Scott Kleiner is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. He has worked within HSBC’s affiliated entities since 2015, including roles at HSBC Bank USA, N.A. alongside his registered representative duties at HSBC Securities. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary portfolio options. The firm’s investment approach incorporates strategic and tactical asset allocation, combined with fund due diligence and ongoing monitoring, supported by affiliated global asset management teams.

Erik Dececco is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 13 years of industry experience. His prior roles include positions at HSBC Bank USA, N.A. and HSBC SECURITIES (USA) Inc., where he worked for six years. He has been with Key Investment Services since 2021. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers portfolio management and model-based advisory products through a multi-provider platform, integrating resources from KeyCorp affiliates and focusing on non-discretionary investment models with optional tax and values overlays.

Kevin Donaghue is a Series 66-credentialed financial advisor with 13 years of industry experience. He has been with TIAA-CREF and TIAA since 2018 and previously worked at HSBC Bank USA for two years. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm also advises donor-advised funds and operates within a vertically integrated group that employs affiliated funds and a fiduciary standard tailored to each service.

Suzanne Novelli is a financial advisor at Guardian Life with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Guardian Life since 2011. Novelli serves as Treasurer and Finance Committee Chair of the Suburban Adult Services Foundation, where she reports on the foundation’s financial condition quarterly and annually. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers both advisor-led discretionary management and model-based strategies, combined with access to proprietary and third-party solutions.

Marion Kelly is a financial advisor with Guardian Life holding a Series 66 designation and beginning their career in 2025. Prior to entering the financial industry, Kelly worked in healthcare-related roles including positions at Jericho Road Community Health Center and the UB School of Dental Medicine. Marion is currently affiliated with Park Avenue Securities, a subsidiary of Guardian Life. Park Avenue Securities provides both brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies, offering tailored client relationships supported by proprietary programs and third-party platforms.

Russell Scherrer III is a financial advisor at HSBC Securities (USA) Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with HSBC Securities since 2011. HSBC Securities offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary options. The firm employs a structured investment approach using five model risk profiles and collaborates with affiliated and third-party providers for fund selection and account management.

Allan Carmello is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Key Investment Services LLC since 2005. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs featuring custodial and trade execution services, utilizing a multi-provider model for portfolio management and investment strategy.

Timothy Mckillen Jr. is a financial advisor with Lincoln Investment, holding a Series 63 designation and 16 years of industry experience. He has worked at Lincoln Investment since 2017 and previously at Legend Advisory Corporation and Legend Equities Corporation. In addition to his advisory role, he is self-employed in income tax preparation. Lincoln Investment Planning, LLC is a large enterprise firm serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and access to third-party managers, with investment strategies guided by an in-house Investment Management & Research team.

Marc Gleason is a financial advisor at Key Investment Services LLC with 10 years of experience in the industry. He holds Series 63 and Series 66 licenses. His career includes 17 years at KeyBank and over a decade at Key Investment Services, along with experience outside finance as a Medicare enrollment agent for Essential Solutions during non-trading hours. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm uses a multi-provider model combining discretionary implementation and third-party strategist portfolios, offering multiple wrap programs with custodial and trade execution services.

Mallory Haseley is a financial advisor with Key Investment Services LLC, holding the Series 63 and Series 66 designations and four years of industry experience. Her background includes positions at KeyBank, as well as work in service roles at Killington Ski Resort and with Becker Farms and Vizcarra Vineyards. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm employs a multi-provider model for portfolio management and integrates with KeyCorp affiliates to offer a range of investment, banking, and advisory services.

Wei Zhao is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY. He holds Series 63 and Series 66 designations and has five years of industry experience. Prior to joining HSBC Securities in 2021, he has been with HSBC Bank USA, N.A. since 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm uses model risk profiles and combines strategic and tactical asset allocation supported by affiliates for fund selection and ongoing monitoring.

Alex Hamill is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with TIAA-CREF since 2014. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, applying a fiduciary standard to its RIA services.

Frank Pelosi Jr. is a financial advisor with Capital Analysts, holding a Series 63 designation and 36 years of industry experience. His career includes roles at Lincoln Investment (2017–present), Legend Advisory Corporation (2011–2019), and Legend Equities Corporation (1994–2017). He is also president of Pelosi Insurance Agency Inc., an independent agency specializing in property and casualty insurance and income tax preparation. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, and businesses, offering portfolio management, custom and model portfolios, and retirement-plan advice. The firm manages investments both through an in-house Investment Management & Research team and via independent advisors and third-party managers.

Gabriel Cesar is a CFP® with 10 years of industry experience, currently affiliated with Principal Financial Services. He has worked at Principal Life Insurance Company and Principal Securities, Inc. since 2016 and is a co-owner of R & G Wealth Management Group Inc. in Amherst, NY. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions through various advisory and promoter arrangements.

Ronald Sporyz is a financial advisor with Principal Financial Services in Amherst, NY, holding the CFP® and ChFC® designations and the Series 63 license. He has 43 years of industry experience and has been with Principal Life Insurance Company since 1998, Principal Securities since 2016, and R & G Wealth Management since 2024. Outside of his advisory role, he advises on fireworks displays and coaches soccer. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Alexis Switzer is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and two years of industry experience. Prior to joining Citi Group in 2025, Alexis worked at Equitable Advisors, LLC for one year and has a background that includes academic and retail roles. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm is notable for its large institutional scale, in-house research, and unique market roles such as operating as a swap dealer and futures commission merchant.

Robert Gruber is a financial advisor with GWN Securities Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with GWN Securities since 2005. Outside of his advisory role, Gruber owns and operates Gruber Insurance & Financial Services, where he sells and services various insurance products, and he serves as an exam monitor for New York State insurance continuing and prelicensing education. GWN Securities is an SEC-registered investment adviser and broker-dealer that provides discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm supports a large network of approximately 423 advisors and manages about $3.65 billion across over 37,000 client accounts, offering a range of managed-account programs including SMA, UMA, and fund-strategist options.

Richard Gruszewski is a financial advisor with Principal Financial Services, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Bristol ID, FSP Advisors, Leigh Baldwin & Co., Axa Advisors LLC, and Xerox. He is also engaged in outside sales related to life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation typically carried out on a discretionary basis by these managers.

Mary Catherine Maclefko is a financial advisor with Lincoln Investment, holding a Series 63 designation and 17 years of industry experience. She joined Lincoln Investment in 2017, having previously worked at Legend Advisory Corporation and Legend Equities Corporation. Outside of her advisory role, she is an accountant and office manager at Allied Staffing and also conducts site inspections for vehicle and commercial property surveys. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a longstanding focus on educators and 403(b) and 457(b) programs. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house investment management team and access to third-party managers.

Anna Marie Pera is a financial advisor at Key Investment Services LLC with 31 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. from 2016 to 2022. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers portfolio management and model-based advisory products through a multi-provider platform, integrating services from KeyCorp affiliates and third-party managers.