Justin Kendrick is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and seven years of industry experience. He has been with Wells Fargo Clearing Services since 2019 and previously worked at Gulf Distributing, LLC. Outside of his advisory role, Kendrick has a 50% ownership interest in Gulf Coast Drip, a non-investment business in Bay Minette, AL. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions across a variety of financial products.

Douglas Kennedy II is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and bringing 47 years of industry experience. He has been with Cambridge since 2011 and has operated Kennedy & Associates since 1983. In addition to his advisory work, he is an independent insurance agent. Cambridge Investment Research Advisors serves a diverse range of clients including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory through a network of independent professionals, offering a variety of models and portfolio management options tailored to client objectives.

James Williams is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2015. Outside of his advisory role, Williams serves on investment committees for the Archdiocese of Mobile’s Retired Priests Fund and Catholic Foundation and is involved in timberland management and a local hunting club. Stifel serves a diverse client base including individuals and institutional clients, offering brokerage and advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Steven South is a financial advisor with Equitable Advisors in Daphne, Alabama, holding Series 63 and Series 66 licenses and having eight years of industry experience. His prior work includes roles at Axa Advisors and First Cahawba Bank. He serves as an unpaid advisory board member of the Selma Area Food Bank, where he reviews operational policies and financial records. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers a range of advisory programs delivered through Investment Adviser Representatives and relies on third-party asset managers and LPL-sponsored platforms for portfolio implementation.

Shawn Layton is a financial advisor at Cetera with 15 years of industry experience. He holds a Series 66 designation and has worked previously at LPL Financial and Securities America. Layton also operates Layton Advisory Group LLC, which serves as a DBA for his LPL business. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with assets under management totaling over $256 billion.

Henrique Mendes is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he held roles at the University of Mobile and worked with Brazilian football clubs Botafogo de Futebol e Regatas and Sport Club Corinthians Paulista. Morgan Stanley Wealth Management serves individual and institutional clients, offering a wide range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Evan Hipp is a CFP® professional at Brown Financial Advisory with two years of industry experience. His career includes roles at Regions Bank, Cetera Investment Services, and Primerica, as well as seven years of service in the United States Air Force. Brown Financial Advisory is a six-advisor team specializing in discretionary portfolio management and advisory services for individual clients, including high-net-worth households. The firm manages approximately $468 million in assets across 275 client relationships, focusing on larger, individualized accounts.

Joshua Lancaster is a CFA® charterholder with 23 years of industry experience. He has worked at Brown Financial Advisory since 2018 and previously held positions at Warren Averett Asset Management, LLC and Kinsight, LLC. Brown Financial Advisory is a six-advisor team providing discretionary portfolio management and advisory services primarily to high-net-worth individuals. The firm manages a concentrated client base with approximately $468 million in assets under management across about 275 client relationships.

Nicholas Myers is a financial advisor at L&L Financial Services, LLP with one year of industry experience. He holds a Series 65 designation and previously worked at Sunbelt Rentals and The University of Alabama. L&L Financial Services serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm emphasizes long-term investment strategies based on Modern Portfolio Theory and integrates financial planning with accounting and tax services through an affiliated accounting practice.

Brian Driskell is a financial advisor with L&L Financial Services, LLP in Mobile, Alabama, holding 26 years of industry experience. He has been with L&L Financial Services since 1999 and is also president of Lawrence & Lawrence, PC, a CPA firm where he provides tax preparation and accounting services. Additionally, he is a partner in Three Sixteen, LLP, a partnership involved in various business interests. L&L Financial Services serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm emphasizes long-term portfolio construction guided by Modern Portfolio Theory and integrates its advisory services closely with an affiliated accounting practice.

