Lee Quignano is a financial advisor with Raymond James Financial in Concord, Ohio, holding a Series 66 designation and 25 years of industry experience. He has worked at Raymond James since 2009 and is the owner of Salute Financial LLC. Additionally, he has served as a notary public since 1999. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses tailored, non-discretionary planning combined with analytical tools and supports a municipal advisor and specialized advisory programs.

David Dal Broi is a CFA® and Series 66 credentialed financial advisor with Edward Jones. He has prior experience working at Leonteq Securities and Saxo Capital Markets in Hong Kong. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies with a fiduciary standard.

Joseph Hiller is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Northwestern Mutual Investment Services LLC, John Ertz, and PNC Investments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gregory Christopher is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a varsity baseball coach at Gilmour Academy in Gates Mills, OH. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering customized financial planning supported by firm-approved tools and a range of investment programs.

Matthew Frate is a financial advisor at Equitable Advisors in Mentor, Ohio, holding a Series 66 designation with three years of industry experience. Prior to joining Equitable Advisors in 2026, he worked at Stifel Independent Advisors, LLC for four years. Outside of his advisory role, he is the sole owner of MMF99 LLC, a business related to his advisory activities. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing both in-house and third-party advisory models.

Caroline Aarons is a financial professional with two years of industry experience, currently affiliated with Cetera. She holds the Series 66 designation and has worked with Cetera Advisors LLC since 2018. Aarons is also involved with Balanced Financial Concepts, a financial services business operating as a DBA for insurance services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and investment strategies.

John Krieger is a financial advisor with Merrill in Pepper Pike, Ohio, holding Series 63 and Series 65 designations and 42 years of industry experience. He has worked at Merrill since 1984 and at Bank of America, N.A. since 2011. Krieger serves as an officer at The Country Club in Pepper Pike, where he presides over membership meetings and helps set board meeting agendas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Hannah Chen is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in areas such as education planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and retirement income. Ms. Chen holds a Bachelor's Degree from Fudan University and a Master's Degree from Case Western Reserve University. She also completed an Accredited Certificate Program at Yale University. She has earned several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Prior to her current role, Ms. Chen worked for 12 years in medical research. She is involved with professional organizations such as Merrill Lynch and participates in community activities with Bethel Cleveland and Bible Study Fellowship. She speaks both English and Chinese.

Daniel Mc Ginnis is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. He has been with Raymond James since 2018 and previously worked at Wells Fargo Clearing from 2016 to 2018. Mc Ginnis is a partner in Carver Financial Services LLC, a support company based in Mentor, Ohio. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and supports advisory programs alongside a municipal advisor affiliation uncommon among large institutional advisors.

Tom Daher is a financial advisor with Cetera and holds a Series 63 designation. He has 12 years of industry experience and has been with Cetera Advisors LLC since 2014. In addition to his advisory role, he is president of Tom Daher Tax & Accounting, Inc., a tax preparation services firm he founded that has been operating since 2002. He also works as an insurance agent selling fixed annuities. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and consulting services, supporting both discretionary and non-discretionary authorities across multiple program structures.

Corey Kimble is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been building his career since 2011. In his role, Corey assists clients by developing comprehensive wealth management strategies that address individual needs. He focuses on engaging closely with clients to support their financial goals, including corporate executive services, family wealth management, investment consulting for defined contribution plans, personal retirement planning, portfolio management, and small business strategies. Corey holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Chartered Retirement Planning Counselor (CRPC). He is also a qualified Portfolio Manager, managing personalized or defined investment strategies that may involve individual stocks and bonds, Merrill model portfolios, and third-party investment options. He earned an Associate's Degree from Lakeland Community College. Residing in Gates Mills, Ohio, Corey lives with his wife Gabrielle and their daughter. Outside of his professional duties, he enjoys spending time with family and friends, participating in sporting events and concerts, and engaging in various personal interests such as baseball, basketball, cooking, football, golfing, hiking, music, running, and traveling.

Jeffrey Studniarz is a financial advisor at Edward Jones in Concord, Ohio, holding a Series 66 designation with six years of industry experience. Prior to joining Edward Jones in 2019, he spent nine years with Penske Automotive Group. He previously created an LLC intended for a sticker-selling business, which remains dormant. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Nicholas Tibaldi is a financial advisor with Raymond James Financial Services Advisors Inc. and Raymond James Financial Services, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. He previously worked at Concurrent Advisors for four years. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and uses analytical tools such as deterministic and probability modeling to support client decision-making.

Andrew Johnson is a Series 66-licensed financial advisor with Ameriprise, based in Pepper Pike, OH. He has 19 years of industry experience, including 11 years with Ameriprise Financial Services, Inc. and six years with Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendation reports and ongoing annual advice focused on dependable income sources and tax-aware withdrawal strategies.

Harry Newmark is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in serving Private Clients. He has been with Merrill since 2007 and brings over 30 years of experience in the financial services industry. His work focuses on areas including Corporate Executive Services, Equity Compensation Services, Family Wealth Management Strategies, Personal Retirement Planning, and Women and Wealth. Harry holds a bachelor's degree in Economics and an MBA from Case Western Reserve University. He is a Personal Investment Advisor (PIA). Throughout his career, he has assisted institutional and individual clients across the United States in structuring risk management financial strategies. Harry emphasizes understanding investor concerns and setting appropriate financial goals. Based in Northeast Ohio, Harry and his wife Kimi have four grown children. They are active in their Temple, where Kimi serves as the Director of Youth. Harry also mentors the next generation through youth and summer camp programs. His personal interests include music, photography, reading, and spending time with his family.

Denise Zalewski is a financial advisor at Merrill with 26 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Palumbo is a financial advisor with Merrill holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Raymond James & Associates, Cetera Advisor, Ameriprise Financial Services, and Fidelity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Nancy Williams is a financial advisor with Raymond James Financial, holding CFP® and Series 63 designations and bringing 28 years of industry experience. She has worked extensively with Raymond James Financial Services since 1997 and is currently associated with Carver Financial Services LLC, where she assists clients with financial planning needs. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and consulting, employing analytical tools to illustrate potential outcomes and supports clients in implementing recommendations through various advisory programs.

Danielle Mackey is a financial advisor with UBS Financial Services in Pepper Pike, OH, holding a Series 66 designation and bringing nine years of industry experience. She has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of investment products and research resources.

Lauren Erb is a financial advisor with Morgan Stanley, holding a Series 66 designation and 10 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley since 2017, with prior experience at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.