Shelby Lake is a financial advisor with Osaic Wealth, Inc. based in Centerville, OH, holding Series 63 and Series 65 credentials and 26 years of industry experience. Prior to joining Osaic, Lake worked at Royal Alliance Associates, Sterne Agee Investment Advisor Services, Sterne Agee Financial Services, and Wrp Investments. Outside of advisory work, Lake is Co-President of ABS Financial Group, Inc., a financial services company specializing in life, disability, and long-term care insurance. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a broad network of financial advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services with various investment tools and access to third-party money managers, supporting both discretionary and non-discretionary account management.

Lauren Davies is a financial advisor at Ameriprise with five years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2019. Prior to this, she was employed at MaidPro from 2015 to 2019. Outside of her advisory role, she is an employee assistant at RANDIN LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Shannon Wilkin is a financial advisor with LPL Financial in Dayton, Ohio, holding Series 63 and Series 66 licenses and having 22 years of industry experience. Prior to joining LPL in 2021, Wilkin worked at key Investment Services from 2012 to 2021 and has experience with Waddell & Reed and various insurance carriers. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations, offering a range of financial planning and advisory programs supported by research and multiple portfolio management options.

Barbara Rac is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2019. She focuses on partnering with clients to help them define their financial vision and develop personalized plans to work toward their financial goals. Barbara has accumulated extensive experience in the financial services industry, having held roles as a Financial Planner at Prudential Advisors from 2017 to 2019, a Financial Advisor at Prudential Life Insurance Company of America from 2013 to 2017, and a Financial Representative at Prudential Life Insurance Company of America from 2010 to 2013.

John Woeste is a financial advisor at Osaic Wealth Inc with 26 years of industry experience. He holds Series 63 and Series 65 credentials and previously spent 23 years at Stifel Independent Advisors, LLC. Outside of his advisory role, he is involved in writing books, screenplays, theatrical shows, and board games. Osaic Wealth, Inc. serves a diverse range of clients including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and advisory platforms. The firm offers integrated brokerage and investment advisory services utilizing a variety of asset-allocation tools and access to third-party money managers and wrap programs.

Dara Demaree is a financial advisor with Osaic Wealth, Inc. in Centerville, Ohio, holding Series 63 and Series 65 credentials and 22 years of industry experience. He was previously affiliated with Sagepoint Financial, Inc. for 14 years and also has longstanding involvement in the insurance industry through his own Demaree Financial Group, where he sells and services life and long-term care insurance. Additionally, he is a commissioned notary. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, including financial planning and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance assessments to construct diversified portfolios and supports multiple advisory platforms.

Robert Newsock is a financial advisor at Morgan Stanley with 39 years of industry experience. He has held previous positions at Merrill and Bank of America, and has been with Morgan Stanley and its Private Bank since 2017. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services that utilize firm-approved tools and methodologies.

Charles Southard is a financial advisor with Ameriprise in Germantown, Ohio, holding 40 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages a real estate business through AMPEX, LLC. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with financial advisors.

Jillian Milano is a financial advisor with Ameriprise in Beavercreek, OH, holding a Series 66 designation. She has been with Ameriprise since 2021 and previously worked in educational roles at Oakland University, Wright State University, and Carroll High School. Ameriprise offers a retirement-income planning service tailored to individuals with significant investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools to deliver personalized retirement income advice within a large institutional framework.

Brianne Squibb is a financial advisor with UBS Financial Services in Miamisburg, OH, holding a Series 63 designation and 17 years of industry experience. Her career includes multiple roles at Merrill and a position at David A. Noyes & Company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocation to tailor plans aligned with clients’ goals and risk tolerances.

William Drees is a Financial Advisor with Merrill Lynch Wealth Management. He addresses the complex financial, retirement, and wealth management needs of his clients through a holistic approach. Bill joined Merrill after five years in the oil refining industry as a Chemical Engineer. He holds a Bachelor of Science degree in Chemical and Biomolecular Engineering from Ohio State University and is a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). His background as a chemical engineer contributes distinct perspectives and analytical skills to his financial advisory practice. Bill is a native of Vandalia, Ohio, and currently resides in West Chester. He enjoys traveling, pickleball, and fishing. He is actively involved in his community through his membership and service as a Board Member of the Rotary Club of West Chester/Liberty.

Jeffrey Reboulet is a financial advisor with Cetera who holds a Series 66 designation and has 23 years of industry experience. He has worked at Cetera Advisors LLC since 2013 and also has experience with Accounting A La Carte. Outside of his advisory role, he is involved in sports-related activities, including ownership and coordination of baseball and softball camps, clinics, and tournaments through several entities such as Midwest Sports Performance LLC and REB Baseball, LLC. He is also a co-author of a book and website related to baseball. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with access to affiliated and third-party money managers across various program structures.

Katherine Breitenstein is a financial advisor with Ameriprise in Kettering, OH, holding a Series 66 designation and 14 years of industry experience. She has worked with Ameriprise and its affiliates since 2011, including a role at The O.N. Equity Sales Company. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Ronald Jones is a financial advisor with J.P. Morgan Securities who holds a Series 66 designation and has 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also has experience at JPMorgan Chase Bank, NA beginning in 2006. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and delivers services through a select group of Wealth Advisors on a non-discretionary basis.

Brian Rathbun is a financial advisor with Robert Baird & Co. in Miamisburg, Ohio, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He worked at UBS Financial Services for 19 years before joining Baird in 2019. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers across various investment strategies.

Daniel Cline is a financial advisor with Morgan Stanley in Beavercreek, OH, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His previous roles include positions at Nuveen Securities, LLC, Virtus Investment Partners, and VP Distributors LLC. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and emphasizes advisory services that do not include individual security recommendations as part of standalone planning.

Stephanie Anderson is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. Prior to joining LPL Financial in 2025, she spent 13 years at J.P. Morgan Securities and also operated Ohio Cleaning and Detailing for three years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies in its investment approach.

Kenji Williams is a financial advisor at Charles Schwab with 24 years of industry experience. He holds Series 63 and Series 66 designations. Williams has worked at several firms including Lincoln Financial Advisors, TD Ameritrade, and Scottrade before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Darrel Bender is a financial advisor with Equitable Advisors in Centerville, OH, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of his advisory role, he is a finance team member of American Caribbean Experience and operates Miami Valley Financial Services as a sole proprietor. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and asset management access through various third-party managers and LPL programs. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage services tailored through a structured client intake process.

Angela Katampe is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. Her work history includes roles at J.P. Morgan Chase Bank and Thrivent Financial. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage and investment management capabilities.