Daniel Detloff is a financial advisor with SPC in Ann Arbor, MI, holding a Series 63 designation and totaling 35 years of industry experience. He has been with Sigma Planning Corporation since 2004 and Sigma Financial Corporation since 1995. Outside of his advisory roles, he is a notary public in Byron Center, MI. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, providing both discretionary and nondiscretionary management options.

Bailey Castiglione is a Series 66-licensed advisor at SPC with two years of industry experience. Prior to joining SPC, Bailey worked at Promedica for eight years. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and offers tailored, discretionary investment advice primarily delivered at the advisor level.

Amy Lavoie is a CFP® and ChFC® with 21 years of industry experience. She has been with Hantz Financial Services, Inc. in Ann Arbor, MI since 2004. Hantz Financial Services serves a diverse client base that includes individual investors, charitable organizations, corporate clients, and retirement-plan sponsors. The firm employs a model-driven ETF investment approach combined with separately managed accounts and unified managed account solutions, supported by affiliated entities including a state-chartered trust bank and in-house tax and business consulting services.

Michael Penn is a CFP® with 30 years of industry experience, currently serving at SPC. He has worked with Sigma Financial Corporation and Harvard Financial Investments, Inc. since 1995 and has maintained his own accounting and tax practice since 1978. In addition to his advisory work, he is involved in health insurance sales through Harvard Agency Inc. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing over $5.6 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering strategies through discretionary and nondiscretionary arrangements.

Richard Lax is a financial advisor at SPC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Sigma Financial Corporation since 1999. Outside of his advisory role, he serves as a non-paid administrator at Ward Presbyterian Church in Northville, Michigan. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement services through a large network of advisors and employs both discretionary and nondiscretionary management strategies.

Steven Urli is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His career includes positions at Voya and Principal Life Insurance Co., where he worked prior to joining Principal Securities in 2025. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services emphasize direct advisory programs, financial planning, retirement plan consulting, and access to third‑party money manager solutions.

Christian Cicchella is a CFP®-certified financial advisor with 29 years of industry experience. He has been with SPC and Sigma Financial Corporation since 2004. In addition to his advisory role, he is involved in selling fixed life, health, disability, and fixed annuities, as well as property and casualty insurance marketed through The McNish Group. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary management tailored to client needs.

Gary Jarvis Jr. is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked with Sigma Planning Corporation since 2003 and has been involved with Security First Benefits Corporation since 1999, where he is also an insurance agent specializing in health and life insurance products. SPC serves a diverse client base including individuals, high-net-worth households, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 investment adviser representatives.

Melissa James is a financial advisor with Hantz Financial Services, Inc. in Canton, MI, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. She has been with Hantz Financial since 2004. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate and business clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach supplemented by separately managed accounts and unified managed account solutions, and it offers a range of financial planning, portfolio management, and fiduciary services.

Kimberly Jones is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has been with SPC, Parkland Securities, and Sigma Financial Corporation since 2013. Jones serves as a board member of the Arabian Horse Association of Michigan, where she assists in growing membership and promoting the annual spring horse show. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, offering portfolio management, financial planning, and ERISA-related services. The firm provides discretionary and nondiscretionary investment management and works with third-party managers, maintaining formal succession protocols and compliance controls.

Stephen Royce Jr. is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds a Series 66 designation and has previously worked at KeyBank, Key Investment Services LLC, Bank of America N.A., and Merrill. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program with ETF-based portfolios and a separate Managed Account program, operating as both a broker-dealer and insurance agency.

Charlene Reardon is a financial advisor with Focus Partners Wealth, LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. She previously worked at Telemus Capital LLC for 11 years and Kovitz Investment Group Partners, LLC for 2 years before joining Focus Partners Wealth. Focus Partners Wealth serves a diverse client base including individual, high-net-worth, family office, corporate, retirement plan, and institutional clients, offering a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that integrates fundamental and quantitative analysis with multiple asset classes and third-party managers.

Brandon Rydell is a financial advisor at SPC with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Sigma Financial Corporation since 1997 and with Parkland Securities since 2014. He serves as a board member for the Give and DELIVER SPS Family Charitable Foundation, a nonprofit organization supporting fundraising activities linked to his associated firms. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored investment advice primarily through the SIGMA Managed Account program and other account offerings.

Kassem Atwi is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience. He holds the Series 66 designation and has worked at Hantz Financial Services since 2022. Prior to his advisory role, he held various positions including roles at DoorDash and the University of Michigan. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm uses a model-driven ETF investment approach complemented by separately managed accounts and unified managed account solutions, and offers a range of financial planning, portfolio management, and fiduciary services.

Stephen Nichols is a financial advisor at SPC with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously with G3 Advisors and Lyman & Sheets Insurance Agency. Nichols is also involved in an outside insurance business, selling and servicing group life, health, LTC, and DI insurance through various carriers. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice primarily through the SIGMA Managed Account and associated programs.

Aaron Jensen is a financial advisor at Osaic Advisory Services, LLC with 18 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Osaic Wealth and Osaic Advisory Services in 2024, he worked at Sigma Financial Corporation from 2006 to 2024. Jensen is a passive partner in several LLCs that hold interests in local restaurant and sports bar ventures in the Ann Arbor area. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm provides investment management, financial planning, and retirement plan consulting through multiple program models, utilizing proprietary and third-party platforms and managers.

Robert Hoger is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at SPC since 2012 and maintains ongoing roles at Sigma Financial Corporation, Marketforce, and Robert A. Hoger Independent Insurance Agency. Outside his advisory work, he owns R.A. Hoger and Associates, LLC, which provides insurance services and financial planning support for families with college-bound students, and he teaches long-term care insurance sales concepts to internal sales representatives at Aegis Financial. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets through a network of over 460 advisers. The firm offers portfolio management, financial planning, and ERISA-related retirement services, employing both discretionary and nondiscretionary management strategies and coordinating with third-party managers and custodial platforms.

Tyler Jones is a financial advisor at AE Wealth Management, LLC with eight years of industry experience. He holds the Series 66 designation and has worked at firms including Thrivent Financial and Endependence Financial. Outside of his advisory role, he facilitates access to estate planning document services for clients. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes model portfolio management and operates a platform serving a large number of clients with standardized investment solutions.

Timothy Rosiak is a CFP® with 38 years of industry experience, currently serving at SPC since 2002. He also has a longstanding affiliation with SIGMA Financial Corporation dating back to 1994. Outside of his advisory roles, he is involved with The Fortune Financial Group, which sells health, life, disability, and group dental insurance products. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement services through a large network of investment adviser representatives.

Brendan Hunt is a financial advisor with Hantz Financial Services, Inc. He holds a Series 66 designation and has six years of industry experience. Prior to his current role, he worked at Hantz Tax and Business and has teaching experience at Eastern Michigan University and Jackson College. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, businesses, and retirement plan sponsors. The firm employs model-driven ETF strategies combined with separately managed accounts and offers a range of financial planning, wealth management, and fiduciary services, supported by affiliated entities such as a state-chartered trust bank and in-house tax and business consulting.