Marc Oceanak is a CFP® professional with nine years of experience in financial advising, currently affiliated with Beacon Trust. His prior roles include positions at MassMutual Life Insurance, Ameriprise Financial Services, and Avantax, among others. Oceanak is also involved with Scafa Financial Services, providing investment planning, retirement planning, estate planning, and tax planning services. Beacon Trust offers financial planning, discretionary portfolio management, retirement-plan advisory, and trustee services primarily to individuals, trusts, pension, and charitable entities. The firm employs an open-architecture investment platform that integrates in-house strategies, factor-based and ETF models, separately managed accounts, and monitored independent managers, with a focus on tax awareness and customized fixed-income portfolios.

Joseph Rowek is a financial advisor at Summit Financial, LLC with 30 years of industry experience. He holds the Series 63 designation and has previously worked with Purshe Kaplan Sterling Investments, Summit Risk Management, Inc., Summit Equities, Inc., and Summit Financial Resources, Inc. Outside of his advisory role, Mr. Rowek maintains a limited law practice serving family and friends and serves on the advisory board of Conway Wealth Group. Summit Financial, LLC is an SEC-registered, multi-team firm managing approximately $26.35 billion in assets for around 17,800 clients. The firm offers a range of services including investment advisory, portfolio management, financial planning, and retirement plan advisory, combining discretionary and consultative approaches tailored to client needs.

Brian Macellara is a CFP® professional with one year of experience currently serving at CW Advisors, LLC. He previously spent nine years with Delta Financial Group, Inc. CW Advisors, LLC is a multi-team advisory firm offering investment management, comprehensive wealth management, financial planning, and family office services to a diverse client base including individuals, trusts, charitable organizations, and business entities. The firm employs a Core-and-Satellite investment approach using a blend of active, passive, quantitative, and ESG strategies, and is part of the larger Osaic corporate group, providing additional platform and continuity services.

Christopher Perrine is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Beacon Trust in Morristown, NJ. He has been with Beacon Investment Advisory Services, Inc. since 2015 and also maintains a role at Acertus Capital Management, LLC. Beacon Trust provides financial planning, tax preparation, and discretionary portfolio management to individuals, trusts, estates, retirement plans, charitable organizations, and certain business entities. The firm employs a risk-first investment approach across a diversified range of strategies and offers integrated trust and banking services through its affiliations.

Jennifer Hoffman is a financial advisor with Gladstone Wealth Partners and holds a Series 66 designation. She has 16 years of industry experience, including prior roles at Morgan Stanley and PNC Investments. Hoffman also provides investment advisory services through Gladstone Institutional Advisory LLC, an independent registered investment advisor. Gladstone Wealth Partners serves individuals, corporations, pension and profit-sharing plans, and charitable organizations with a team of nearly 100 advisors. The firm offers discretionary portfolio management, financial planning, and retirement plan consulting, employing a variety of investment approaches tailored at the representative level.

Michael Holt is a CFP® with 22 years of industry experience, currently serving as an advisor at Beacon Trust since 2015. He is based in Morristown, NJ. Beacon Trust provides financial planning, tax preparation, and discretionary portfolio management to individuals, trusts, estates, retirement plans, charitable organizations, and certain business entities. The firm manages approximately $4.3 billion in regulatory assets and uses an open-architecture investment platform with a risk-first framework, incorporating tax-aware management and customized portfolio options.

Farah Mirza is a financial advisor at Santander Securities LLC with 20 years of industry experience. She holds Series 63 and Series 65 designations and has been with Santander Securities since 2013, also working with Santander Bank since 2012. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individual investors, corporations, charitable organizations, and institutional clients. The firm offers wrap-fee advisory programs and other financial services, delivering investment advice through a managed-account platform with discretionary portfolio management and ongoing suitability reviews.

David Cottam is a financial advisor with Cary Street Partners in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at National Wealth Management, LLC and Citigroup Global Markets. Outside of advisory work, he is the managing member of Equator Holdings, LLC, an investment holdings company focused on debt collection activities. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to a diverse client base including individuals, retirement plans, trusts, corporations, and institutional clients. The firm utilizes a broad investment menu and proprietary strategies, serving specialized institutional niches such as state and municipal government entities and insurance companies.

Jason Brougham is a financial advisor at Summit Financial, LLC in Morristown, NJ, holding a Series 66 designation with five years of industry experience. He has worked at Summit Financial and APW Capital, Inc., among other firms, since 2019. Summit Financial, LLC is a multi-team advisory firm with over $26 billion in assets under management, serving approximately 17,800 clients. The firm offers a range of investment advisory and portfolio management programs, combining both discretionary and consultative services tailored to client needs.

Leslie Vasvari is a CFA® charterholder with one year of experience at SAX Wealth Advisors, LLC. Prior to joining SAX Wealth Advisors in 2025, Leslie worked for ten years at Fiduciary Trust International. SAX Wealth Advisors provides investment management, comprehensive financial planning, and wealth-management services to individual clients, qualified retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm employs a long-term, evidence-based asset allocation strategy primarily using low-cost, passively managed mutual funds and ETFs, supplemented by customized fixed-income ladders and third-party sub-advisers.

