Barry Brosius is a financial advisor with Ameriprise in Miami, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns and manages a business that handles shared office expenses for himself and other Ameriprise advisors. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with substantial investable assets, combining research and modeling to provide tailored, tax-efficient income strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Juan Carlos Espinal is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked across multiple Fidelity divisions, including Institutional Services and Brokerage Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive roles in commodity pool operations and advisory services to multiple registered investment companies.

Alfonso Jimenez is an International Wealth Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2001 and joined Merrill Lynch in 2011. Alfonso holds FINRA Series 7 and 66 registrations as well as the Chartered Retirement Planning Counselor (CRPC) designation. He is also a qualified Portfolio Advisor, enabling him to recommend individual or combined investment strategies from Merrill or approved third-party managers. Alfonso’s approach to wealth management focuses on understanding each client’s family, financial situation, and priorities to create customized plans that adapt as needs and market conditions evolve. His client focus areas include education planning, family wealth management strategies, managing new wealth, and retirement income. Before his career in financial advising, Alfonso worked in residential mortgage financing. He earned a Bachelor's degree from Florida State University. Committed to community involvement, Alfonso serves on the Finance Committee at St. Hugh Catholic Church and School, participates in Habitat for Humanity, and engages in local parish ministries. Originally from Florida, he resides in Coral Gables with his wife and two sons.

Van Martin is a financial advisor with Raymond James Financial Services Advisors, Inc. in Miami, FL, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He has been with Raymond James in various capacities since 2012 and is also involved with BNI Synergy. Outside of his advisory role, Martin manages operations for The Gables Legacy Group, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers non-discretionary planning and employs risk profiling and analytical tools to tailor recommendations that clients can implement through its advisory programs or other providers.

Abel Guerrero is a financial advisor at Merrill with a Series 66 designation and six years of experience at the firm. He previously worked at Professional Airlines Services for LATAM Airlines from 2014 to 2020 and has been with Bank of America, N.A. since 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Kira Williams is a Senior Financial Advisor with Merrill Lynch Wealth Management and a member of The Bielfield Moskowits Group. She holds a Bachelor's degree from the University of Miami and an MBA in Finance and Strategy from Vanderbilt University. Kira is a second-generation advisor and possesses professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She also holds FINRA Series 7 and Series 66 registrations. Her expertise encompasses a range of client focus areas such as college education planning, divorce transition planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, and retirement income strategies, with a special emphasis on women and wealth. Kira works closely with clients to develop personalized financial strategies to help them build wealth, create lifetime income streams, and navigate stock market volatility. Outside of her professional role, Kira enjoys gardening, music, swimming, and spending time with her family. She approaches her work with the philosophy of collaborating one-on-one with clients to pursue their long-term financial goals and objectives.

Guillermo Olmedillo is a financial advisor with Primerica Advisors in Miami, FL, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has been with Primerica Advisors since 2001 and Primerica Financial Services since 2000. Outside of his advisory role, Olmedillo is president of Guillermo Olmedillo, Inc., a legal entity formed for Primerica business purposes, and is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients, with approximately 3,961 advisors and $15.5 billion in assets under management. The firm primarily uses model-delivery investment strategies created by unaffiliated managers and offers a range of strategic, tactical, tax-managed, and income-distribution approaches.

Jorge Perez is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 66 designations and 15 years of industry experience. He previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. from 2006 to 2020 before joining Equitable Advisors. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating with a delivery model that relies on LPL-sponsored programs and various third-party managers.

Ryan Leonard is a financial advisor with LPL Enterprise in Miami, FL, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. He also maintains a business entity, Ryan Leonard LLC, for income tax purposes. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional investors, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs through an integrated platform.

Fares Bendeck is a financial advisor with Cetera, holding a Series 66 designation and six years of industry experience. He has worked at Cetera and Cetera Investment Services LLC since 2020 and has been affiliated with Regions Bank since 2015. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and provides access to multiple investment strategies and program structures.

Jeffrey Rubens is a financial advisor with Raymond James & Associates in Miami, FL, holding a Series 63 designation and 44 years of industry experience. He has been with Raymond James & Associates since 2007. He is president and director of the Westminster Barrington Foundation, a family charitable organization established by his father. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, leveraging a variety of portfolio management styles and affiliated research resources.