Christopher Patterson is a financial advisor at L&L Financial Services, LLP with 23 years of industry experience. He has been with L&L Financial Services since 2001 and also maintains a long-standing role at Lawrence & Lawrence, PC, a CPA firm where he prepares individual and business tax returns. L&L Financial Services serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm focuses on long-term portfolio construction guided by Modern Portfolio Theory and collaborates closely with an affiliated accounting practice, integrating investment advisory with accounting and tax services.

Harvey Hutchinson III is a CFP® with seven years of experience, currently serving at Brown Financial Advisory. He has held teaching and lecturing roles at Regent University School of Law, University of Virginia, and Emory University, where he instructs online courses in financial planning and accounting. Harvey also volunteers as a director for the National Association of Estate Planners & Councils. Brown Financial Advisory operates as a six-advisor team providing discretionary portfolio management and advisory services primarily to high-net-worth individual clients. The firm manages approximately $468 million in assets across about 275 client relationships, focusing on larger and more individualized portfolios.

Daniel Mcleod is a CFP® and ChFC® with 19 years of industry experience, currently serving at Brown Financial Advisory. He has been with Brown Mcleod, Inc. since 2010. Outside of his advisory role, he is co-owner and manager of Everything Scottish, LLC, a real estate management company. Brown Financial Advisory is a six-advisor team providing discretionary portfolio management and advisory services primarily to high-net-worth individuals. The firm manages approximately $468 million in assets across about 275 client accounts, focusing on concentrated, individualized client relationships.

Amy Smith is a CFP® with two years of industry experience, currently serving at Brown Financial Advisory. She worked for the Baldwin Board of Education for ten years before joining Brown McLeod, Inc. in 2023. Brown Financial Advisory is a six-advisor team providing discretionary portfolio management and advisory services primarily to high-net-worth individuals. The firm manages approximately $468 million in assets across about 275 client relationships, focusing on relatively concentrated portfolios and individualized service.

Mu Tin Wultsch is a CFP® certificant with nine years of industry experience, currently advising at Brown Financial Advisory. Prior to joining Brown Financial Advisory in 2022, Mu Tin worked at Charles Schwab and Schwab Private Client Investment Advisory from 2015 to 2017. The firm provides discretionary portfolio management and related advisory services primarily to high-net-worth individual clients, managing approximately $468 million across about 275 relationships. Brown Financial Advisory operates as a six-advisor team with documented investment processes and compliance practices, focusing on a relatively concentrated client base with personalized management.

Calvin Nettles is a financial advisor with L&L Financial Services, LLP in Mobile, Alabama, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He has been with L&L Financial Services since 2014. Outside of his advisory work, Nettles serves as a vestry representative board member for St. Lukes Episcopal School and as a vestry member of St. Lukes Episcopal Church. L&L Financial Services serves individual and high-net-worth clients, pension and profit-sharing plans, trusts, estates, and business entities. The firm focuses on long-term portfolio construction guided by Modern Portfolio Theory and commonly uses third-party managers and institutional-share mutual funds to implement strategies.

George Davis is a Series 65-licensed financial advisor with L&L Financial Services, LLP, where he has worked since 1999. He has 26 years of industry experience and is also a partner at Lawrence & Lawrence, PC, a CPA firm providing individual and business tax return preparation. Davis is additionally a partner in Three Sixteen, LLP, a business partnership involved in accounting. L&L Financial Services serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm emphasizes long-term investment strategies based on Modern Portfolio Theory and integrates closely with its affiliated accounting practice, with many advisors holding CPA credentials.

Jacob Baker is a financial advisor at L&L Financial Services, LLP with eight years of industry experience. He is also a CPA and supervisor at Lawrence & Lawrence, PC, where he provides tax-related accounting services. L&L Financial Services serves individual and high-net-worth clients, as well as pension plans, trusts, estates, and business entities, managing approximately $9.5 million in discretionary assets. The firm emphasizes long-term portfolio construction informed by Modern Portfolio Theory and integrates investment advisory services with accounting and tax expertise through its affiliation with Lawrence & Lawrence, PC.