Marlon Tenorio is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Fidelity Investments in various roles since 2015, with prior experience at Charles Schwab and Amazon. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including managing IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs, while also serving as a registered commodity pool operator and advisor to multiple registered investment companies.

Grace Marshall is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Bank of America and Merrill since 2019. Her prior experience includes roles at mBank and Fidelity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors, utilizing strategic asset allocation and tax-aware approaches.

Spencer Crow is a CFP® professional with 15 years of experience in the financial advisory industry. He is currently with Edelman Financial Engines in San Antonio, TX, where he has worked since 2013, including previous roles at Financial Engines Advisors L.L.C., The Mutual Fund Store, and Edward Jones. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven proprietary modeling with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary management approaches.

David Earnst is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and six years of industry experience. His work history includes roles at Columbus Global, Arctic IT, Alithya, and PFS Investments Inc. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies supported by third-party managers and offers a range of portfolio models including those allocating to cryptocurrency exchange-traded funds.

Raul Barcenes is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 registrations and four years of industry experience. He has worked in various roles, including positions at AIS Asset Management, Equitable Advisors, and FEFA Asset Management. Outside of finance, he is engaged in tutoring, helping students prepare for certification and securities examinations, and provides music consulting through a separate business entity. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research, supporting recommendations with centralized due diligence and an ESG eligibility framework.

Dylan Cobb is a financial advisor at J.P. Morgan Securities based in New Braunfels, TX. He holds a Series 66 designation and has industry experience beginning in 2024, including roles at New York Life and American Income Life. Outside of financial services, he has been involved with Superlative Formulas for several years and previously worked in construction with Darin Cobb Construction. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program.

Crystal Dixon is a Series 66 licensed financial advisor with Edward Jones in San Marcos, TX, bringing 14 years of industry experience. She has been with Edward Jones since 2007. Outside of her advisory role, she is a distributor for AdvoCare International, a health and wellness company, primarily to obtain product discounts. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Zachary Whitley is a financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he was involved in property restoration with W.B. Arthur Restoration for eight years and has owned and operated Whitley Ice, LLC, an ice and water vending business, since 2012. He is also a licensed real estate broker with extensive experience since 2007. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Rodney Horelka is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Cetera and Cetera Investment Services for over 25 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network serving individuals, retirement plan participants, banks, trust companies, and other institutions. Its investment approach includes financial planning, model portfolios, third-party asset management, and a range of institutional platforms.

Morgan Hammer is a financial advisor with Edward Jones in San Marcos, TX, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, Hammer worked at PAM Health and Insight Global, among other roles. Outside of financial advising, Hammer serves as a County Commissioner for Hays County, Texas. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and affiliated investment options. The firm is notable for its extensive network of advisors and branch offices across the country.

Rita Lind is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 25 years of industry experience. She previously worked at USAA Financial Planning Services and USAA Financial Advisors, Inc. from 2006 to 2020, and has been with Charles Schwab since 2020. Outside of her advisory roles, she has managed a personal rental property business for several years. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining a large client base with centralized custody and order-routing capabilities.