC with 27 years of industry experience. He holds the Series 63 designation and has worked at New West Investment Management, Inc. since 1990 before joining Peak Asset Management in 2026. Peak Asset Management is a multi-advisor SEC-registered firm managing approximately $1.01 billion for individuals, retirement plans, trusts, foundations, and corporate entities. The firm creates portfolios based on client-specific investment policy statements and employs fundamental, technical, and qualitative analysis with a generally long-term approach, offering personalized strategies including ESG options when requested.

Henry Pramov is a financial advisor with Westbourne Investments, Inc., holding a Series 65 credential and 15 years of industry experience. He has been with Westbourne Investments since 2012 and concurrently works as a Senior Account Executive at SAP Americas, Inc., a software company specializing in enterprise cloud procurement solutions. Westbourne Investments offers discretionary portfolio management and financial planning services to individuals, high-net-worth clients, pension/profit-sharing plans, and institutions, using a combination of top-down macro analysis and bottom-up security selection. The firm employs diversified ETF portfolios, individually selected stocks and bonds, and advanced options strategies, supported by a daily monitoring and investment committee review process.

Julie Pribble is a CFA® charterholder with 27 years of industry experience. She has been with Peak Asset Management, LLC since 2016. The firm, where she is part of a 12-advisor team based in Louisville, CO, manages approximately $1.01 billion for around 333 clients, including individuals, retirement plans, trusts, foundations, and corporate entities. Peak Asset Management offers discretionary portfolio management, integrated financial planning, and retirement-plan advisory services, focusing on client-specific investment policy statements and utilizing fundamental, technical, and qualitative analysis in a generally long-term investment approach.

Khwan Hathai is a CFP® and Series 66-licensed financial advisor with eight years of industry experience. Currently with Origin Investment Advisory LLC, he has held roles at Motley Fool Wealth Management, JP Morgan Securities, and Morgan Stanley. In addition to his advisory work, Hathai is the owner and financial therapist of Epiphany Financial Therapy, a financial education and coaching business based in Denver. Origin Investment Advisory offers financial planning, budgeting, and portfolio management services primarily to individual retail clients via a subscription model and employer-sponsored programs. The firm utilizes Modern Portfolio Theory combined with behavioral-finance adjustments and an AI-driven approach to deliver discretionary and personalized investment solutions.

Emily Bandoni is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2023. She collaborates with individuals and families to develop comprehensive financial plans tailored to their unique goals. Emily takes a holistic approach to understanding her clients' entire financial situations to implement strategies that provide confidence and align with their long-term objectives. Emily has been with Fidelity Investments since 2020, progressing through roles from Workplace Planning Consultant to Planning Consultant before becoming a Financial Consultant. She holds insurance licenses in Arkansas and California, supporting her ability to assist clients with various financial products. Outside of her professional work, Emily enjoys biking, fitness, skiing, music, reading, and spending time with family.

Adam Allgaier is a CFP® with five years of industry experience currently serving at Mountain Capital Investment Advisors Inc. He has been with the firm since 2020 and also works as a pilot and first officer for United Airlines. Mountain Capital Investment Advisors is an SEC-registered wealth management firm that serves individuals, high net worth clients, trusts, estates, and charitable organizations. The firm manages approximately $929 million across about 1,191 client relationships and offers customized investment strategies focusing on long-term growth through low-cost, diversified funds, with ongoing portfolio monitoring and fiduciary advice for ERISA and IRA accounts.

Kellie Beiers is a financial advisor at Aspen Wealth Strategies, LLC with 12 years of industry experience. She holds Series 65 and Series 66 licenses and has previously worked at Chasefield Capital, Merrill, and UBS Financial Services. Aspen Wealth Strategies manages roughly $312 million for individuals, high-net-worth clients, trusts, estates, businesses, and charitable organizations. The firm emphasizes a long-term, fundamentals-driven investment approach using low-cost mutual funds and ETFs, supplemented by individual securities and options, including the documented use of derivatives for hedging and speculative purposes.

Matthew Curley is a financial advisor with Xcelsior Advisor Partners LLC in Denver, CO, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His prior roles include positions at Robert W Baird & Company and Citigroup Global Markets. He is also CEO and wealth advisor at Excelsior Capital Group and registered with The Leader Group to provide limited brokerage services. Xcelsior Advisor Partners LLC offers discretionary portfolio management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, trusts, estates, foundations, and business entities. The firm uses a combination of fundamental analysis and modern portfolio theory, employing both bespoke and model portfolios while providing access to alternative and private investments.

Vincent Otterbein is a CFP® with seven years of industry experience, currently an advisor at Colorado Capital Management in Boulder, Colorado. Before joining Colorado Capital Management in 2020, he worked at Charles Schwab & Co., Inc. and 8z Real Estate. Colorado Capital Management serves individuals, high-net-worth clients, families, trusts, corporations, foundations, and employer-sponsored retirement plans, managing approximately $638 million across 234 client households. The firm emphasizes a written investment policy, long-term fundamental analysis, regular rebalancing, and quarterly reporting, offering discretionary and non-discretionary portfolio management along with ESG investment options and retirement-plan advisory.

Jasmine Gallegos is a Series 65-licensed advisor with two years of industry experience. She currently works at The Millstone Evans Group, LLC, joining the firm in 2026. Prior to this, she spent four years at Fisher Investments. The Millstone Evans Group serves individual and high-net-worth clients, as well as trusts and charitable organizations, providing discretionary and non-discretionary portfolio management and financial planning. The firm offers customized investment plans utilizing mutual funds, ETFs, stocks, fixed income, and third-party managers, with ESG analysis available upon request.

James Carr is a financial advisor at Keystone Global Partners LLC in Denver, CO, holding Series 65 and Series 66 designations with 13 years of industry experience. He has worked at Keystone Global Partners since 2010 and previously was with Royal Oak Capital Management and Merrill. Keystone Global Partners provides wealth and investment management, financial planning, family office services, and personal exit advisory to affluent individuals, families, trusts, charitable organizations, and institutions. The firm manages over $580 million in assets, focusing on larger, complex relationships through integrated family-office capabilities and a fee-only operating model.