Frank Hartsfield IV is a CFP® with 15 years of industry experience, currently serving as a financial advisor at TD Private Client Wealth LLC in Jacksonville, FL. He has been with TD Bank N.A. and its affiliated firms since 2020, following a 15-year tenure at BB&T and BB&T Asset Management, Inc. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm offers portfolio management, access to various investment products, financial planning support, and custody services, utilizing both affiliated and third-party sub-managers through a discretionary trading authority model.

Eugene Cabrera is a financial advisor with PNC Wealth Management in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His prior roles include various positions at First Command Financial Services and related entities, as well as service in the United States Marine Corps. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available as an invitation-only pilot for PNC Bank employees. The firm uses algorithm-driven portfolio recommendations and delegates portfolio execution to third parties specializing in mutual funds and ETFs.

Jeffrey Albano is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. His career includes roles at Merrill and Bank of America before joining Citigroup in 2023. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and combines large institutional scale with specialized market roles and arrangements.

Austin Taylor is a financial advisor with Citigroup Global Markets Inc., holding a Series 66 designation and one year of industry experience. He previously worked at Truist and Fidelity Investments and has experience outside finance as a caregiver. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including operating as a security-based swap dealer and futures commission merchant.

Clayton Bobinger is a financial advisor with PNC Wealth Management in Jacksonville, FL, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at Bank of America, N.A. and Merrill from 2016 to 2025. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary account for employees. The firm uses algorithmic questionnaires to recommend investment strategies implemented via mutual funds and ETFs, with portfolio management delegated to third parties.

Catherine Livingston is a financial advisor at Valic Financial Advisors with eight years of industry experience. She holds Series 65 and Series 63 licenses and is based in Jacksonville, FL. Outside of her advisory role, she is involved with Agia, providing non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and multiple wrap programs through a large network of advisors, utilizing centralized technology and model solutions to manage client assets.

Christopher Hargis is a financial advisor at TD Private Client Wealth LLC with 10 years of industry experience. He holds the Series 66 designation and has worked at TD Ameritrade, Inc., TD Bank N.A., and TD Private Client Wealth LLC since 2015. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth individuals, and retail clients, utilizing a combination of strategic and tactical asset allocation with both affiliated and third-party sub-managers.

Hector Vargas Rodriguez Jr. is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and in pest control management. Outside of finance, he serves as a director of Broward County Exterminating Group, overseeing administrative and client account functions. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies and a broad range of advisory and execution services. The firm combines large institutional scale with specialized market roles, including research, derivatives, and lending secured by advisory assets.

Michael Cox is a financial advisor at PNC Wealth Management in Jacksonville, FL, holding a Series 66 designation with three years of industry experience. Before joining PNC Wealth Management in 2026, he worked at Bank of America and Merrill from 2023 to 2026. Outside of finance, he has experience in retail roles including at Timeless Sneaker Boutique and Spirit Halloween. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available via an invitation-only employee pilot. The firm utilizes algorithm-driven portfolio selection and delegates execution and proxy voting to third parties, focusing on mutual funds and ETFs with annual rebalancing.

James Carr Jr. is a CFP® professional with 36 years of industry experience, currently serving with Wealth Enhancement Advisory Services, LLC since 2018. He previously worked at Retirement Strategies, Inc. for 24 years. Carr is a board member of the Firehouse Subs Safety Foundation and Global Jax, both non-compensated roles. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets and utilizes a diversified investment process that combines passive and active management overseen by an internal Investment Committee.

Kevin Neu is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds a Series 66 designation and previously worked at Merrill from 2014 to 2023 before joining Citigroup in 2023. Outside of his advisory role, he operates as a self-employed photographer, selling prints and providing commissioned portrait services. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm emphasizes multi-asset, multi-manager strategies supported by internal standards and oversight, combining large institutional scale with specialized market roles and arrangements.

Miguel Arevalo Gonzalez is a financial advisor with Empower Advisory Group in Jacksonville, FL, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior experience includes roles at Merrill, Bank of America, and Transamerica. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s integrated approach combines proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates, delivered through platforms linked to Empower’s recordkeeping and administrative services.

William Schneider is a financial advisor with Empower Advisory Group in Jacksonville, FL, holding Series 63 and Series 66 licenses and 12 years of industry experience. His prior roles include positions at Merrill and Bank of America. Outside of advising, he is the owner of a local AC repair business, managing administration and marketing. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail clients. The firm uses an integrated model tied to Empower’s platforms and offers point-in-time financial plans alongside optional managed account solutions.

Jacob Neuhofer is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds a Series 66 designation and has worked previously at Equitable Advisors and AXA Advisors. Neuhofer is based in Jacksonville, FL. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through both discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including serving as a swap dealer and futures commission merchant.

Faris Sabic is a financial advisor with Commonwealth Financial Network in Jacksonville, FL, holding a Series 66 designation and one year of industry experience. Prior to joining Commonwealth, he worked at Aegis Consulting Group, LLC and has a background that includes roles at the University of North Florida, Target Corporation, and local schools. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and comprehensive back-office services.

Michael Liverano is a Series 66-licensed financial advisor with 12 years of industry experience. He is currently with Citigroup Global Markets, having joined in 2024, and previously worked at Merrill from 2015 to 2024. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates at large institutional scale with notable roles including swap dealing and futures commission merchant activities.

Patricia Yager is a financial advisor at Empower Advisory Group with three years of industry experience. She holds a Series 66 designation and previously worked at Fidelity Investments, Merrill, and Bank of America. Outside of her advisory work, she owns and operates two small businesses focused on photo prints and custom apparel design. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm’s integrated service model emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Rob Snyder is a financial advisor at TIAA-CREF with 25 years of industry experience. He holds Series 63 and Series 65 designations and has been with TIAA since 2012. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with ties to TIAA-administered employer retirement plans. The firm provides both point-in-time planning and ongoing portfolio management through various managed account options, applying a fiduciary standard to its advisory services.

Chelsae Carmickle is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and has one year of industry experience. Prior to her current role, she worked at Guardian Life Insurance Company and First Command Advisory Services. Outside of her advisory work, she is involved in selling insurance products beyond those offered through Guardian. Primerica Advisors serves a broad retail client base with a range of brokerage and advisory services, employing a variety of investment strategies including proprietary model portfolios and third-party managers.

Steven Dodge is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, New York Life Insurance Company, NYLife Securities LLC, and PNC Investments LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, swap dealing, and futures commission merchant activities.