Zachary Romig is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Bank of America and Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephanie Miller is a financial advisor at Ameriprise with 21 years of industry experience. She holds the ChFC® and Series 66 designations and previously worked at Edward Jones for eight years before joining Ameriprise. Outside of her advisory role, she runs the Broad St. Business Club, a Facebook group for women business owners. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement with substantial investable assets, using a centralized consulting team to deliver written, model-driven recommendations that incorporate tax efficiency and income strategies.

Ian Miller is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and previously worked at Merrill from 2017 to 2023. Outside of his advisory role, he serves on the Investment Committee for the Diocese of Allentown. Morgan Stanley Wealth Management offers a range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services through Financial Advisors and its Estate Planning Strategies Group.

Dianne Phillips is a financial advisor with Wells Fargo Clearing in Wyomissing, PA, holding Series 63 and Series 65 licenses and having 34 years of industry experience. She has been with Wells Fargo Clearing since 2016. In addition to her advisory role, she serves on the finance committee of the Presbyterian Church of Catasauqua. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research and analytics from Wells Fargo Investment Institute and third-party sources, applying diversification principles and modern portfolio theory in its investment approach.

Jonathan Conover is a financial advisor with Primerica Advisors in Wyomissing, PA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has been with Primerica Advisors since 2013 and concurrently involved with Primerica Financial Services since 2012. In addition to advisory services, he is involved in sales of non-investment related home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm employs a curated third-party asset manager model with an exclusively percentage-based, tiered wrap fee structure.

Joanne Laessig is a Series 66 licensed financial advisor with 19 years of industry experience, currently with LPL Financial. Her prior experience includes roles at MassMutual Life Insurance Co, HighTower Securities LLC, UBS Financial Services Inc., Merrill Lynch, and Morgan Stanley, among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both model portfolios and customized strategies, and supports its advisors with advanced operational and research tools.

Thomas Schreck is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at Morgan Stanley Private Bank since 2015, Morgan Stanley since 2010, and Janney Montgomery Scott from 2006 to 2010. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and proprietary investment committee estimates in its financial planning process.

Bert Cramer is the sole advisor at Bert Riddell Cramer, Investment Adviser, with 2 years of industry experience. He has operated his independent investment advisory firm since 1994 and also maintains a part-time law practice focusing on estate, elder law, and tax preparation. Additionally, he serves as the individual co-trustee of a testamentary charitable remainder annuity trust since 2002. Bert Riddell Cramer, Investment Adviser serves individual clients with portfolio and investment management services as an independent, single-advisor firm managing approximately $11.5 million across 16 client relationships. The firm emphasizes fully disclosed investment management arrangements, client-selected custodial agents, and employs specific cybersecurity measures to protect client data.