Jody Riggs is a CFP® professional with 34 years of industry experience, currently serving at Ameriprise since 2005. She has been a partner and executive-level decision maker at Mainstay Service Group, LLC, which provides administrative support for her advisory practice. She is also a co-owner of RBF Partners, LLC, managing her Ameriprise business. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Becki Anderson is a CFP® professional with eight years of industry experience, currently serving at Edward Jones since 2018. Prior to joining Edward Jones, she held positions at KensieMae LLC and Loanwise Financial LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and provides affiliated mutual funds, overlay and tax-efficient services, and operates under a fiduciary standard.

Corey Madding is a CFP®-designated financial advisor with Edward Jones, based in Ooltewah, TN. He has eight years of industry experience, including nine years at Edward Jones and prior work at AT&T. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a wide range of investment strategies and affiliated capabilities. The firm manages over $1 trillion in assets through a large network of advisors and branch offices nationwide.

David Hudson is a financial advisor at UBS Financial Services in Chattanooga, TN, holding a Series 66 designation with 20 years of industry experience. He has been with UBS Financial Services since 2005. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients. The firm offers a range of solutions including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products, combining institutional trading capabilities with wealth management services.

Terra Lee is a financial advisor at Raymond James & Associates with 15 years of industry experience. She holds the ChFC® designation and Series 63 license. Prior to joining Raymond James in 2017, she worked at Northwestern Mutual Life Insurance Company and Northwestern Mutual Investment Management. Raymond James & Associates, Inc. oversees approximately $501 billion in assets and serves a diverse client base, including individuals, institutions, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, drawing on a variety of portfolio management styles supported by extensive research and affiliated sub-advisers.

Luane Culpepper is a CFP® professional with 42 years of industry experience, currently serving as a financial advisor at Ameriprise since 2022. Her prior experience includes roles at LPL Financial and Davis Financial Advisors. Outside of her advisory work, she is a part-owner of Applegate Partners and serves on the board of directors for Praying Friends, a nonprofit organization. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Herbert Spencer Jr. is a financial advisor with Morgan Stanley, holding a Series 66 designation and 21 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Stuart Vaughn is a financial advisor at OSAIC with 26 years of industry experience. He holds a Series 63 designation and has held roles at Woodbury Financial Services and Questar Asset Management. Vaughn is a partner and board member at Monarch Financial Group and serves as president of Insight Investments & Insurance, where he specializes in financial product sales and insurance services. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing a range of investment tools, third-party managers, and multiple advisory platforms.

Joy Clemons is a financial advisor with Ameriprise, holding a Series 63 designation and 23 years of industry experience. She has been with Ameriprise and its related entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement advice, primarily for clients with assets managed within Ameriprise.

Eugene Blair Jr. is a CFP®-designated financial advisor with LPL Financial, based in Chattanooga, TN, and has 45 years of industry experience. He has been with LPL Financial since 1990 and previously worked at Appliance Credit Union for nine years. Outside of his advisory role, he is involved in fixed insurance and tax preparation through Informed Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, utilizing both proprietary and third-party strategies across various asset classes.

Damon Riggs is a Series 66-licensed financial advisor with Ameriprise in Chattanooga, TN, bringing 15 years of industry experience. He has been with Ameriprise and its affiliates since 2007. Outside of his advisory role, he manages Mainstay Service Group, LLC, which provides administrative services supporting a related financial practice. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement with substantial investable assets, delivering tailored recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic tools overseen by a dedicated team to support its advisory process.

Paul Jacobs Jr. is a ChFC®-designated financial advisor with over 21 years of industry experience, currently affiliated with LPL Financial since 2025. His previous roles include positions at Cadaret Grant & Co., Inc., Raymond James Financial Services Advisors Inc., and Barnett & Company, Inc. He serves on several nonprofit boards and volunteers actively in community organizations, including as an assistant scoutmaster and a deacon. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Paul Brown is a financial advisor with Raymond James & Associates in Chattanooga, TN, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he owns Michael Edwin Madison Aircraft LLC, a business involved in the casual acquisition and sale of general aviation aircraft. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a wide range of clients including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, supported by extensive research and diverse portfolio management options.

Christopher Mullan is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes positions at Bankers Life and Phoenix Consulting, as well as service in the United States Army. He also has experience with Chattanooga Professional Baseball, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Russell Hurley is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with Raymond James & Associates since 2008. Outside of his advisory role, he serves as a deacon and member of the finance committee at First Presbyterian Church in Chattanooga, Tennessee. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering a range of financial planning and advisory services with a variety of portfolio management styles.

Andrea Anderson is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive wealth management solutions. She is a member of The Anderson Group, which collectively brings over 50 years of experience serving families in the Chattanooga and Cleveland area. Andrea's work focuses on areas such as college education planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. Andrea began her career in the financial industry in 2005, progressing through roles including intern, receptionist, operations and compliance, financial advisor assistant, team financial advisor, and now senior financial advisor. She holds a Bachelor's degree in Finance with a minor in Psychology from Georgetown College and earned an MBA from the University of Tennessee at Chattanooga. Andrea is also a Junior League of Chattanooga Sustainer and holds the Personal Investment Advisor (PIA) designation. Outside of her professional work, Andrea enjoys travel and staying active, with interests that include basketball, bowling, boxing, football, golfing, hiking, and ice hockey. She is married to her high school sweetheart, Kevin, and they have two dogs. Andrea values connecting with clients personally and professionally to help simplify their financial lives.

Morgan Maclellan is a financial advisor at UBS Financial Services with four years of industry experience. He has been with UBS since 2020 and previously operated as a franchisee of Your Pie from 2014 to 2020. Maclellan advises on business and planning matters for The Maclellan Foundation, a private Christian foundation focused on global outreach and local community support in Chattanooga. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions. The firm employs proprietary research and model-based asset allocations to tailor portfolios aligned with clients' goals and risk profiles.

Jefferson Cronan is a financial advisor at UBS Financial Services with 33 years of industry experience. He has been with UBS since 1994 and holds a Series 63 designation. In addition to his advisory role, he acts as co-trustee for an irrevocable trust established for a close family friend and serves as trustee for an irrevocable life insurance trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and capital markets services.

Ashlee Wallick is an International Wealth Advisor specializing in serving high-net-worth individuals and families. She focuses on providing personalized attention through a disciplined investment process tailored to clients’ unique goals and priorities. Ashlee’s areas of expertise include international wealth management, family wealth strategies, corporate executive services, and education planning. Ashlee holds the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute™ and maintains Series 7, 63, and 65 FINRA registrations as well as the 215 insurance license. She earned an Associate's Degree from University Jose Miguel Carrera in Chile and is fluent in both English and Spanish. Ashlee resides in Coral Gables, Florida.

Erin Marken is a financial advisor with Raymond James & Associates in Chattanooga, TN, holding Series 63 and Series 65 licenses and having 14 years of industry experience. Prior to joining Raymond James in 2019, she worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. Since 2023, Marken serves as a health care surrogate, trustee, and power of attorney for a client of Raymond James. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services supported by a broad network of advisors and affiliated research resources.