Norman Chu is a financial advisor with Ameriprise in Richmond, TX, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing detailed written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported recommendations through a centralized consulting team.

Tracy Mc Cormack is a financial advisor with Ameriprise, holding Series 63 and Series 66 credentials and 23 years of industry experience. She has been with Ameriprise since 2006, initially with Ameriprise Financial Services, Inc. and continuing with Ameriprise since 2020. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Timothy Brown is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to joining Edward Jones, he was employed at Jacobs Engineering Group from 2016 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Byron Huff is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 credentials and seven years of industry experience. He has previously worked at Primerica Financial Services and has over two decades of experience at AT&T. Outside of his advisory role, he drives part-time for Uber and serves as president of a real estate investment company. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-delivery strategies from unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Thomas Ballard is a financial advisor with Ameriprise in Katy, Texas, holding a Series 66 designation and 21 years of industry experience. He previously worked at Edward Jones and has been with Ameriprise and its affiliate since 2004. He is also involved in managing an advisory business through My Boy Blue LLC. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Kinsley Schaff is a Wealth Management Planning Consultant. In this role, Kinsley works in strategic partnership with Wealth Management Advisor Josh Ecroyd to develop a thorough understanding of clients' objectives and long-term priorities. Kinsley is responsible for proactively identifying and addressing the intricate needs of the firm's most affluent families while acting as a trusted advocate and steward of service excellence. Kinsley has held positions at Fidelity Investments, serving as a Planning Consultant from 2025 to 2026 and as a Relationship Manager in 2025. Further details regarding education, credentials, personal interests, or community involvement have not been provided.

Luis Aguilar is a Financial Consultant currently working at Fidelity Investments. He collaborates with clients to develop comprehensive financial plans tailored to their unique needs and goals. Luis focuses on building and maintaining client relationships based on trust and integrity, aiming to establish long-term partnerships that support financial success. Luis has experience in various roles within the financial services industry, including positions at Fidelity Investments and Merrill Lynch Bank of America. His previous roles include Investment Consultant, Planning Consultant, Financial Solutions Advisor, and Senior Relationship Manager. This diverse background contributes to his expertise in financial consulting and planning. Outside of his professional work, Luis is interested in family activities, football, music, soccer, traveling, and volunteering.

Brandon Curtis is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. He has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside model portfolios and research.

Norma Pena is a financial advisor with LPL Financial in Richmond, TX, holding a Series 63 designation and bringing 32 years of industry experience. She previously worked at Waddell & Reed, Inc. and various insurance carriers from 1992 to 2021. Pena is also involved in non-variable insurance activities alongside her advisory role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Danielle Gomez is a financial advisor at Fidelity with 17 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked across multiple Fidelity affiliates since 2015, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC, where she is based, provides investment management and advisory services to a diverse client base, including retail and institutional investors, charitable funds, and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver systematic model portfolios and advisory solutions.

Stephen Hernandez is a financial advisor with LPL Financial in Katy, TX, holding Series 63 and 66 designations and 15 years of industry experience. He previously worked at Ameriprise Financial Services, LLC and Ameriprise Financial Services, Inc. from 2016 to 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management.

Benjamin Velasquez is a financial advisor at Fidelity with Series 63 and Series 65 credentials and five years of industry experience. His work history includes roles at Fidelity Investments and Western & Southern Brokerage and Life. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various asset classes.

Juan Rascon is a financial advisor with Cetera Investment Services LLC, holding a Series 66 designation and 17 years of industry experience. His prior roles include six years at BBVA-affiliated firms across wealth management, securities, insurance, and banking sectors. He also serves as a board member and director of financial strategy for GCD Consulting LLC. Cetera Investment Advisers LLC is an SEC-registered firm that provides advisory services through a nationwide network of independent advisors. The firm serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts, offering a range of portfolio management, financial planning, and consulting services.

Cassandra Osundele is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with five years of industry experience. Her prior roles include positions at Merrill, Bank of America, Fidelity Investments, and the New York Police Department. Outside of finance, she is the sole proprietor of Fatou’s Choice LLC, a restaurant and bar business in Katy, Texas. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs supported by firm-approved planning tools and research.

Corey Ingram is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and having 11 years of industry experience. He joined J.P. Morgan Securities in 2017 after two years with Prudential Insurance Company and Pruco Securities. Outside of his advisory work, he pursues woodworking as a hobby and occasionally photographs and films for his wife's business. J.P. Morgan Securities LLC primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Joseph George is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at Northwestern Mutual and Innovative Premier Financial Services. He also operates a business, Hurst Lending. Cetera Investment Advisers LLC is a large SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party investment options.

Onisa Treibs currently serves as Vice President and Branch Leader at Fidelity Investments, a role held since 2025. In this capacity, she leads a team of financial professionals focused on delivering comprehensive financial planning services to Fidelity's customers. Her objective is to establish Fidelity and the Houston team as trusted lifetime advisors for individuals, their families, and friends. Her tenure at Fidelity Investments spans over a decade, including previous roles such as Vice President Branch Office Manager from 2016 to 2020, Assistant Branch Office Manager from 2014 to 2016, Investments Solutions Manager for Managed Accounts from 2012 to 2014, and Retirement Solutions Manager from 2010 to 2012. This progression reflects extensive experience in financial planning and investment management within the company.

Sofia Sermeno is a Planning Consultant at Fidelity Investments. In her role, she collaborates with clients to develop personalized strategies aimed at supporting their long-term financial goals. She works alongside a team of Financial Consultants to provide comprehensive and holistic planning tailored to each client and their families. Her approach is grounded in a client-first mindset, fostering lasting relationships based on integrity and care. Sofia has been with Fidelity Investments since 2023, progressing through various roles including Financial Service Representative, Financial Representative, Relationship Manager, and currently as Planning Consultant. This progression reflects her growing expertise in financial planning and client relationship management. Outside of her professional responsibilities, Sofia has personal interests in cooking and baking, reading, and traveling.

Rebecca Hollas is a financial advisor with Equitable Advisors in Katy, TX, holding a Series 66 designation and seven years of industry experience. She previously worked at Chilton Capital Management for 12 years before joining Equitable Advisors and its predecessor firms in 2018. Outside of her advisory role, she serves as a power of attorney and executrix for family members. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals, risk tolerance, and time horizons.

Josh Barajas is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, Best Buy, and Chick-fil-A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.