Yale Saltzman is a CFA® charterholder with 24 years of industry experience. He is currently affiliated with Oppenheimer and has worked at Fahnestock & Co. throughout his career since 2002. Outside of his advisory role, Saltzman is a part-owner of a children’s summer camp through a family partnership. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and pooled investment vehicles. The firm offers a range of investment programs and services, including discretionary and non-discretionary portfolio management, financial planning, and retirement consulting.

Scott Karpiak is a financial advisor with Janney Montgomery Scott holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Janney Montgomery Scott since 2015. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering a range of brokerage, financial planning, and advisory services supported by in-house and third-party portfolio management.

William Harvey is a financial advisor at Janney Montgomery Scott with 32 years of industry experience. He has been with Janney Montgomery Scott since 2002. Harvey holds the Series 63 designation. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, and advisory programs.

Timothy Waite is a Certified Financial Planner® with 34 years of experience in the financial services industry. He is currently affiliated with Private Advisor Group, LLC and has prior experience with Integrity Investment Advisors, LLC and National Planning Corporation. Outside of his advisory work, he is a co-owner of a day spa and hair salon in Lansdale, Pennsylvania. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and access to various managed account solutions. The firm employs a fiduciary-based advisory model that includes both discretionary and non-discretionary services and utilizes technology platforms and third-party managers.

Jared Hassman is a financial advisor at Oppenheimer with one year of industry experience. He holds the Series 66 designation and has previous work experience at JIH Limited Enterprises and MRC Recruitment. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a broad range of investment and retirement services delivered on both discretionary and non-discretionary bases, with a focus on equity, balanced, and fixed-income portfolios.

Kainen Kampe is a financial advisor at Empower Advisory Group with Series 63 and Series 65 licenses and three years of industry experience. He has previously worked with Florida Financial Advisors DBA Tristate Financial Advisors and holds a degree from Bloomsburg University. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, using an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing with a focus on clients’ savings rates.

David Ward is a financial advisor at PNC Wealth Management with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at PNC Investments since 2009, following seven years at TD Wealth Management Services Inc. PNC Wealth Management provides retail brokerage and advisory services through various model-based programs. Its offerings include a discretionary online model account, currently available as an invitation-only employee pilot, which employs approved model strategies managed internally or by third parties and relies on algorithmic risk assessment for enrollment and model selection.

Kevin Oleszewski is a CFP® professional with nine years of industry experience, currently with Carson Wealth. His prior roles include positions at Wealth Enhancement Group, PNC Bank, Wells Fargo Clearing, and Merrill. Outside of advisory work, he serves as an adjunct and senior adjunct professor of business, teaching accounting and finance courses at several colleges. CWM, LLC operates as an enterprise investment adviser managing approximately $50.6 billion through over 650 advisors. The firm offers discretionary asset management, financial planning, retirement plan services, and tailored portfolio solutions, focusing on corporate, institutional, and high-net-worth clients.

Antoinette Cimino is a financial advisor at Oppenheimer with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Oppenheimer since 1998. Oppenheimer is a registered investment adviser and broker-dealer serving individuals—including high net worth clients—corporations, pension plans, charitable organizations, and IRAs. The firm provides a wide range of programs and advisory services, including discretionary and non-discretionary portfolio management, consulting, and retirement planning.

Paul Siock is a financial advisor with GWN Securities Inc. in Lansdale, PA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at GWN Securities since 2016 and was previously affiliated with Prudential Insurance Company of America and Pruco Securities LLC. His activities include providing life insurance and fixed annuity services, as well as retirement planning focused on New Jersey public school employees. GWN Securities provides investment advisory and related services to individual and corporate clients through multiple managed account programs and financial planning offerings. The firm employs a combination of affiliated and unaffiliated sub-advisers and incorporates market-timing and momentum-based strategies in certain legacy programs.

Lee Berger is a CFP® professional with 15 years of industry experience, currently affiliated with Private Advisor Group, LLC. His prior experience includes roles at LPL Financial, LLC, BB&T Securities, LLC, and BB&T Investment Services, Inc. Berger operates a business activity under Private Advisor Group focused on investment advisory services. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering a range of portfolio management, financial planning, and retirement consulting services. The firm employs a fiduciary-based advisory model, utilizing both proprietary and third-party solutions to meet client investment goals.

Lawrence Kelly is a ChFC® credentialed financial advisor with 53 years of industry experience. He is currently with Independent Financial Group, LLC and has held prior positions at Securities America Advisors and Securities America Inc. He has operated Kelly Financial Services since 1972. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional accounts, utilizing a range of portfolio management platforms and third-party asset managers.

Vasilis Kambouris is a financial advisor at Oppenheimer with five years of industry experience. He holds a Series 66 designation and previously worked at Firstrust Savings Bank as well as at George's Restaurant. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, with advisory approaches spanning equity, balanced, and fixed-income portfolios using both discretionary and non-discretionary management.

Joseph Quigley is a financial advisor at Oppenheimer with 26 years of industry experience. He holds a Series 66 designation and has worked at Oppenheimer since 2011, following a seven-year tenure at Wells Fargo Clearing. Outside of advising, Quigley is the owner of Quigley Publishing, LLC, through which he authors investment guides aimed at beginner investors, and he volunteers organizing events for children at a local community organization. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a broad range of programs and advisory services that include equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary management.

Richard Resling is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked at Key Investment Services since 2017 and also has experience at KeyBank and PNC Wealth Management. Key Investment Services LLC is an SEC-registered investment adviser offering portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients. The firm uses a multi-provider model and integrates services with KeyCorp affiliates to provide investment, banking, and advisory solutions.

Daniel Cairns is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Creative Planning since 2025. He previously worked at The Marshall Financial Group, Inc from 1995 to 2025. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supplemented by tax-loss harvesting, private market exposure, and managed account services.

Gregory Kuhn is a financial advisor with Janney Montgomery Scott who holds Series 63, 65, and 66 licenses and has 22 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo Clearing. He is also involved with Body Dynamics Fitness Center outside of his advisory work. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in assets. The firm serves a diverse client base and offers a range of brokerage, financial planning, and advisory services, utilizing both in-house and third-party portfolio management across multiple wrap programs and model portfolios.

Mark Strange is a financial advisor at Janney Montgomery Scott with three years of industry experience. He holds the Series 65 and Series 63 licenses and has worked at multiple firms including Empower Financial Services, Equitable Advisors, and McAdam Financial. His background also includes several years of public sector employment with the City of North Wildwood. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering a broad range of advisory and brokerage services supported by centralized portfolio management and specialized custody and trustee capabilities.

Ann Brinckman is a CFP® with 12 years of industry experience, currently affiliated with Private Advisor Group, LLC and LPL Financial. She has been with Private Advisor Group since 2013 and maintains a role with Capital Planning Wealth Management, also starting in 2013. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, and retirement plan consulting through both discretionary and non-discretionary models. The firm utilizes proprietary and third-party managed account solutions and employs a fiduciary-based advisory approach that incorporates various investment strategies delivered via multiple technology platforms.

Danila Vasiukou is a financial advisor with Key Investment Services LLC in Doylestown, PA. He holds Series 65 and Series 63 licenses and has one year of industry experience. His prior roles include positions at Principal Life Insurance Company and Principal Securities, Inc. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that serves individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers multiple wrap programs and integrates platform and portfolio management services through a multi-provider model with connections to KeyCorp affiliates.