Douglas St John is a financial advisor with LPL Financial in Seattle, WA, holding a Series 66 designation and 12 years of industry experience. He has worked at LPL Financial since 2021 and held prior roles at Panorama Advisors LLC and Waddell & Reed, Inc. St John is also involved with the Washington State Society of American Forests Foundation. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions, with a broad platform that includes model portfolios, third-party management, and institutional programs.

Spencer Daw is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including JPMorgan Chase Bank, Merrill, Bank of America, and TD Ameritrade. Spencer is based in Seattle, WA. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Hoa (Sandra) Truong is a financial advisor at Osaic with 36 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc., KMS Financial Services, Inc., and Morgan Stanley DW Inc. Truong is also involved in insurance sales, offering fixed annuities and term life insurance through her contracted agent roles. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and multi-advisor platform solutions.

Christopher Minaker is a financial professional with four years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and also serves as an assistant baseball coach at Edmonds-Woodway High School. His career includes roles at several firms, including Greenlight Investors, LLC, and Carl Zeiss Meditec USA, Inc. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party model portfolios.

Congying Li is a financial advisor with Edward Jones, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, Li worked at Amerisave Mortgage Corporation and held roles at Intuit and Haidilao Hot Pot Seattle. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of advisors and branch offices.

Ryan Gilhuly is a financial advisor with Edward Jones in Silverdale, WA, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Zemlin is a financial advisor with Ameriprise in Seattle, WA, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary recommendations. The firm serves clients through a range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Dylan Miyasaki is a financial advisor with Ameriprise in Seattle, WA, holding a Series 66 designation and three years of industry experience. He previously worked at Apex Systems for two years before joining Ameriprise in 2018. Outside of his advisory role, he strings tennis racquets for friends as a small side activity. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Scott Stanley is a CFP® professional with 14 years of industry experience, currently affiliated with LPL Financial since 2012. He operates under the Pharos Wealth Management name as a DBA for his LPL business, providing general wealth management services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nick Pascoe is the Vice President and Branch Leader at Fidelity Investments. In this role, he focuses on empowering Fidelity associates by providing them with the skills, confidence, and support necessary to reach their full potential. He has held several positions at Fidelity Investments, including Vice President, Regional Planning Consultant from 2022 to 2026, Vice President, Financial Consultant from 2020 to 2022, Financial Consultant from 2017 to 2020, and Investment Consultant from 2015 to 2017. Prior to joining Fidelity, Nick was a Financial Representative at Northwestern Mutual from 2013 to 2015.

Michael Gabriyelyan is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at ADP, Paycom, Symetra Life Insurance Company, and Amazon. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations and includes an ESG eligibility framework.

Nelson Ngako Kameni is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, Equitable Advisors, and several businesses in the hospitality and retail sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kimberly Monnahan is a financial advisor with LPL Financial in Edmonds, WA, holding Series 63, 65, and 66 credentials and bringing 22 years of industry experience. Her career includes roles at Ameriprise, Private Advisory Group, Northern Trust Securities, Banc of America Investment Services, and Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and a wide network of more than 22,800 advisors.

Karin Nilsson is a financial advisor with LPL Financial in Seattle, WA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has worked at LPL Financial since 2011 and previously spent 12 years with Cetera Wealth Services, LLC. Outside of her advisory role, she works as a dealer and pit boss for a casino party vendor that operates at non-monetary events. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by a large network of investment adviser representatives and various operational tools.

Kenneth Lubkowski is a financial advisor at LPL Financial in Seattle, WA, with 26 years of industry experience. He holds the Series 66 designation and has been with LPL Financial (formerly Linsco Private Ledger) since 2000. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Tadeusz Markow is a CFP® credentialed financial advisor with 33 years of industry experience, currently affiliated with Cambridge Investment Research Advisors, where he has worked since 2007. He also operates Markow Financial Group, Inc., which he founded in 1995, and is involved as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors such as pension and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services through a large network of financial professionals. The firm manages a multi-billion dollar asset base and offers various account implementation platforms and proprietary model strategies.

Kristian Maya is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. Prior to joining Schwab, Maya worked at QuadCap Wealth Management and spent several years in full-time education. Maya is based in Bellevue, WA. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, leveraging multi-asset model portfolios and due diligence on alternative investments within an integrated operational structure.

James Hansen is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Securities America Advisors, Securities America, KMS Financial Services, and Travelers Insurance Company. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment process featuring asset allocation, portfolio optimization, and risk management tools, supporting discretionary strategies and third-party manager selections.

Bradley Dijulio is a financial advisor with LPL Financial in Seattle, WA, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at NBC Securities, JHS Capital Advisors, and Paulson Investment Company. Outside of his advisory work, he is the owner of Blue Bard LLC, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Benjamin Pecora is a financial advisor with OSAIC, holding a Series 66 designation and six years of industry experience. He previously worked at Edward Jones for eight years and has been involved with The Home Depot and the Bainbridge Island Youth Soccer Club for over a decade. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and portfolio management across various programs. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization, supported by multiple custodial arrangements and alternative investment options.