Dawn Avallone is a financial advisor at Beacon Trust with eight years of industry experience. She holds a Series 65 designation and previously worked at the Law Offices of Jane F. Wolk LLC from 2014 to 2018. Beacon Trust provides financial planning, discretionary portfolio management, retirement-plan advisory, and trustee services to individuals, trusts, pension, and charitable entities. The firm manages over $4 billion in discretionary assets and utilizes an open-architecture platform combining in-house strategies, factor-based models, separately managed accounts, and monitored independent managers.

Tori Benjamin is a CFP® with 12 years of industry experience, currently serving as a financial advisor at CW Advisors, LLC. Prior to joining CW Advisors in 2025, she worked at Delta Financial Group, Inc. for eight years and Nationwide Planning Associates, Inc. for nine years. CW Advisors, LLC is a multi-team advisory firm offering investment management, comprehensive wealth management, financial planning, and family office services to a diverse client base including individuals, trusts, estates, charitable organizations, and business entities. The firm employs a Core-and-Satellite portfolio construction approach using active, passive, quantitative, and ESG-oriented strategies, supported by centralized investment oversight and an affiliation with a larger corporate group.

Joseph Macellara is a CFP® with 13 years of industry experience, currently serving at CW Advisors, LLC. He previously worked for 34 years at Delta Financial Group, Inc. Outside of his advisory role, he is a partner in a real estate venture, 37 Stonehouse LLC. CW Advisors, LLC is a multi-team firm providing investment management, wealth management, financial planning, and family office services to individuals, trusts, estates, charitable organizations, and corporate clients. The firm employs a Core-and-Satellite investment approach, combining active, passive, quantitative, and ESG strategies, and offers services to other registered investment advisers as well as pooled investment vehicles and private funds.

Stanley Gregor is a financial advisor with Summit Financial, LLC in Parsippany, NJ, holding Series 63 and Series 65 credentials and 33 years of industry experience. His prior roles include positions at LS Securities, LLC and various Summit-affiliated entities. Outside of his advisory work, he is involved with a restaurant and brewery business, dedicating several hours monthly on weekends. Summit Financial, LLC is an SEC-registered, multi-team advisory firm managing approximately $26.35 billion in assets for around 17,800 clients through 216 advisors. The firm offers a range of investment advisory and portfolio management programs, combining discretionary and consultative services with opportunities for customization and access to alternative investments.

Timothy Scherwa is a financial advisor with Capitol Securities Management, Inc. in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He joined Capitol Securities in 2017 after roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he serves as volunteer president of his local homeowner's association and is a board member of the Rockaway Township Zoning Board of Adjusters. Capitol Securities Management serves individual, institutional, and corporate clients, including high-net-worth individuals, offering portfolio management, financial planning, and consulting services through both advisory and brokerage platforms. The firm provides investment advice via discretionary and non-discretionary programs, model portfolios, and third-party money managers.

Noah Dorman is a CFP® with four years of industry experience and is currently with OneAscent Financial Services LLC. He previously worked at StoneX Advisors Inc and Stonex Securities Inc. In addition to his advisory role, he is involved in insurance sales. OneAscent Financial Services LLC is a multi-team registered investment adviser serving individuals, retirement plans, trusts, broker/dealers’ customers, and institutions through multiple advisory teams, offering a variety of asset management and financial planning solutions.

Mark Chioda is a Series 65–licensed advisor at Tucker Asset Management LLC with six years of industry experience. He has worked at Tucker Asset Management since 2019 and previously was with Strategic Retirement Solutions, LLC. Outside of his advisory role, he operates as an independent insurance agent. Tucker Asset Management serves individual and high-net-worth clients, as well as foundations, trusts, estates, and charitable organizations. The firm employs a top-down, macroeconomic asset-allocation process to manage portfolios across various strategies, including alternative investments, and delivers services through a network of independent investment adviser representatives.

Joseph Marrocco is a CFP® professional with 12 years of industry experience, currently serving at CW Advisors, LLC. His prior roles include positions at Delta Financial Group, Inc., Strategic Advisers, Inc., and Fidelity Brokerage Services LLC. CW Advisors, LLC is a multi-team advisory firm offering investment management, wealth planning, and family office services to a diverse client base including high-net-worth individuals, trusts, charitable organizations, and pension plans. The firm employs a Core-and-Satellite investment approach using a variety of active, passive, quantitative, and ESG strategies, and is part of the larger Osaic corporate group with access to related trust, lending, and alternative investment services.

Laurence Sobin is a financial advisor with Packerland Brokerage Services, Inc., holding the ChFC® designation and Series 63 and 65 licenses. He has 37 years of industry experience, including 17 years with Packerland. Sobin also operates Sobin Financial Group as a financial consultant, focusing on life, health, long-term care, disability insurance, fixed and indexed annuities, and Medicare supplements. Packerland Brokerage Services, Inc. serves individual and institutional clients through a network of 176 advisors and offers financial planning, portfolio management, and retirement-plan consulting. The firm utilizes a range of investment solutions, including third-party money managers and advisory programs on the Hilltop-environment platform.

Giovanni Buzzetta is a financial advisor at NFSG Corporation with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Newbridge Securities since 2017 and National Securities Corp from 2013 to 2017. Outside of advising, he serves as a CCD instructor for a Catholic church program in Helmetta, NJ. NFSG Corporation is an SEC-registered investment adviser offering discretionary and non-discretionary asset management, third-party manager selection, and financial planning to individuals, pension plans, trusts, and charitable organizations. The firm customizes portfolios using a combination of fundamental, technical, and cyclical analysis and frequently employs third-party asset managers to meet client objectives.