Christopher DeMania is currently serving as Vice President, Wealth Planner at Fidelity Investments. In this role, he partners with clients and their families to understand their financial goals and collaborates with them to develop comprehensive plans for savings, investments, and retirement. Prior to his current position, Christopher worked as an Associate at Goldman Sachs from 2018 to 2024. Outside of his professional work, Christopher has interests that include beach activities, fitness, football, hiking, and outdoor adventures.

Michael Swezey is a financial advisor based in Albany, NY, affiliated with Merrill. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has worked at Merrill since 1993 and has been with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Daley is a Series 66-licensed financial advisor with eight years of industry experience. He has worked at Edward Jones since 2018 and previously was associated with Bad Uncle Sam and MassMutual. Daley also has experience outside finance, having worked at the Beekman Arms Delamater Inn. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Nicholas Marinelli is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His prior work includes roles at Bank of America, JPMorgan Chase Bank, and J.P. Morgan Securities LLC. He also has experience running Jim Marinelli Contracting LLC, a business he operated for several years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edward Zaik is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors, LLC since 1999. Outside of advisory work, he provides tax preparation services through ED ZAIK TAX SERVICE and serves with the Treasure Valatie Fire Department in Valatie, NY. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of advisory models implemented through third-party sponsors and offers ERISA fiduciary services to qualified plans.

Carrie Dady is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds a Series 66 designation and has been with UBS since 2010. Outside of her advisory role, she is a member of an LLC involved in family real estate holdings. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management.

Siobhan Despart is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, previously working at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a discretionary investment selection option, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Gregory Trimarchi is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. His prior experience includes roles at Northwestern Mutual and a separate business venture, Shake 'N Bake 123 Inc. He is based in Albany, NY. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Jake Austro is a Financial Consultant at Fidelity Investments, where he partners with clients to develop comprehensive financial plans that align with their goals and needs. He holds the Certified Financial Planner (CFP®) designation, underscoring his commitment to helping clients make informed decisions regarding their family's wealth. Jake's experience in the financial industry includes roles as a Financial Consultant, Investment Consultant, and Financial Representative at Fidelity Investments from 2023 to the present. Prior to joining Fidelity, he worked as a Relationship Banker at Bank of America from 2022 to 2023. Outside of his professional work, Jake enjoys fishing, fitness, spending time at the lake, and engaging in outdoor adventures.

Tyler Gregory is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial in 2024, he worked at WPS Holdings and has experience in education and screen printing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

Alissa Quinn is a financial advisor with UBS Financial Services in Albany, NY, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has been with UBS since 2009 and serves on the finance committee of the Fort Orange Club, where she reviews financial statements and the 401(k) plan. Quinn is also an author, with her book *The Power of Impact Circles* available for sale, and participates in related book signings and speaking engagements. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies according to clients’ goals and risk tolerances.

Ashley LaBelle is a Planning Consultant at Fidelity Investments, where she partners with two wealth management teams to assist clients in achieving their financial goals through a personalized approach. She has been with Fidelity Investments since 2023, progressing through roles including Financial Representative and Relationship Manager. Prior to joining Fidelity, Ashley worked as an Investor Accounting Specialist at Broadview Federal Credit Union from 2020 to 2023, and as a Commercial Lending Coordinator at Trustco Bank between 2018 and 2020. Her professional experience spans various aspects of financial services, focusing on client relationship management and financial planning. Outside of her professional role, Ashley enjoys beach activities, fitness, hiking, snowboarding, traveling, and yoga.

Johnathan Wilsey is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His career includes roles at Cetera and Foresters Financial. Wilsey also operates BPS Financial Services, where he works as a financial planner. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary options and approximately $256 billion in assets under management.

Judith Dievendorf is a financial advisor with Primerica Advisors in Delmar, NY, holding a Series 63 designation and bringing 23 years of industry experience. She has worked with Primerica Advisors and Primerica Financial Services since 2002 and also owns Ellis Alexander Consulting, which provides tax preparation services. Additionally, she serves as a trustee for a family trust and works as an energy advisor with Viridian Energy. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options structured as a wrap-fee solution. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Jeffrey Lashway is a CFP® with 34 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with diversification principles and modern portfolio theory to offer both brokerage and advisory solutions.

Nolan Hart is a financial advisor with UBS Financial Services in Albany, NY, holding Series 63, 65, and 66 licenses and bringing nine years of industry experience. His prior roles include positions at Bank of America, Merrill, Bernstein Private Wealth Management, AllianceBernstein, and Kellogg Northwestern. Nolan joined UBS in 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management and offers a broad range of capital markets services.

Joseph Smith is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals and families bring clarity and coordination to their financial lives by providing investment strategy, risk management, cash-flow and liquidity planning, and coordination with tax, estate, and legal professionals. Joseph has a strong foundation in financial analysis, strategic planning, risk management, and relationship building. He is skilled at translating complex financial information into clear, practical guidance, tailoring his approach to each client's circumstances, priorities, and long-term goals. His philosophy centers on clear guidance, open communication, and disciplined follow-through to help clients make informed decisions with confidence. He holds a Bachelor's Degree from LeMoyne College and a Master's Degree from Rensselaer Polytechnic Institute. Joseph also has the Personal Investment Advisor (PIA) designation. He is involved in community events and has personal interests in basketball, cooking, football, gardening, golfing, reading, and spending time with his family.

Emma Gleason is a financial advisor with LPL Enterprise LLC, holding Series 63 and Series 66 registrations and one year of industry experience. Her background includes roles at Mercer Allied Company LP and Goldman Sachs & Co. LLC. Outside of her advisory work, she is involved with a non-variable insurance agency. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven portfolio management and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Brian Mcguiness is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. He has worked with Global Retirement Partners since 2015 and has been with LPL Financial since 2010, with prior roles at NRP Advisors, Wells Fargo Clearing, and A. G. Edwards & Sons. He also provides advisory services through Global Retirement Partners, an independent registered investment advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Paul Stracke Jr. is a financial advisor with LPL Financial based in Albany, NY, holding Series 63 and Series 65 licenses and having 34 years of industry experience. His prior roles include working with VOYA Financial Advisors, Inc. and operating WealthOne, LLC, through which he provides investment advisory services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining a broad financial services presence with a large network of investment advisor representatives.