Michelle Lyman is a financial advisor with LPL Financial in Latham, NY, holding a Series 63 designation and 21 years of industry experience. Her prior work includes positions at Cadaret, Grant & Co., Inc., Pioneer Bank, and Anchor Agency. LPL Financial serves individual and institutional clients through a national network offering financial planning, advisory programs, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management with support from internal and third-party research.

Adam Jones is a financial advisor with Cetera, holding Series 63 and Series 65 designations and eight years of industry experience. He has worked at Cetera since 2019 and previously at Foresters Financial Services and FirstLight Fiber. Outside of advising, he coaches baseball and softball. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers multiple investment program options and access to third-party managers, managing over $256 billion in assets.

Alexander Klein is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. His prior work includes roles in various service and operational positions, including at Door Dash and several hospitality and event businesses. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management programs utilizing both firm-offered and third-party solutions.

Steven Tennant is a CFP® professional affiliated with LPL Financial, with 29 years of industry experience. Prior to joining LPL Financial in 2025, he spent nearly three decades at Northwestern Mutual in various capacities, including wealth management and investment management. Tennant is also involved in business activities through TBW Holdings, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs and financial planning services using both discretionary and non-discretionary management strategies supported by extensive research and model portfolios.

Douglas Brady is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for American Portfolios Financial Services for 14 years before joining OSAIC. Outside of his advisory role, he owns Champlain Wealth Management, an insurance business focused on processing insurance applications. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, and access to third-party money managers. The firm uses firm-provided asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across multiple asset classes, managed on discretionary or non-discretionary bases.

Mark Caropreso is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Outside of his advisory role, he is the sole proprietor of two investment-related businesses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs supported by structured planning tools and research from its Global Investment Committee.

Alyssa Hicks is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and over 25 years of industry experience. Her work history includes roles at PFS Investments Inc. and Primerica Financial Services since 1999, as well as positions at McKenna & Franck PC and Lynch Lovell. Outside of her advisory role, she is the owner and president of a delivery service business and a consultant for health and wellness products. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Mark Spagnola is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 63 designation and previously worked at FSC Securities Corporation for 14 years. In addition to his advisory work, he is a member of Spagnola & Spagnola Accounting Firm LLC, which provides accounting and tax preparation services. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory platforms and services, utilizing asset-allocation tools and third-party solutions to construct portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

John Daley is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with OSAIC since 2024 and previously worked at UBS Financial Services for 22 years. Outside of his advisory role, he is involved in several book sales and publishing ventures and has a contractual agreement for selling green energy production systems. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party money managers and unified managed accounts.

Julia Wittmann is a financial advisor with Raymond James & Associates in Latham, NY, holding a Series 66 designation and bringing 10 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Stephen Vadney is a Planning Consultant who focuses on providing financial education and guidance to individuals and families. He emphasizes the importance of having a financial plan to support financial health and to live life according to one's design. Stephen has experience as a Registered Principal and Financial Advisor with Halliday Financial, LLC and TSA Portfolio Management from 2017 to 2023. Prior to that, he worked as an Employee Benefits Consultant at AFLAC between 2015 and 2017. He also served as a Branch Manager at SEFCU from 2012 to 2015 and at First Niagara Bank from 2002 to 2012, where he was also a Financial Consultant. The biography does not provide information on Stephen's education, credentials, personal interests, or community involvement.

Joseph Tecklenburg is a financial advisor at LPL Financial with five years of industry experience. He holds the CFP® and ChFC® designations, as well as a Series 63 license. His prior experience includes roles at Northwestern Mutual Wealth Management Company and Ayco Mercer, a Goldman Sachs company. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary portfolio management supported by in-house and third-party research.

Louis Dahoda is a financial advisor with Edward Jones in Clifton Park, NY, holding a Series 66 designation and over 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is involved in managing several residential rental properties in Waterford, NY. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and investment options, supported by a large network of financial advisors and branch offices nationwide.

Thomas Mcdonald Jr. is a Series 66-licensed financial advisor with 13 years of industry experience. He previously worked at Janney Montgomery Scott before joining Raymond James & Associates in Latham, NY. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting through various advisory programs with a focus on non-discretionary relationships.

Jordan West is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 credential and one year of industry experience. Prior to joining LPL Financial, West worked at Broadview Federal Credit Union and has held various roles including employment with the Tri-City ValleyCats and Pop's Pizza. Outside of financial advising, West is involved with bowling as an outside employment activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Thomas Burdick is a CFP®-certified financial advisor with 38 years of industry experience. He has been with LPL Financial since 2018 and previously worked at INVEST Financial Corporation from 2014 to 2018. Outside of his advising role, he founded SoLev, Inc., a corporation focused on purchasing land for use as a solar farm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with research-driven model portfolios.

Michael Bonanno is a CFP® with 40 years of industry experience, currently affiliated with Cetera since 2013. He also owns Bonanno Financial Advisors, providing financial planning and investment services. Additionally, he is a fractional owner of The Whiteface Lodge, a hotel rental property in Lake Placid, NY. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Gilbert Chase is a financial advisor with LPL Financial in Latham, NY, holding Series 63 and Series 65 credentials and having 35 years of industry experience. He previously worked at Invest Financial Corporation before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research.

Ronald Bender Jr. is a financial advisor at LPL Financial with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Citizens Securities, Inc. and Broadview Federal Credit Union. He is also associated with Broadview Wealth Management, an investment-related business connected to his work with LPL. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and technology tools.

Robert Colley is a CFP® with 46 years of industry experience, currently affiliated with Cetera. He has a long tenure in financial services, including roles at Cadaret, Grant & Co., Inc., and as a principal of Colley & Colley, Inc. dba Cornerstone Financial Advisors since 1994. Outside of his advisory work, he serves as a personal assistant and caregiver for an elderly relative. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, allowing advisors to utilize multiple program structures and manager options.