Egon Moldenhauer is a financial advisor at Guardian Life with 10 years of industry experience and holds a Series 66 designation. He has been with Park Avenue Securities and Guardian Life since 2016. Outside of his advisory role, Moldenhauer serves as President and CEO of Vectorr Industries LLC and holds board positions with the Buffalo Niagara River Land Trust and Wincrest Sportsman's Association. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a variety of financial planning, consulting, and investment solutions tailored to client needs.

Keith Smith is a financial advisor at HSBC Securities (USA) Inc. with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with HSBC Securities since 2013. Based in Buffalo, NY, his work focuses on managing client accounts within the firm’s various managed account programs. HSBC Securities (USA) Inc. offers managed account solutions to individuals, retirement accounts, charitable organizations, and corporations through several program types, including client-directed and fully discretionary options. The firm uses a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for fund selection and portfolio management.

Melissa Bertrand is a financial advisor with Principal Financial Services in Amherst, NY, holding a Series 63 designation and nine years of industry experience. She has worked with Principal Life Insurance and its affiliated entities since 2015 and also spent several years with Wealth Management Services LLC. Outside of her advisory work, she serves on the board of the Richard Knights-Sue Kaderli Memorial Fund, where she participates in event planning, fundraising, community outreach, and media relations. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Paul Podsiadlo is a financial advisor with Principal Financial Services and holds the CFP® and Series 63 designations. He has 43 years of industry experience, including roles at Principal Life Insurance since 2017 and Principal Securities Inc. since 2016. Outside of his advisory work, Paul serves as chairman of the board at Fourteen Holy Helpers RC Church and is co-owner of PKM Employee Services LLC. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, estates, charitable organizations, and corporations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Thomas Fino is a financial advisor with Key Investment Services LLC in Williamsville, NY, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with Key Investment Services in various capacities since 2016, including roles overlapping with KeyBank. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model for portfolio implementation and offers multiple wrap programs with custodial and trade execution services through Pershing, along with ancillary insurance products via affiliated entities.

Corey Malstrom is a CFP® professional with 22 years of industry experience. He has worked at Lincoln Investment since 2017 and previously held roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of his financial advisory work, Malstrom is involved in the sale of Medicare Advantage and Medicare Supplement plans through various healthcare providers. Lincoln Investment Planning, LLC is a large enterprise firm serving a wide range of clients including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm employs an in-house Investment Management & Research team to construct strategic model portfolios and provides advisor-led consulting alongside access to third-party managers and multiple platform options.

Austin Willison is a Series 66-registered financial advisor with Lincoln Investment, bringing seven years of industry experience. He has been with Lincoln Investment Planning, LLC since 2019. Prior to that, his work history includes roles at Dave & Adam's Card World, Uber, and the State University of New York College at Buffalo. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base that includes individual and high-net-worth investors, trusts, charities, and corporate and ERISA retirement plans. The firm offers financial planning, advisor-led consulting, and portfolio management using model portfolios and third-party managers, supported by an in-house Investment Management & Research team.

Tyler Searles is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at JPMorgan Securities LLC and Bank of America. Outside of his advisory role, he has worked as an Uber delivery contractor since 2016. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with its recordkeeping and administrative platforms.

Nate Waldmiller is a financial advisor with HSBC Securities (USA) Inc. based in Buffalo, NY, holding a Series 66 designation and 13 years of industry experience. He has worked with HSBC Bank USA, N.A. since 2015 and with HSBC Securities Inc. since 2012. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary program types. The firm’s investment approach involves strategic and tactical asset allocation supported by global asset management teams and employs multiple risk profiles to tailor portfolios.

Ryan Koenig is a financial advisor at Farther with 13 years of industry experience. He has held positions at Farther Finance Advisors, Apex Clearing, and Personal Capital Advisors. He holds Series 63 and Series 65 designations. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, offering discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds.

Andrew Cheatham is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and six years of industry experience. His career includes roles at KeyBank, LPL Financial, M&T Securities, Edward Jones, Bank of America NA, and Merrill Lynch. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional clients. The firm offers multiple wrap programs through a network of financial professionals, combining platform services from Envestnet with portfolio management by the Key Wealth Chief Investment Office and third-party managers.

Mark Conomos is a CFP® with 42 years of industry experience, currently advising at Lincoln Investment since 2017. He previously worked at Legend Advisory Corporation and Legend Equities Corporation, accumulating over four decades in financial services. Conomos is a partner in Legend Wealth Management, LLC. Lincoln Investment Planning, LLC is a large enterprise firm serving a diverse client base, including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm combines advisor-led consulting with model portfolios and uses an in-house investment team alongside third-party managers to provide tailored financial solutions.

Cody Bauer is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of industry experience and has previously worked at Park Avenue Securities and Alliance Financial Network. Guardian Life’s subsidiary, Park Avenue Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and discretionary management solutions, combining proprietary and third-party advisory platforms.

John Paolini is a financial advisor at Farther with Series 63 and Series 65 licenses and four years of industry experience. He has worked at Farther Finance Advisors since 2022 and was self-employed in the financial sector from 2013 to 2022. In his individual capacity, Mr. Paolini serves as a trustee of a trust. Farther provides discretionary investment management and advisory services to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm employs an investment approach based on Modern Portfolio Theory, using proprietary model portfolios, algorithmic rebalancing, and a mix of ETFs, mutual funds, equities, and fixed income.

Lawrence Orsini is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes multiple roles at HSBC entities since 2007, as well as positions at LPL Financial, Citigroup Global Markets, Banc of America Investment Services, and Quick & Reilly. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary offerings. The firm employs a multi-profile investment process supported by HSBC Global Asset Management and affiliated providers, emphasizing client-directed portfolios within its broader managed-account business.

John Russo is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His career includes roles at LPL Financial, Invest Financial Corporation, and SCF Securities, among others. In addition to his advisory work, he is involved in tax preparation and accounting services through Financial Planning Advisors. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform with multiple custodians and third-party money managers, offering both fee-based and commission-based solutions through a network of 477 independent advisors.

Stephen Constantine is a financial advisor with Guardian Life in Buffalo, NY, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been with Guardian Life since 2011 and is also involved with Alliance Advisory Group. Outside of his advisory roles, he has operated the Bada Bing Bar & Grill for over 20 years. Guardian Life’s Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, including high-net-worth clients, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services alongside discretionary and model-based investment management delivered through proprietary programs and third-party platforms.

Nicholas Chiera is a Series 66-licensed financial advisor at Guardian Life with three years of industry experience. His prior work includes roles at Park Avenue Securities LLC, Guardian Life Insurance Company of America, CoreLogic, and Vornado Realty Trust. He also provides financial education and wellness presentations as an independent contractor. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of Guardian Life, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses, combining advisor-led discretionary management with model-based strategies and a range of integrated financial planning and consulting solutions.

Jacob Van Housen is a financial advisor with Key Investment Services LLC and holds a Series 66 designation. He has two years of industry experience, including prior roles at Principal Financial Services and KeyBank. His background also includes various positions at the University at Buffalo and in the food service and landscaping sectors. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm employs a multi-provider model for portfolio management and integrates resources from KeyCorp affiliates, providing a blend of discretionary and non-discretionary investment options.

Emily Repka is a financial advisor at Citizens Securities, Inc. in Amherst, NY, holding a Series 66 designation and beginning her advisory career in 2026. She has prior experience at Citizens Bank, where she worked from 2015 to the present. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. Its advisory options include a digital advisory program managed with SigFig and a Managed Account program, operating under the ownership of Citizens Bank, N.A.