Stan Kovarik is a Series 65-credentialed financial advisor with Core Planning, bringing five years of industry experience. His prior work includes roles at Joe Kaufman Insurance Agency and Shane Riffel Insurance Agency, alongside experience at UPS and the City of St. Paul, Missouri. Core Planning is a multi-team firm providing fee-only financial planning, wealth management, and portfolio management primarily for individual and high-net-worth clients, as well as ERISA 3(21) advisory services for qualified retirement plans. The firm uses model portfolios and automated rebalancing tools combined with tailored investment strategies based on client risk tolerance and objectives.

Lauren Kingsten is a CFP® and holds a Series 65 license with 15 years of industry experience. She has worked at Acropolis Investment Management since 2011, including the current entity since 2020. Acropolis Investment Management, LLC is a fee-only wealth management firm serving individuals, institutional clients, and retirement plans. The firm employs an asset-allocation framework based on long-term data to construct diversified portfolios focused on tax efficiency and low turnover, and it maintains a specialized retirement practice for union workplaces.

Heather Burke is a CFP® and Series 65-licensed advisor at Acropolis Investment Management with three years of industry experience. She has been with Acropolis since 2022 following a nine-year break from employment. Acropolis Investment Management is a fee-only wealth management firm serving individuals, institutional clients, and retirement plans. The firm uses an asset-allocation framework guided by both commercial and academic data to build diversified portfolios emphasizing tax efficiency and low turnover.

Joleen Scharenbroch is a CFP® professional at Plancorp, LLC with 28 years of industry experience. She has worked at Plancorp since 2017, with prior roles at PNC Bank and PNC Investments. Plancorp serves individuals, trustees, business owners, charitable organizations, and retirement plans by offering wealth management, financial planning, pension consulting, and tax preparation services. The firm employs a Modern Portfolio Theory-based investment approach and maintains ongoing portfolio management with discretionary and non-discretionary options.

Amy Abrams is a financial advisor at Prospera Financial Services, Inc. with four years of industry experience. She holds the Series 65 and Series 63 designations and previously worked at Cutter and Company for nine years and Loomis for one year before joining Prospera. Prospera Financial Services, Inc. is a multi-team firm that serves a diverse client base, including individuals, high-net-worth clients, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors and offers investment advisory and financial planning services across multiple platforms, combining firm models, third-party sub-advisers, and customizable strategies.

Gary Breneman is a financial advisor at Wealth Management with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wealth Management since 2006. In addition to his advisory role, he is president and owner of Mutual Fund Publishing Co., which publishes tax reference books, and he serves as treasurer on several nonprofit boards including Gifts of Love International and Woods Mill Professional Campus. Wealth Management Nebraska LLC provides investment advisory and financial planning services to individuals, retirement plan sponsors, and institutional clients. The firm manages approximately $3.1 billion in assets, employing a modern portfolio theory approach primarily using passively managed mutual funds and ETFs, and offers integrated advisory and administrative services for retirement plans.

Dean Millonas is a financial advisor with Cornerstone Wealth Management, LLC, holding Series 66 and Series 63 licenses and bringing 32 years of industry experience. He has been with Cornerstone Wealth Management since 2012 and also has a longstanding affiliation with LPL Financial since 2010. Cornerstone Wealth Management serves a diverse client base including individuals, high-net-worth clients, corporations, and retirement plans, managing $4.93 billion in discretionary assets as of year-end 2025. The firm employs a combination of fundamental, quantitative, and qualitative analysis with tailored account supervision, offering services through multiple advisory programs and ERISA-compliant retirement consulting.

Joseph Kinnison is a CFA® charterholder with 15 years of industry experience. He has worked at First Heartland Consultants, Inc. since 2021 and previously spent nine years at Argent Capital Management LLC. Outside of his advisory role, he is president of Gohomefish, LLC, a publishing company focused on book writing. First Heartland Consultants provides advisory services to a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm offers financial planning, model-based management for self-directed 401(k) accounts, and various asset management solutions through a network of independent investment adviser representatives.

Barry Gerdin Jr. is a financial advisor at Prospera Financial Services, Inc. with 35 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked for Cutter & Company, Inc. for 33 years before joining Prospera in 2025. Prospera Financial Services, Inc. is a multi-team firm that serves individuals, corporate and charitable entities, and retirement plans, managing approximately $12.4 billion through about 207 advisors across roughly 140 offices. The firm offers investment advisory and financial planning services through various platforms and employs a combination of firm models, third-party sub-advisers, and customizable allocations.

Lori Wray is a financial advisor with Cornerstone Wealth Management, LLC, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. She has been with Cornerstone Wealth Management and associated with LPL Financial since 2016. Outside of her advisory role, she is the owner and president of Investing You, a business focused on helping coaches and investment professionals enhance client wellbeing through an automated process of measuring strengths, values, and setting life goals. Cornerstone Wealth Management serves a diverse client base including individuals, high-net-worth clients, corporations, retirement plans, and other advisers. The firm manages $4.93 billion in discretionary assets and employs a combined fundamental, quantitative, and qualitative investment approach with ongoing account supervision and regular reviews.

