Nikki Theriault is a financial advisor with RBC Capital Markets in Portland, ME, holding a Series 66 designation and 24 years of industry experience. She has been with RBC Capital Markets since 2009. Outside of her advisory role, she is involved with a rental property in Portland. RBC Wealth Management serves a wide range of clients, including individual investors and institutions, offering tailored advisory programs with both discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm utilizes a variety of investment managers and strategies to align with clients’ risk profiles and preferences.

Deborah Pease is a financial advisor with Wells Fargo Clearing in Scarborough, ME, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as a personal representative for her mother’s estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Dillon Burns is a Financial Consultant at Fidelity Investments, where he has been serving since 2022. He has held various roles at Fidelity Investments since 2018, including Investment Consultant, Client Relationship Manager, and Financial Representative. His experience encompasses client relationship management and investment consulting. Dillon's approach focuses on understanding each client's past, present, and future to collaborate effectively throughout the financial planning process. He aims to help clients implement plans that align with their unique goals and preferences, ensuring that today's financial decisions support their future priorities. Outside of his professional role, Dillon enjoys hiking, skiing, attending concerts, and playing board games.

Michael Smith is a financial advisor with Ameriprise who holds a Series 66 designation and has 24 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice, primarily for clients with assets managed within Ameriprise accounts.

Johann Azzopardi is a financial advisor with LPL Enterprise in Portland, ME, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He has worked with Prudential Insurance Company of America since 2005 and previously with Pruco Securities, LLC. Outside of his advisory role, he provides service for existing property and casualty insurance policies. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products via an integrated platform.

Geoffrey Butts is a financial advisor with Morgan Stanley in Portland, ME, holding a Series 66 designation and three years of industry experience. His prior roles include positions at RBC Capital Markets and T. Rowe Price. Morgan Stanley Wealth Management provides a range of advisory services to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning programs.

John Cesere is a Planning Consultant at Fidelity Investments, a position he has held since 2026. Prior to this role, he worked as a Relationship Manager at Fidelity Investments from 2025 to 2026, and as a Financial Representative from 2023 to 2024. In his current role, John focuses on developing financial plans that align with the specific goals and motivations of his clients and their families. John takes a collaborative approach to financial planning, emphasizing clear communication, education, and thoughtful guidance to help clients make informed decisions as their needs change. He believes that strong financial planning begins with building strong relationships and understanding what matters most to his clients. Outside of his professional career, John has interests in photography, scuba diving, soccer, surfing, and traveling.

Sarah Cyr is a CFP® with five years of industry experience, currently serving as a financial advisor at OSAIC since 2025. She previously worked at Lincoln Financial Securities for six years and has experience in the healthcare sector with MaineHealth. Outside of her advisory role, Sarah is also an agent involved in the sale and service of disability, long-term care, and traditional life insurance. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a large network of advisers and platforms. The firm offers integrated brokerage and advisory services with access to a wide range of investment options and third-party money managers, supported by various asset-allocation and portfolio management tools.

Peter Hart is a financial advisor with RBC Capital Markets in Portland, ME, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. Prior to joining RBC in 2016, he worked for Wells Fargo Advisors from 2009 to 2016. Outside of his advisory role, he coaches the varsity boys tennis team at The Waynflete School. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored portfolio management and advisory programs that utilize both in-house and third-party investment managers.

Brian Wells is a financial advisor at RBC Capital Markets with 28 years of industry experience. Prior to joining RBC in 2023, he worked for UBS Financial Services Inc for nine years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers and model providers.

Robert Wasson is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, he worked at Maine Medical Center and held positions at the University of New England and EventSafe Professional Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Ian Mcarthur is a financial advisor at RBC Capital Markets with 25 years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs that combine discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers to tailor strategies to clients' risk profiles.

Reilly Tucker is a financial advisor at Ameriprise with a Series 66 designation and no prior industry experience. Before joining Ameriprise, Tucker worked in photography, real estate, and held positions at the University of Maine and other organizations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service focused on dependable income sources and tax-aware withdrawal strategies, supported by proprietary research and third-party data.

James Tyrrell Jr. is a financial advisor at OSAIC with the ChFC® designation and over 53 years of industry experience. He was previously associated with Securities America Advisors, Inc. for 10 years. Outside of his advisory role, he has been involved in life and health insurance sales since 1979. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm employs sophisticated asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Christopher Wallace is a financial advisor with Primerica Advisors in Windham, ME, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Primerica Advisors since 1996 and with Primerica Financial Services since 1995. In addition to his advisory role, he provides tax preparation and accounting services through Smart Business Solutions. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited separately managed account options. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers while delegating trading responsibilities to BNY Mellon Advisors.

Richard Murphy Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with LPL Financial and its predecessor entities since 1991. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from in-house and third-party providers.

Andrea Landini is a financial advisor with UBS Financial Services in Portland, ME, holding Series 63 and Series 65 licenses and 39 years of industry experience. He has been with UBS Financial Services since 2010. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Martin Madden is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he works closely with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. His approach includes creating flexible plans that accommodate changing market conditions and clients' evolving needs, with a focus on retirement planning and income strategies. He brings expertise in serving endowments, foundations, non-profits, and defined benefit and contribution plans. Martin utilizes cash flow projections and comprehensive financial modeling to help professionals transition their retirement accounts and equity into financial freedom that supports their personal and professional aspirations. Martin holds a Bachelor's Degree from Providence College and a Master's Degree from DePaul University. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also a board member of SMCC and volunteers with Junior Achievement in Maine. In his personal time, Martin enjoys chess, golfing, hiking, skiing, and spending time with his family.

Kenneth Stafford is a financial advisor with LPL Financial, holding a Series 66 registration and bringing 26 years of industry experience. He has worked with LPL Financial since 2018 and previously was with Securities America for nine years. Stafford also operates Stafford Advisors, providing tax consulting and compliance services. He serves on the board of a nonprofit health and higher education authority and is a board member of Portland Air Freight, Inc. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a broad network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, retirement consulting, and employs a range of investment strategies supported by in-house and third-party research.

Benjamin Henchel is a financial advisor with Ameriprise in Cumberland, ME, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he is involved in managing rental properties. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research-driven modeling and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.