Kevin Dooley is a CFP® professional with 30 years of experience in the financial services industry. He has been with Equitable Advisors since 2001, having previously worked at AXA Advisors, LLC. Outside of his advisory role, he manages a private consulting business and owns a recreational boating entity. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party programs. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to clients’ goals and risk tolerance.

Marvin Garcia is a financial advisor with Merrill holding a Series 66 designation and has been in the industry since 2026. His prior experience includes roles at Bank of America and positions outside financial services in retail and educational institutions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party management teams.

Craig Brown is a financial advisor with LPL Enterprise, holding the ChFC® designation and Series 63 and 65 licenses, with 20 years of industry experience. His prior roles include positions at Fifth Third Bank, J.P. Morgan Securities, and Wells Fargo Clearing. LPL Enterprise serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutional clients, offering financial planning, advisory, and brokerage services. The firm combines adviser programs with brokerage and insurance product sales and utilizes model portfolios and third-party management in its investment approach.

Bryan E. Moskowits serves as a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management, where he has been since 2007. He leads a wealth management team with a focus on retirement and investment planning, wealth management, and client service. Bryan specializes in retirement planning and estate strategies, concentrating on retirement analysis and portfolio operations. He collaborates with clients' legal and tax advisers to develop estate and tax minimization strategies, working with clients who seek customized strategies and long-term trusted relationships. Bryan has been active in the financial services industry since 2003, including prior roles as a financial consultant with Wachovia Securities in Coral Gables, Florida, and as Head Pension Administrator at Florida Pensions, LLC in Miami, Florida. He earned a Bachelor's degree in finance with a minor in economics from Florida State University. Bryan holds the Accredited Asset Management Specialist (AAMS®) and Chartered Retirement Planning Counselor (CRPC™) designations, as well as Series 7 and Series 66 FINRA registrations, life, health, and variable annuity licenses. Additionally, he maintains a license to assist clients with home financing and lending through Bank of America (NMLS #522233). As a qualified Portfolio Manager, Bryan helps clients pursue their objectives by building and managing personalized or defined investment strategies. These strategies may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies, some of which are managed on a discretionary basis through the firm's Investment Advisory Program. He focuses on client areas including corporate benefits, divorce transition planning, employee benefits planning, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Outside of his professional work, Bryan has personal interests in basketball, football, music, photography, reading, running, spending time with family, swimming, traveling, and watching movies.

Luis Roque is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been associated with Raymond James Financial Services Advisors, Inc. since 2015 and owns Roque Investment Strategies, a support company he established in 2016. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and investment consulting to client goals.

Gemma Sanchez is a Series 66-licensed financial advisor with 29 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and has also been associated with Wm Financial Services, Inc. since 2000. Based in Miami, FL, she operates within a large institutional firm. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities.

Teofilo Gonzalez is a financial advisor with Equitable Advisors in Pinecrest, FL, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2001 and also has a long-standing role as a director at Exintel, Inc., where he has been involved in export wholesale and health insurance commissions since 1989. In addition to his advisory work, he is engaged in sales of property and casualty insurance through PCG Integrated Solution, LLC. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement plan support, and access to asset management through various third-party managers, utilizing a hybrid referral and implementation model that integrates advisory, brokerage, and insurance services.

Carolina Naranjo is a financial advisor with Primerica Advisors in Miami, FL, holding Series 65 and Series 63 licenses and bringing 14 years of industry experience. Her prior roles include positions at JPMorgan Securities LLC and JP Morgan Chase Bank NA. She is also president of Naranjo Cardenas Group, LLC, formed for Primerica business purposes. Primerica Advisors manages a wrap-fee asset management program primarily serving individual, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, offering model-based investment strategies and discretionary separately managed accounts supported by third-party asset managers and custodians.

Juan Papadopulos is a financial advisor with Raymond James Financial in Homestead, FL, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with Raymond James Financial Services Advisors Inc. since 2015 and is also an officer and vice president at Chapman & Cardwell Capital Management, where he has been affiliated since 2013. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.