Todd Levine is a financial advisor at Invst, LLC with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Park Avenue Securities and Guardian Life Insurance Company. Levine is also the managing member of SGMT Holdings, LLC. Invst, LLC provides financial planning, consulting, discretionary and non-discretionary investment management, and retirement plan consulting to individual clients, including high-net-worth individuals, as well as pension and profit-sharing plans. The firm manages approximately $1.565 billion in assets and employs a multi-disciplinary investment approach incorporating fundamental, technical, and cyclical analysis.

Michael Megill is a financial advisor at Summit Financial, LLC with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Summit Financial since 2018. Prior to that, he was associated with firms including Purshe Kaplan Sterling Investments, Inc., Summit Equities, Inc., and Summit Financial Resources, Inc. In addition to providing financial advice, he offers insurance products through various insurance companies, earning compensation from these sales. Summit Financial, LLC is an SEC-registered, multi-team advisory firm managing approximately $26.35 billion in assets for about 17,800 clients. The firm provides a range of investment advisory, portfolio management, and retirement plan advisory services, operating both discretionary and consultative platforms to accommodate client preferences.

James Maimone is a financial advisor at Summit Financial, LLC with nine years of industry experience. He holds a Series 66 designation and has been with Summit Financial since 2018. In addition to his advisory role, he serves as an adjunct professor at Bergen Community College, teaching a financial fitness course focused on risks retirees face and risk hedging. Summit Financial, LLC is a multi-team advisory firm managing approximately $26.35 billion in assets for about 17,800 clients. The firm offers a range of investment advisory and portfolio management programs, combining discretionary and consultative services to accommodate varied client preferences.

Gregory Calderaro is a financial advisor with Garden State Investment Advisory Services, LLC in Red Bank, NJ, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. His prior work includes roles at Garden State Securities, Inc., Private Advisor Group, LLC, and LPL Financial, LLC. Outside of advisory work, he has experience in technology systems analysis and design through Progressive Systems and has served as a notary public. Garden State Investment Advisory Services, LLC offers personalized investment advisory services to individuals, high net worth clients, trusts, estates, corporations, and other business entities. The firm’s multi-advisor team provides discretionary and non-discretionary portfolio management, financial planning, and oversight of third-party portfolio managers using a range of analytical methods and custodial relationships.

Ronnie Howard is a financial advisor with Arkadios Wealth Advisors, holding Series 63 and Series 66 registrations and has 24 years of industry experience. He has worked at Arkadios Wealth Advisors and Arkadios Capital since 2019, following three years at GTS Securities, LLC. Outside of advisory work, he is involved in life insurance and fixed annuity sales. Arkadios Wealth Advisors is a multi-team SEC-registered firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm offers customized investment plans implemented through various internally managed accounts and selected third-party managers, utilizing fundamental, technical, and cyclical analysis methods.

Craig Margolies is a financial advisor at A.G.P. / Alliance Global Partners with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Aegis Capital Corp and Garden State Investment Advisory Services, LLC. Margolies has been with A.G.P. since 2021. A.G.P. / Alliance Global Partners is an SEC-registered investment adviser and FINRA-member broker-dealer operating a multi-team platform with approximately 131 advisors managing nearly $3 billion for over 7,000 clients. The firm offers a range of services including portfolio management, financial planning, retirement-plan advisory, and brokerage and insurance products, employing an open-architecture model that combines internally managed strategies with co- and sub-advisory relationships.

David Barr is a financial advisor at Invst, LLC with over 17 years of experience in the financial services industry, including a long tenure at Guardian Life. He holds Series 63, 65, and 66 licenses. Outside of advising, he maintains licensed mortgage broker and real estate agent roles, working occasionally with Red Oak Mortgage LLC and Keller Williams Suburban Realty. Invst, LLC provides comprehensive financial planning and investment management services to individual clients, pension plans, and profit-sharing plans. The firm manages approximately $1.565 billion in assets through a team of 33 advisors, using a combination of fundamental, technical, and cyclical analysis to construct diversified portfolios.

Danielle Arlotta is a CFP® and holds a Series 66 designation with six years of industry experience. She currently works at Core Planning, where she has been since 2026, and previously worked at Brooklyn Plans, LLC for four years. Prior to her financial advisory roles, she was employed at William Paterson University. Core Planning is a fee-only firm serving individual and high-net-worth clients with financial planning, wealth management, and retirement-plan advisory services. The firm uses a range of service models and incorporates third-party model portfolios and automated rebalancing tools in its investment approach.

Philip Simone is a financial advisor at Arkadios Wealth Advisors with four years of industry experience. He holds the CFP® designation and Series 65 and 66 licenses. Prior to joining Arkadios Wealth Advisors, he worked at several firms including Spartan Solar and Titanium Solar. Simone is also an associate in financial planning at Foresight Financial Partners. Arkadios Wealth Advisors is an SEC-registered, multi-team advisory firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm offers a range of portfolio management and financial planning services, using customized investment plans that incorporate fundamental, technical, and cyclical analysis.

Alex Boatman is a financial advisor with A.G.P. / Alliance Global Partners, holding a Series 66 credential and 14 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc and Edward Jones. Outside of his advisory role, he serves as Vice President of a networking group called Business by the Bay. A.G.P. / Alliance Global Partners is a multi-team firm serving over 7,000 clients with approximately $2.95 billion in assets under management. The firm offers portfolio management, financial planning, retirement-plan advisory, and brokerage services, employing an open-architecture investment approach that includes both internally managed strategies and sub-advisory relationships.

