Tess Daniele Mayo is a financial advisor at UBS Financial Services with nine years of industry experience. She has worked at UBS since 2019 and previously spent six years at Perspecta Trust LLC. In addition to her advisory role, she is an author of legal treatises on trusts and private trust companies published by Globe Law and Business Ltd. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Bernard Kavanagh Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 36 years of experience in the financial services industry. He has been with Merrill since 1992 and leads a team with a combined 90 years of service at the firm. His expertise encompasses portfolio management, wealth management, private equity, insurance, lending, and retirement income planning. Bernard focuses on building strong relationships with clients, their families, and other advisory team members to deliver goal-based wealth management solutions. Bernard holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. He earned his Bachelor's Degree from Assumption College. His client focus areas include college education planning, corporate executive services, executive compensation, liquidity management, tax minimization, socially responsible and ESG investing, individual and corporate investment strategy, retirement income, and services tailored to sports and entertainment professionals. Outside of his professional responsibilities, Bernard is involved in community service, including supporting local nonprofits and volunteering with youth sports leagues. His personal interests include boating, fishing, golfing, skiing, and surfing.

George Tzimas is a financial advisor with Morgan Stanley in Manchester, NH, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, employing structured financial planning processes and a broad selection of investment offerings.

Peter Milillo is a financial advisor at MassMutual Investors Services with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with MML Investors Services and MassMutual Life Insurance Company since 2014. Outside of his advisory role, he is also an insurance agent specializing in individual life insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Theresa Huntley is a financial advisor with RBC Capital Markets in Concord, NH, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. She has been with RBC Capital Markets since 2009. Huntley serves on the board of the Jumpstart Coalition in New Hampshire, which promotes financial literacy among young adults. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base, including individuals, institutions, and charitable organizations, offering tailored investment strategies through a combination of in-house and third-party managers. The firm provides a range of advisory and brokerage services designed to meet various client needs.

Jennifer Elliott is a financial advisor with RBC Capital Markets in Concord, NH, holding Series 63 and Series 65 licenses and having 27 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs with tailored portfolio strategies implemented through a combination of in-house and third-party investment managers.

Susan Giroux is a financial advisor at Ameriprise with 27 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Giroux holds a Series 63 designation and is based in Concord, NH. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with at least $1,000,000 in net investable assets. The firm provides written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies, supported by algorithmic analysis and a centralized consulting team.

Mike Rubin is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Prudential Insurance Company of America and Fidelity Brokerage Services. Prior to his financial services career, he held positions outside the industry, including work with the Craft Beer Guild of New Hampshire. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Benjamin Copp is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2013, including roles at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, with a focus on discretionary portfolio management and model portfolios constructed through a combination of fundamental research, quantitative analysis, and algorithmic methods. The firm also serves as an advisor to registered investment companies and employs oversight controls to address conflicts of interest.

Jeffrey Horton is a financial advisor at Charles Schwab with four years of industry experience. He holds the Series 66 designation and has worked previously at Fidelity Investments and Squam Lakes Financial Advisors LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Kevin Cook is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has been with Fidelity Brokerage Services Inc since 1999 and has also worked with Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and oversees sub-advisers while maintaining governance and proxy-voting procedures.

Karen Pearl is a financial advisor with MassMutual Investors Services in Bedford, NH, holding a ChFC® designation along with Series 63 and Series 65 licenses. She has 41 years of industry experience and has been with Massachusetts Mutual Life Insurance Company and its subsidiary, MML Investors Services, since 2007. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Andrew York is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Edward Jones since 2011. He holds the Series 66 designation and is based in Bedford, NH. Outside of his advisory role, York oversees the delegation and finance aspects of a real estate rental business through Henderson Hill, LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs and investment solutions. The firm is notable for its extensive network of advisors and branch offices, as well as for offering affiliated capabilities such as a trust company, mutual funds, and securities-based lending.

Douglas Daigle is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC since 1983. Additionally, he holds a property and casualty license with Liberty Mutual for service work. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs through both advisory and brokerage channels.

Jeffrey Space is a financial advisor with Charles Schwab who holds the Series 66 designation and has 24 years of industry experience. He has worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services before joining Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, multi-asset model portfolios, and centralized operational support.

Eugene Engholm Jr. is a financial advisor at Charles Schwab with 39 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at Fidelity Brokerage Services, TD Ameritrade, and Scottrade. Outside of his advisory role, he works part-time as a driving range associate at a local golf course. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment approach includes both non-discretionary and discretionary models, multi-asset portfolios, and access to alternative investments, supported by a centralized and integrated operational structure.

Tiffany Day is a financial advisor at Edward Jones in Concord, NH, holding a Series 66 designation with nine years of industry experience. She has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard Hendl is a CFP® with 33 years of industry experience, currently serving at Wells Fargo Clearing since 2018. Prior to that, he worked at Alps Fund Services for five years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Thomas Hardenbergh IV is a financial advisor with UBS Financial Services in Manchester, NH, holding a Series 66 designation and 22 years of industry experience. He previously worked at Bank of America and Merrill, spanning a combined period from 2003 to 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Jonathan Martin is a CFP®-certified financial advisor at Wells Fargo Advisors with nine years of industry experience. He previously worked at UBS Financial Services for six years and held a position at the University of New Hampshire for three years. Outside of his advisory role, Martin owns and operates Black Star Collectibles & Games LLC, a business involved in buying and selling collectibles. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services using proprietary research and tools, providing tailored recommendations through both brokerage and advisory programs.