Kurt Schuster is a CFP® professional with 25 years of industry experience, currently affiliated with LPL Financial since 2010. He provides personal income tax preparation and planning services through Qolity Tax and is involved in other business ventures including a business ownership role at MOB Industries. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and research resources.

Julie Groulx is a financial advisor with LPL Financial in Oxford, MI, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has been with LPL Financial and its predecessor firm since 1997. Outside of her advisory role, she is involved with Velovita, a nutritional company based in Plymouth, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by various operational and research tools.

David Ballantyne is a financial advisor at LPL Financial with 35 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior work includes roles at Kovack Advisors, Inc., Cuso Financial Services, and Key Investment Services LLC. Outside of his advisory work, he operates Ballantyne Insurance Group, an insurance agency, and serves as a notary in Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio programs, supporting advisors with research and operational tools.

Eric Chandler is a financial advisor with Morgan Stanley in Rochester, MI, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through corporate agreements.

Marco Pasquali is a financial advisor with J.P. Morgan Securities in Oxford, MI, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Merrill and JPMorgan Chase Bank, N.A., as well as prior experience at Hewlett Packard Enterprise / DXC Technology. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting supported by both quantitative and qualitative research.

George Zobian is a financial advisor at OSAIC with 17 years of industry experience. He previously worked at American Portfolios Financial Services, Inc. for five years and spent nine years at Questar Asset Management and Questar Capital Corporation. In addition to advisory work, he is an insurance agent involved in selling approved insurance products and annuities. OSAIC serves a broad mix of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by various strategies including discretionary UMA and third-party manager options.

Andrew Roosa is a financial advisor with Edward Jones in Almont, MI, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients across various segments, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Charles Snyder is a financial advisor with LPL Financial, holding a Series 66 credential and 22 years of industry experience. His prior roles include positions at SPC, Sigma Financial Corporation, United Securities Alliance, Inc., and Cambridge Investment Research, Inc. Since 2023, he has been affiliated with LPL Financial and also operates Vigilant Financial Services, an investment-related business connected to his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Charles Craves is a financial advisor with LPL Financial in Clarkston, MI, holding the Series 63 and Series 65 registrations and possessing 41 years of industry experience. His prior experience includes roles at Royal Alliance Associates, BBCM Financial Services, and VOYA Financial Advisors, Inc. Outside of his advisory work, he is involved in community theater as a part-time actor. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on combining extensive resources and technology to support its network of over 22,800 advisors.

Elliott Hurford is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at Fifth Third Bank NA for nine years before joining LPL Financial in 2020. Outside of his advisory role, he is a commissioned notary and operates a consulting business for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

William Colvett is a CFP® professional with 23 years of industry experience currently with LPL Financial. His prior roles include positions at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and Indianwood Financial, where he has maintained a long-term involvement. In addition to his advisory work, Colvett is involved with Orion Tax Group, providing tax preparation and accounting services. LPL Financial is a national broker‑dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment options including model portfolios, third-party asset management, and customized strategies, supported by advanced operational tools.

Robert Mette is a financial advisor with LPL Financial in Imlay City, MI, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at MML Investors Services, MassMutual Life Insurance Company, and New England Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining a broad array of advisory and non-advisory financial services.

Dennis Richardson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with LPL Financial since 2014 and is also involved with Canyon Realty LLC, where he has worked as a real estate agent since 2007. Additionally, he is a 50% owner of Michigan Pension Group, a third-party pension administration firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and operational tools while managing over $819 billion in discretionary assets.

Angela Pepper is a financial advisor with LPL Financial in Shelby Township, MI, holding Series 63 and Series 65 credentials and 15 years of industry experience. She joined LPL Financial in 2017 after working at National Planning Corporation for one year. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Joshua Bush is a financial advisor with Edward Jones in Clarkston, MI, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, Bush is the owner of two real estate-related businesses, Arbusto Amadeo LLC and Honeybee Investments LLC, both located in Michigan. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Alban Londo is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence with quantitative and qualitative research and incorporates ESG considerations in its recommendations.

Melannie Kleven is a Series 66 licensed financial advisor with J.P. Morgan Securities, based in Rochester Hills, MI, and has 10 years of industry experience. Her career includes roles at PNC Bank and various entities within JPMorgan Chase since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with an ESG eligibility framework and includes specialized capabilities in derivatives and commodities.

Kevin Ferhadson is a financial advisor with Ameriprise in Rochester, MI, holding Series 63 and Series 66 licenses and having 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he oversees operations and strategic direction for True Team Operations, LLC, a business supporting his financial planning practice. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement, typically with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities, employing a centralized consulting team that uses research and modeling to deliver tailored, tax-efficient retirement income recommendations.

Nua Dushaj is a financial advisor at J.P. Morgan Securities with 7 years of industry experience. She holds Series 63 and Series 65 designations and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC since 2018. Prior to her current role, she was employed at Great Oaks Country Club from 2016 to 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and may include ESG considerations.

Michael Roberts is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.