Susan Maes is a financial advisor with NWF Advisory Services Inc, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. Her prior roles include positions at The Ameriflex Group, Osaic, TFS Securities, Inc., LPL Financial, and Ameriprise Financial Services, Inc. She also operates a sole proprietorship, Maes Financial, and is licensed as an insurance agent for term life and health insurance. NWF Advisory Services, Inc. provides portfolio management and financial planning primarily to individual and high-net-worth clients, offering retirement plan consulting and trust and estate services. The firm manages approximately $3.82 billion in assets and delivers both wrap and non-wrap account programs through discretionary and non-discretionary relationships, utilizing an open-architecture wealth management platform with a mix of strategic and tactical investment approaches.

Michael Karlin is a financial advisor with Invst, LLC, holding Series 63 and Series 65 credentials and eight years of industry experience. His work history includes roles at Park Avenue Securities and Guardian Life Insurance. Invst, LLC provides financial planning, consulting, investment management, and retirement plan consulting services to individual and institutional clients. The firm employs fundamental, technical, and cyclical analysis to construct diversified portfolios and serves over 2,000 clients with approximately $1.565 billion in assets under management.

Andrew Alter is a CFP® and PFS™ with 14 years of industry experience. He is currently with Forum Financial Management, LP and previously founded and led Alter Financial Group LLC and Alter Wealth Management, LLC. He serves as a board member and treasurer for Unique Melodies, Inc., a nonprofit music education organization for individuals with special needs. Forum Financial Management, LP provides investment advisory and related services to individuals, retirement plan sponsors, charitable organizations, and institutional clients. The firm uses model asset-allocation portfolios based on Modern Portfolio Theory, employing institutional mutual funds, ETFs, and other strategies, while also serving as a turn-key asset-management platform for independent advisors and RIAs.

Terry Brodt is a financial advisor with Garden State Investment Advisory Services, LLC in Red Bank, NJ. He holds Series 63 and Series 65 licenses and has 31 years of industry experience. He has been with Garden State Investment Advisory Services and its affiliated broker-dealer since 2010. Brodt also holds a real estate license, though he is not currently active in that area. Garden State Investment Advisory Services, LLC provides personalized investment advisory services to individuals, high net worth clients, trusts, estates, corporations, and other business entities. The firm’s multi-advisor team offers portfolio management, financial planning, and consulting, using a variety of analytical approaches and working with multiple custodians and sub-advisors.

Edward Massari Jr. is a CFA® charterholder and holds Series 65 and Series 63 licenses. He has 14 years of industry experience and has been with International Assets Advisory, LLC since 2016. Massari is also a co-successor trustee of two family trusts. International Assets Investment Management (IAIM) offers investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent advisers. The firm focuses on customized, long-term portfolio construction using a range of investment vehicles and may utilize third-party money managers and wrap programs.

James King is a financial advisor with Diversify Advisory Services, LLC and holds Series 63 and Series 66 licenses. He has eight years of industry experience and has worked at firms including B. Riley Wealth Management and Equitable Advisors. He is also involved with Griffin Wealth Partners, a financial securities business conducted through B. Riley Wealth Management. Diversify Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base including individuals, corporations, pension plans, and small business owners. The firm employs a tactical diversification approach using a combination of internal models and third-party solutions across multiple platforms and offers a broad range of investment strategies and consulting services.

Jeremy Suarez is a financial advisor with Invst, LLC in Red Bank, NJ, holding a Series 66 designation and 16 years of industry experience. His prior work includes roles at Guardian Life Insurance Company and Park Avenue Securities. Suarez is involved in managing a business-related bill pay entity and also holds a power of attorney for a family member. Invst, LLC provides financial planning, consulting, discretionary and non-discretionary investment management, and retirement plan consulting to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm employs a blend of fundamental, technical, and cyclical analysis to manage portfolios across various asset classes and offers comprehensive client reporting and account management services.

Dylan Cinardo is a financial advisor with Santander Securities LLC in Lakewood, NJ, holding Series 63 and Series 65 licenses and with three years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Services LLC, as well as work with emergency medical services organizations. He also founded Attention to Detail Janitorial Services, LLC. Santander Securities LLC serves a broad retail client base, offering investment advisory services, portfolio management through wrap-fee programs, and access to securities-based lending and insurance products. The firm provides multiple managed account strategies implemented by third-party managers and maintains affiliated banking relationships that support its cash sweep programs.

Grant Shulman is a financial advisor with Prosperity Capital Advisors in Red Bank, NJ, holding a Series 66 designation and two years of industry experience. Prior to joining Prosperity Capital Advisors, he has been involved with OneTeam Financial and M Holdings Securities, Inc. Outside of advisory work, he serves as an independent marketer for the Middletown Sports Complex, selling advertising space. Prosperity Capital Advisors provides financial planning, consulting, and discretionary investment management to a diverse client base including individuals, corporate clients, and charitable organizations. The firm employs a model-driven, multi-sleeved investment approach utilizing a range of mutual funds, ETFs, and alternative solutions, and offers institutional and sub-advisory services.

Jack Casey is a financial advisor at Pinnacle Associates, Ltd. He holds a Series 65 designation and joined the firm in 2024. Prior to his current role, he spent five years at Providence College. Pinnacle Associates, Ltd. provides discretionary investment management and financial planning to individuals, families, trusts, endowments, foundations, pension and profit-sharing plans, and other institutional clients. Founded in 1984, the firm manages approximately $9.9 billion in discretionary assets and employs a fundamental, bottom-up investment approach across a range of equity strategies, tailoring allocations to client objectives and offering socially responsible overlays on request.