Erwin Cajamarca is a financial advisor with Schwab Wealth Advisory who holds a Series 63 designation and has 31 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2012 and has worked at Charles Schwab since 1996. Based in Orlando, FL, his career has been focused within the Schwab organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research tools, with recommendations tailored to each client’s goals and risk tolerance.

Frederick Drummond is a financial advisor with Planmember Securities Corporation in Oviedo, FL, holding Series 63 and Series 65 designations and over 20 years of industry experience. He has been with Planmember since 2007 and is involved in multiple business ventures, including co-ownership of Drummond Brothers College Consulting LLC, which advises parents of potential college applicants. Drummond also serves as president of Creative Enterprises Inc., a company providing branding and marketing consultations, and is a board member for DMIC, a nonprofit religious organization. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios ranging from conservative to aggressive, while also offering education and support services for plan sponsors and participants.

David Drummond is a financial advisor with Planmember Securities Corporation, holding a Series 66 designation and over 15 years of industry experience. He has been with Planmember since 2010 and is involved in multiple business activities, including mortgage loan origination, college consulting for parents, and partnership roles in securities and insurance sales through Drummond Brothers LLC. Additionally, he is employed by Miami Dade College Continuing Education. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach, managing risk-based mutual fund portfolios and offering education and support services for plan sponsors and participants.

Dominic Marco is a CFP® certificant with three years of experience in financial advising, currently with Schwab Wealth Advisory in Orlando, FL. His prior work includes roles at Charles Schwab and Vivint Smart Home. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on internal research and standardized asset-allocation models. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts handled by third-party or affiliated money managers.

Ryan Stango is a Series 66 licensed financial advisor with 16 years of industry experience. He is currently with Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc., having previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. and AXA Advisors, LLC. Outside of his advisory work, he streams video games on Twitch Interactive, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice follows Charles Schwab’s asset allocation models and internal research tools, offering tailored recommendations while executing trades only with client authorization.

Adrian Weekes is a financial advisor at PlanMember Securities Corporation with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including BNY Mellon and ITAU Private Bank. Outside of financial advising, Weekes also works as a substitute teacher in Orange County, Florida. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation process and manages unitized, risk-based mutual fund portfolios, offering education and support services such as seminars and personalized retirement planning.

William Hylton is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has worked at Truist Advisory Services since 2016 and was previously with Ameriprise from 2004 to 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by inter-affiliate integration and AI-enabled research tools.

Matthew Beam is a CFP®, CFA®, and Series 66-registered financial advisor with Schwab Wealth Advisory in Orlando, FL. He has five years of industry experience, including roles at Schwab Private Client Investment Advisory, Charles Schwab Bank, and Finemark National Bank & Trust. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research, with client recommendations tailored according to stated goals and risk tolerance.

Juan Faget Aveledo is a financial advisor at Schwab Wealth Advisory with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Charles Schwab, Bank of America, Merrill Lynch, and Fidelity Investments. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on standard asset-allocation models and internal research, with client authorization required for trades.

Benjamin Pearce is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab and its affiliates since 2011. Pearce has been with Schwab Wealth Advisory Inc. since 2019. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Michelle Ogden is a Certified Financial Planner® with 20 years of industry experience. She is currently with Carson Wealth and has held roles at Ogden Wealth, LLC and VOYA Financial Advisors, Inc. Ogden serves on the boards of the Central Florida Christian Chamber and Teen Challenge. Carson Wealth operates an enterprise platform with more than 650 advisors and oversees approximately $50.6 billion in assets. The firm offers discretionary asset management, financial planning, and retirement plan services, supported by an Investment Committee that constructs and monitors model portfolios using both fundamental and technical analysis.

Timothy Magid is a CFP® professional with 11 years of industry experience, currently serving at Rockefeller Financial LLC since 2023. His prior roles include positions at Bank of America, Merrill, and Wells Fargo Clearing. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm operates a Private Advisor model and consolidated investment platform, offering discretionary and non-discretionary portfolio management, financial planning, and consulting, along with broker-dealer services that include securities transactions, variable insurance products, and investment banking.

Cedric Knight is a CFP® professional with 27 years of experience in the financial services industry. He has been with Schwab Wealth Advisory Inc. since 2012 and has worked at Charles Schwab since 1999. Outside of his advisory role, he was involved with I. Knight Florida Highwaymen Art LLC for 12 years. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on asset-allocation models and internal research tools, with recommendations tailored to each client’s goals and risk tolerance.

Jane Espinosa is a financial advisor at Schwab Wealth Advisory with 16 years of industry experience. She has held roles at Charles Schwab since 2012 and worked at PNC Wealth Management from 2011 to 2012. Espinosa holds the Series 63 and Series 65 designations and is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s advice relies on Charles Schwab & Co.’s asset allocation models and internal research, with a focus on client goals and risk tolerance through annual reviews.

Tracy Gillette Sr. is a CFP® professional with 38 years of industry experience, currently affiliated with Planmember Securities Corporation. He has held positions at Lincoln Investment Planning, Inc., Irm Distributors, Inc., Asset Money Management, and Financial Services & Investment Corp. In addition to his advisory work, he serves as Director of Operations and agent at Asset Money Management Inc., where he is involved with financial services and insurance products. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios ranging from conservative to aggressive.

John Lindell is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds a Series 66 designation and has worked at firms including Charles Schwab & Co., Bank of America, Merrill, and Morgan Stanley. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset-allocation models and internal research tools. The firm’s services focus on client-authorized trades and at-least-annual reviews tailored to individual goals and risk tolerance.

James Reuter is a financial advisor with Schwab Wealth Advisory, Inc., holding the Series 63 and Series 66 licenses and bringing three years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he worked at Charles Schwab & Co., Inc. and Edgewater Family Wealth. Outside of his advisory role, he is involved in the restaurant industry as a server at Big Fin Seafood in Orlando. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and research tools, offering tailored recommendations typically involving mutual funds, ETFs, and separately managed accounts, with trade execution requiring client authorization.

Derek Shadick is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63 and Series 65 licenses and has 17 years of industry experience. His career includes positions at Charles Schwab, E*TRADE Capital Management, Wells Fargo Clearing, and Stifel. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset allocation models and internal research, with client trades requiring authorization and regular reviews tailored to individual goals and risk tolerance.

Christopher Blohm is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at J.P. Morgan Securities and Scottrade. Blohm is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and research tools, offering tailored recommendations with trades executed only upon client authorization.

Nigel Perryman is a financial advisor with PlanMember Securities Corporation, holding Series 65 and Series 63 licenses and bringing 15 years of industry experience. He has been affiliated with multiple firms, including Bencor, US Retirement Partners, and Retirement Planning Associates, since 2016. Outside of his advisory roles, Perryman serves as a secretary for the East Oviedo Congregation of Jehovah's Witnesses and is a board member of the Clay Education Foundation. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary and offering participant-level investment options. The firm employs a top-down strategic asset allocation approach with risk-based mutual fund portfolios and delivers education and support services tailored to plan sponsors and participants.