Michael Silverstein is a financial advisor at OSAIC with 20 years of industry experience. He holds the Series 66 designation and has previously worked at FSC Securities Corp and Cadaret, Grant & Co., Inc. Outside of his advisory role, he serves as a board member of the Jewish Federation of Greater Rochester and is involved with the Rochester Film Festival and the Honeoye Falls-Lima Central School District Education Fund. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs. The firm uses advanced asset-allocation tools and supports both discretionary and non-discretionary account management with investment options including stocks, bonds, mutual funds, ETFs, and alternatives.

Richard Glaser is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since rejoining Merrill Lynch in 2006, he leverages his background in investment banking, private equity, and entrepreneurship to provide clients with specialized wealth management strategies. Richard focuses on executive compensation, equity compensation services, family wealth management, personal retirement planning, and small business strategies, helping clients to preserve and prudently grow their wealth while developing long-term relationships as a trusted financial advisor. Before his current role, Richard worked as an investment banker in Merrill Lynch's mergers and acquisitions department and spent much of his career as a private equity investor and director of various companies. He has also served as an adjunct professor at the Rochester Institute of Technology, teaching entrepreneurship to graduate students. His involvement in the entrepreneurial and economic development communities includes co-founding Digital Rochester, serving on several boards such as the Greater Rochester Enterprise and the Rochester Angel Network, and participating in regional economic development councils. Richard holds a bachelor's degree from Haverford College and a master's degree from Columbia University's School of International Affairs. He has also studied at the London School of Economics and Middlebury College. Outside of his professional activities, Richard lives in Rochester with his children, Max and Lily, and dedicates time to volunteering with local organizations.

Kenton Hines is a Wealth Management Advisor with Merrill Lynch Wealth Management and The Hines Group, where he has been serving clients since 2016. He specializes in developing goals-based financial strategies tailored to individual and family needs, including multigenerational wealth transfer, education planning, retirement income, and socially responsible investing. Kenton draws on his experience to support clients in achieving financial clarity and confidence, focusing on helping them reach a work-optional lifestyle through collaborative and open communication. Before joining the financial advisory field, Kenton built a career in engineering, product management, and data analysis. He holds a bachelor’s degree in Materials Science & Engineering from the University of Michigan and an MBA with concentrations in finance and entrepreneurship from the Kellogg School of Management at Northwestern University. Kenton is a CERTIFIED FINANCIAL PLANNER™ practitioner and also holds the Certified Plan Fiduciary Advisor® (CPFA®) and Retirement Accredited Financial Advisor (RAFA) designations, emphasizing his expertise in corporate and institutional retirement plans. Kenton is engaged in his professional community as a member and board director of the Rochester Engineering Society. He lives in Victor with his wife, two children, and their dog. Outside of work, he enjoys outdoor activities such as hiking, mountain biking, camping, and snowboarding, as well as hands-on projects including woodworking, science experiments, and 3D printing.

Alex Greenspon is a financial advisor with Charles Schwab in Pittsford, NY, holding Series 63 and Series 66 licenses and 17 years of industry experience. His prior roles include positions at TD Ameritrade Investment Management and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, providing a broad range of investment solutions supported by centralized custody and operational infrastructure.

Steven Lesko is a financial advisor at OSAIC with eight years of industry experience. He holds a Series 63 designation and has worked previously at Securities America Advisors and Northwestern Mutual. In addition to his advisory work, Lesko is starting a clothing business under his personal brand, focusing initially on sweatshirts sold online. OSAIC serves a diverse client base, including individual, high-net-worth, pension, corporate, and charitable clients, through a large network of advisers and multiple platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to construct and manage portfolios across various investment types.

Paul Peterson is a CFP® with 33 years of industry experience and has been with LPL Financial since 2009. He holds Series 63 and Series 65 licenses and operates out of Fairport, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Daniel Driscoll is a financial advisor with Ameriprise in Webster, NY, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its related entities since 2008. Driscoll is also involved in managing his advisory business through DSKJ Consulting and Cadence Associates, LLC. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Peter Wing is a financial advisor with Edward Jones in Webster, NY, holding a Series 63 designation and with 23 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, he serves as a District Safety Director supporting the implementation of the Little League Baseball ASAP program in the Rochester community. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Kevin Cross is a financial advisor with Osaic Wealth, Inc. in Pittsford, NY, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. His prior experience includes roles at Cetera and Foresters Financial Services. Outside of his advisory work, he volunteers as a coach for the Chili Youth Baseball league and owns Previs Wealth, LLC, which he uses for shared business expenses and succession planning. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party services to manage portfolios comprising various investment vehicles on both discretionary and non-discretionary bases.

Tara Farrell is a financial advisor with Morgan Stanley in Pittsford, NY, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets since 1992. Outside of her advisory role, she operates a tree service business in Ontario, New York. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Stephen Livingston is a financial advisor with Cetera who holds a Series 66 designation and has 10 years of industry experience. He has worked at Cetera since 2017 and previously held roles at JPMorgan Chase and JP Morgan Securities. He also serves as a compliance officer at Canandaigua National Bank. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a multi-manager platform with access to both affiliated and third-party managers.

Laura Hicks is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab and Charles Schwab Bank since 2005. Hicks serves on the board of the Clifton Springs Area YMCA, a nonprofit organization focused on community programs. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Joel Maness is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Prior to joining OSAIC, he worked at Securities America Advisors, Inc. and Securities America, Inc. for eight years. He is actively involved in his community through multiple roles at the Episcopal Church of the Incarnation, including serving as Head of the Audit Committee and Vestry Clerk. OSAIC serves a broad client base, including individual, high-net-worth, institutional, and charitable investors, offering integrated brokerage, advisory, and financial planning services through a large network of affiliated advisors. The firm employs a range of portfolio construction tools and supports both discretionary and non-discretionary account management, with access to multiple third-party money managers and wrap programs.

Lisa Testa is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gregory Schaller is a financial advisor at Stifel with 25 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill. He serves as a board member of the St. Bonaventure University National Alumni Association. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s proprietary investment methodology incorporates forward-looking capital market assumptions and probabilistic modeling to provide asset allocation and planning analyses.

Deborah Spychalski is a financial advisor at Merrill with 24 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1996. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Roberts is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cambridge since 2013. Outside of his advisory role, he is the owner of AR Wealth Management, a trade name under which he conducts investment-related activities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing proprietary models and third-party strategies across various custody platforms.

Courtney Anderson is a financial advisor at Merrill with 21 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Merrill Lynch since 2020. Prior to that, she spent 16 years at John Hancock Distributors LLC and John Hancock. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Peter Valade is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. He has previously worked at Citizens Securities Inc. and Citizens Bank, and has been involved with Tornado Properties, LLC, where he is an owner. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm offers these services through a select group of Wealth Advisors on a non-discretionary basis.

Dylan Wiemer is a financial advisor at LPL Enterprise with Series 66 credentials and no prior industry experience. Before joining LPL Enterprise in 2025, he held various positions including roles in landscaping, collegiate settings, and local businesses. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutions. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform that combines advisory and brokerage capabilities.