Troy Forgette is a CFP® professional with 12 years of experience, currently advising clients at Edward Jones since 2014. He holds the Series 66 designation and is based in Temperance, Michigan. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated investment products through a nationwide network of financial advisors and branch offices.

Nelson Snellenberger is a financial advisor with Morgan Stanley in Toledo, OH, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment and planning services without providing individual security recommendations in standalone planning.

Linda Good is a financial advisor at Primerica Advisors with 14 years of industry experience. She holds a Series 63 designation and has worked at PFS Investments Inc. since 2012 and Primerica Financial Services since 2011. In addition to her advisory role, she is involved in part-time referrals of home security and automation products and participates as a partner in an investment-related LLC. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Crystal Lagger is a CFP®-credentialed financial advisor with Wells Fargo Advisors in Toledo, OH, bringing 11 years of industry experience. Her prior roles include six years with Wells Fargo Clearing and two years with Wells Fargo Advisors, LLC. Outside of her advisory work, she owns and operates an online Etsy shop through Anna Crystal Co LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions with a broad range of investment and financial planning services tailored to clients meeting a net-worth threshold. The firm’s approach combines Wells Fargo research and planning tools with optional implementation through its brokerage or advisory programs.

Stephen Mckenney is a financial advisor at LPL Financial with 48 years of industry experience. He holds the ChFC® and Series 63 designations and has worked previously with Securian Financial Services, Minnesota Life, and has been self-employed since 1996. Outside of advising, he is involved with the Financial Design Group, Inc. and holds agency roles in non-variable insurance products. LPL Financial serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with a focus on discretionary and non-discretionary management supported by proprietary and third-party research.

Jonathan Phytrion is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. His prior work includes roles at Palladion Services, UPS, Alnylam Pharmaceuticals, and Amazon, as well as multiple positions at Skidmore College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios from a broad universe of mutual funds, ETFs, and ETPs.

James Happ is the Senior Resident Director and Wealth Management Advisor at Merrill, where he leads the Happ Adam Darah Group. In this role, he directs the team's vision with a focus on client transparency, industry knowledge, and client experience standards. He was named Resident Director for Merrill's northwest Ohio offices in 2021, further extending his responsibilities to support financial advisors and advisory groups in the Toledo area. James has been with Merrill since July 1994 and brings experience from his time working on Wall Street, as well as in Boston and Cleveland, before returning to Toledo in 1999. His expertise spans a wide range of financial situations, with a particular focus on individuals approaching retirement or entering their life's "second act." His team aims to provide a high level of wealth management service through diversified financial strategies and industry-leading technology tailored to clients' needs. He holds a Bachelor's Degree from the University of Dayton and professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). James is involved in community organizations such as the St. John's Jesuit High School and Academy Foundation Board, Stone Oak Country Club Board of Trustees, and Ursuline Foundation Board. Outside of work, he enjoys spending time with his family, golfing, and supporting his alma mater's sports teams.

Kyle Lynch is a financial advisor with Equitable Advisors in Sylvania, OH, holding Series 65 and Series 63 licenses and having 12 years of industry experience. He has been with Equitable Advisors since 2013 and also worked at David Means starting in 2017. Outside of advisory services, he is involved in the sales of life settlements through the Equitable Network. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and endorsed third-party asset managers to deliver advisory and brokerage solutions.

Thomas Lestrange is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Royal Alliance since 2013. Lestrange has longstanding involvement with Savage & Associates and Lestrange-N Son's Insurance, where he has engaged in insurance sales and investment management. He also serves as a trustee executing a family trust agreement. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a broad network of affiliated advisers and platforms, offering integrated brokerage, advisory, and financial planning services. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios, with access to third-party managers and various investment solutions.

Brent Shimman is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has been with Cambridge Investment Research Advisors since 2010. Outside of his advisory work, he serves as a minister for a religious organization. Cambridge Investment Research Advisors is a large SEC-registered firm providing financial planning, investment management, and retirement plan advisory services to a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers a variety of investment implementation options through multiple platforms and combines proprietary and third-party strategies tailored to client objectives.

Tyler Binkley is a financial advisor with Primerica Advisors in Maumee, Ohio, holding eight years of industry experience. He has worked with Newman Financial, PFS Investments Inc., and Primerica Financial Services. In addition to advisory activities, he is involved in sales of loan products and home-related service referrals through affiliated companies. Primerica Advisors is the sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with approximately 3,966 advisors, employing model-delivery strategies managed by third-party asset managers and supported by BNY Mellon Advisors and Pershing.

Devin Durocher is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His previous roles include positions at LPL Financial and Monroe Bank and Trust. He has been with Cetera since 2019. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a nationwide network of over 10,000 advisors and manages more than $256 billion in assets.

Scott Brown is a Certified Financial Planner (CFP®) with 33 years of industry experience. He has worked at Morgan Stanley in various capacities since 2008, including roles at Morgan Stanley & Co. Incorporated, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. Outside of advising, he co-owns SS Brown LLC, a LED lighting distribution business supporting independent sales representatives. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Cathy Snyder is a CFP®-credentialed financial advisor with 25 years of industry experience, currently with Ameriprise since 2020 and formerly with Ameriprise Financial Services, Inc. from 2005 to 2020. She operates out of Whitehouse, Ohio. In addition to her advisory work, she has business ownership related to real estate management. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory support through a centralized consulting team and emphasizes the use of Ameriprise-managed accounts within its planning approach.

Jennifer Jagodzinski is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Her career includes roles at Merrill, Cetera Investment Services LLC, Monroe Bank & Trust, LPL Financial, and MBT Investments. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning using structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both individual and corporate financial planning services.

Kenneth Close is a CFP® and ChFC® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise in Toledo, OH since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is the CEO and sole owner of K.C. Films, LLC, a movie production company. Ameriprise is a large institutional firm providing retirement-income planning services primarily for individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized retirement-income consulting team.

Kevin Kunz is a financial advisor at Charles Schwab with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Scottrade and TD Ameritrade prior to his current role. Kunz is based in Sylvania, Ohio. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Tyler Paxson is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity since 2020, progressing through several positions including Planning Consultant, Workplace Planning Consultant III, II, and I. His professional focus involves partnering with clients to understand their comprehensive financial objectives and developing tailored financial plans. Throughout his tenure at Fidelity, Tyler utilizes the company's resources to build and monitor financial plans aimed at helping clients achieve their family and lifestyle goals. His approach centers on aligning planning processes with clients' financial and lifestyle priorities. Outside of his professional work, Tyler has interests in baseball, football, golf, family activities, and social events with friends.

Jeffrey Marchal is a financial advisor with OSAIC in Maumee, Ohio, holding a Series 66 designation and bringing 22 years of industry experience. He has worked with Royal Alliance for 13 years and also serves as an employee benefit consultant advising business clients on group health and supplemental insurance plans. Additionally, Marchal participates in community activities such as finance committees and school advisory councils at local educational institutions. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services and employs various investment tools and platforms to construct portfolios tailored to client needs.

Kara Wietrzykowski is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following four years at Federated Insurance. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning, with approximately $2.74 trillion in client assets under management. The firm’s planning process involves structured discovery and firm-approved tools, supporting clients in implementing and updating their financial plans.