Nancy Carrel is a financial advisor with BFC Planning, Inc. and holds Series 63 and Series 65 designations. She has eight years of industry experience, including roles at BFC Planning since 2021 and Berthel Fisher & Company Financial Services since 2017. Prior to her financial services career, she worked for over a decade at Schicker Automotive. BFC Planning, Inc. provides financial planning, asset management, and referral-based outside money manager services to a diverse client base, including individuals, corporations, pensions, trusts, and banks. The firm supports a network of advisors managing approximately $3.8 billion in assets across more than 11,000 client relationships.

Carlton Dick is a financial advisor at Arax Advisory Partners with 13 years of industry experience. He holds the Series 66 credential and previously worked for Purshe Kaplan Sterling Investments and Summit X LLC for nine years. In addition to his advisory role, he is active as a licensed insurance agent involved in life insurance through Ash Brokerage/PKS Financial. Arax Advisory Partners is a multi-team wealth manager overseeing approximately $26.5 billion in assets and serving a diverse client base including individuals, high-net-worth clients, family offices, institutions, and retirement plans. The firm uses a combination of internal portfolio management, third-party models, and tailored asset-allocation strategies, and is noted for its use of performance-based fee arrangements and active insurance brokerage operations.

Christopher Miller is a CFP® with eight years of industry experience, currently serving as a financial advisor at Core Planning since 2024. His previous roles include positions at Facet Wealth, Charles Schwab, and Keller Williams. Core Planning offers fee-based financial planning and wealth management services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm’s investment approach is customized to client goals and risk tolerances, utilizing a combination of in-house advice, third-party money managers, and model portfolios.

Stephanie Pogue is a financial advisor with Sequent Planning, LLC, holding Series 63 and Series 65 licenses and eight years of industry experience. She has been with Sequent Planning since 2018 and is also the owner and licensed insurance agent of St. Louis Insurance Group, a business offering insurance products and services. Sequent Planning, LLC, operating as Futurity First Wealth Management, is an SEC-registered investment adviser serving individuals, retirement plan sponsors, businesses, endowments, and nonprofits. The firm provides asset management, financial planning, access to third-party managers, and comprehensive retirement plan services through a network of independent advisers using a structured risk framework and diversified investment strategies.

Brent Spicuzza is a financial advisor at Arax Advisory Partners with 26 years of industry experience. He holds a Series 66 designation and previously worked at Summit X, LLC for nine years. Outside of his advisory role, he serves as secretary of Summit Bancshares, Inc., a bank holding company, and manages a residential property in a college town. Arax Advisory Partners is a multi-team wealth manager overseeing approximately $26.5 billion in regulatory assets. The firm serves individuals, high-net-worth clients, family offices, institutions, and retirement plans through a combination of internal portfolio management, third-party models, and tailored asset allocation strategies.

Nicholas Gehrs is a financial advisor with Prospera Financial Services, Inc., holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at firms including J.J.B. Hilliard, W.L. Lyons, Cutter and Company, and Green Bridge Wealth Advisors, where he also manages and operates the business as a financial consultant. Prospera Financial Services, Inc. is a multi-team advisor and dually registered broker-dealer serving individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors and offers investment advisory and financial planning services via various platforms and customizable portfolio solutions.

Joseph Beck is a financial advisor with Prospera Financial Services, Inc. He holds Series 63 and Series 65 licenses and has 38 years of industry experience. His prior roles include positions at Green Bridge Wealth Advisors, Cutter and Company, and J.J.B. Hilliards, W.L. Lyons, LLC. Beck is also involved in the management and operation of Green Bridge Wealth Advisors as a financial consultant and owner. Prospera Financial Services, Inc. is an enterprise-scale firm serving individual, corporate, charitable, and retirement plan clients with roughly $12.4 billion in assets under management. The firm offers a variety of investment advisory and financial planning services through multiple platforms and uses a combination of firm models, third-party sub-advisers, and customizable allocations for portfolio construction and management.

Robert Schramm is a financial advisor with Acropolis Investment Management, L.L.C., holding a Series 65 credential and over 20 years of industry experience. He has been with Acropolis since 2004. Acropolis Investment Management is a fee-only wealth management firm serving individual investors, institutional clients, and company-sponsored retirement plans. The firm employs a committee-driven investment process focused on strategic asset allocation, tax-aware implementation, and a blend of equities, bonds, mutual funds, and ETFs, with an emphasis on U.S. markets.

Guy Penn is a financial advisor at Core Planning with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Rush Penn LLC from 2015 to 2018. Penn has been with Core Planning since 2010. Core Planning provides fee-only financial planning, wealth management, and portfolio management services to individual and high-net-worth clients, as well as ERISA 3(21) retirement-plan advisory services. The firm uses third-party model portfolios and automated rebalancing tools while tailoring investment strategies based on client objectives and risk tolerance.

William Gebhart is a financial advisor at BFC Planning, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at PFS Investments Inc and Primerica Financial Services. He also serves as a life insurance agent with Delta Investment Services. BFC Planning, Inc. serves a diverse client base including individuals, corporations, pension plans, and trusts through a network of approximately 200 investment adviser representatives. The firm offers financial planning, portfolio management, and access to various sub-advisory programs, employing a range of investment strategies and platforms tailored to client needs.