Amy Begnaud is a CFP® professional with 12 years of industry experience. She has been with Janney Montgomery Scott since 2020 and previously worked at Bank of America and Merrill from 2014 to 2020. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory services supported by both in-house and third-party portfolio management.

Courtney Bonacci is a CFP® professional with 24 years of industry experience. She is currently with Sanctuary Advisors, LLC, where she has worked since 2019, following a 17-year tenure at UBS Financial Services. Bonacci serves as a FINRA volunteer arbitrator and sits on the board of the Financial Planning Association of the Philadelphia Tri-State Area. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports a network of over 400 independent adviser representatives who manage accounts using various strategies and platforms, and it offers distinctive features such as performance-based fee negotiation and multi-custodian arrangements.

Philip Sacco is a financial advisor at PNC Wealth Management with 21 years of industry experience. He has been with PNC since 2009 and holds the Series 66 designation. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including an invitation-only online discretionary model account pilot. The firm uses algorithmic tools to recommend investment strategies managed and executed via mutual funds and ETFs, with portfolio implementation and proxy voting delegated to third parties.

John Boscarelli is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His prior experience includes roles at Ameriprise Financial Services and Avantax Advisory Services. Outside of advisory work, he is involved in tax preparation and accounting through his ownership of John Boscarelli CPA, Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors. The firm provides a broad adviser-support platform, offering discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment options.

Justin Harmon is a financial advisor at Truist Advisory Services with eight years of industry experience. He holds the Series 65 and Series 63 licenses and has worked within Truist and its predecessor firms since 2021, following earlier roles outside the financial sector. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses both discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to implement and oversee client investment programs.

Damion Morrison is a financial advisor with PNC Wealth Management, holding a Series 66 designation and bringing 20 years of industry experience. He has been with PNC Investments since 2013. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary online Portfolio Solutions Strategist Digital Offering available by invitation to employees. The program uses algorithm-driven risk assessments to select approved model strategies managed by PNC or third-party strategists and invests via mutual funds and ETFs with annual rebalancing.

Ghazal Eghbali Afshar is a CFP®-certified financial advisor with Janney Montgomery Scott, bringing 10 years of industry experience. She has been with Janney since 2015. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipalities, offering a range of brokerage services, financial planning, and advisory programs.

Davis Deringer is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation and Ascend Wealth Management. Outside of finance, he has worked in retail and education sectors, including at Wegmans Food Markets and Rowan University. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, providing operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Kevin Feuer is a financial advisor with Valic Financial Advisors in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Valic Financial Advisors since 2000 and also serves as an agent for Agia, where he is involved with non-securities insurance products. Valic Financial Advisors serves primarily U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Sean Easton is a financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. He is also a partner and owner of D'Angelo & Easton, PC, where he provides tax preparation and accounting services. Additionally, he is a member of Atlas Management & Consulting Company, which offers bookkeeping and general business consulting. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisors, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory programs and broker-dealer services, combining custody, execution, and investment advice.

Brendan Gertz is a financial advisor with Valic Financial Advisors in Mount Laurel, NJ, holding a Series 66 designation and beginning his career in 2025. Prior to joining Valic, he worked with Automated Data Processing Inc. and was involved with Lehigh Valley Phantoms Youth. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Caio Azevedo is a financial advisor with Commonwealth Financial Network holding Series 66 and Series 63 licenses and three years of industry experience. His previous roles include positions at NewSpring Capital, Curo Wealth Management, and Citigroup. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and back-office services.

Jason Midkiff is a financial advisor at GWN Securities Inc. with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Ameritas Advisory Services and Independent Financial Solutions. Outside of advising, he is involved in insurance sales through a DBA arrangement. GWN Securities provides investment advisory services and managed account programs for individual and corporate clients. The firm uses a range of affiliated and unaffiliated sub-advisers and model-based allocations, employing both traditional and tactical trading strategies.

Sayke Reilley is a financial advisor at Oppenheimer with 28 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has been with Oppenheimer since 2015, following a prior role at Modern Capital Advisors, LLC. In addition to his advisory work, Reilley is involved in community affairs through the Township of Mount Holly Urban Economic Zone and Town Council activities. Oppenheimer serves individuals, corporations, pension plans, and charitable organizations, offering a range of investment programs and advisory services across equity, balanced, and fixed-income portfolios. The firm combines discretionary and non-discretionary asset management with consulting and retirement services, maintaining custody of client assets while operating both broker-dealer and advisory businesses.

Matthew Mulholland is a financial advisor at TIAA-CREF with CFP®, CFA®, and Series 65 credentials and three years of industry experience. His prior roles include positions at Mercatus, Glenmede, Hotaling Investment Management, and Managed Account Advisors. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, including customized and model-based portfolios, and serves as adviser to a donor-advised fund.

Christine Lindsay is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 2012. She holds the Series 66 designation and is based in Yardley, PA. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Martin Labowicz is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 12 years of industry experience. His prior positions include roles at UBS Financial Services, Bank of America, and Merrill Lynch. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithm-driven risk assessment and invests primarily in mutual funds and ETFs with annual rebalancing.

Chad Kinney is a financial advisor at Empower Advisory Group with 16 years of industry experience. He holds a Series 66 designation and previously worked at Merrill from 2009 to 2022 and Morgan Stanley from 2022 to 2024. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated model connected to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

David Stonehill Jr. is a financial advisor at Key Investment Services LLC in Philadelphia, PA, holding Series 66 and Series 63 licenses with two years of industry experience. His career includes roles at KeyBank, TD Bank, and Philadelphia Federal Credit Union. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider platform and integrates with KeyCorp affiliates for a range of investment and advisory services.

Evangelos Tsembelis is a Series 66 licensed advisor at Rockefeller Financial LLC with 13 years of industry experience. His prior work includes roles at Merrill and Bofa Securities, Inc. He has been with Rockefeller Financial since 2021. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, operating also as a registered broker-dealer with capabilities in securities transactions, variable insurance products, placement, and investment banking services.