Baylee Bohlmann is a financial advisor at T. Rowe Price Advisory Services, Inc. with two years of industry experience. She holds Series 63 and Series 66 licenses and has previous experience at Colorado State University Pueblo and Pikes Peak State College. Outside of finance, she was involved with PopSqueak Balloons for three years. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households, utilizing model portfolios composed of proprietary T. Rowe Price mutual funds and ETFs. The firm combines nondiscretionary goals-based planning with discretionary account management, supported by online tools and telephone access to advisors.

Breton Freebing is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 65 credentials and 10 years of industry experience. His prior experience includes roles at Victory Capital Management, Victory Capital Services, USAA Financial Advisors, and Kestra Investment Services. He is based in Colorado Springs, Colorado. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households, employing a structured planning process supported by an interactive online tool and periodic reviews.

Adam Wade is a CFP® with 19 years of experience in financial advising, currently serving at J.W. Cole Advisors, Inc. since 2022. He previously worked with NOVA Financial Services and Western Wealth Management and operates Integrated Financial Wellness, LLC, a financial planning and insurance business. Wade also holds a board position as Vice President of Trestle Office Condominiums. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions.

Richard Sweeney is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining T. Rowe Price, he worked at FedEx Office, Allied Universal, Cleanmasters, and Hilldrup Moving & Storage. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price funds and employs tax-aware strategies, with client plans supported by an interactive online tool and annual reviews.

Edward Marrone is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 66, Series 63, and Series 65 designations and seven years of industry experience. His work history includes roles at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, American Fidelity Assurance Company, and USAA-related firms. Outside of his advisory work, he is an Airbnb host. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing investment education and advice programs that focus on asset allocation, contribution rates, and retirement age guidance. The firm utilizes Morningstar Investment Management for portfolio construction and oversight, offering both managed portfolios and non-discretionary recommendations to a large client base.

Peter Horwitch is a financial advisor with J.W. Cole Advisors, Inc. in Colorado Springs, Colorado, holding Series 63 and Series 65 licenses and with 38 years of industry experience. He has been with J.W. Cole Advisors since 2014. Outside of his advisory role, Horwitch is an independent insurance agent specializing in disability and life/accident/health insurance and is involved in managing a tourist attraction as a limited partner. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions.

Susan Rednour is a financial advisor at T. Rowe Price Advisory Services, Inc. with 12 years of industry experience. She holds Series 66, Series 63, and Series 65 credentials. Her prior experience includes roles at USAA Life Insurance Company and USAA Investment Services Company. T. Rowe Price Advisory Services, Inc. offers the T. Rowe Price Retirement Advisory Service, which provides nondiscretionary financial planning and discretionary investment management focused on retirement goals for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations as part of its planning process.

Travis Provost is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo and Loan Depot. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning with discretionary investment management primarily using proprietary mutual funds and ETFs. The firm emphasizes a structured online planning tool and telephone advisory support, with a focus on retirement income planning.

Jessica Rupp is a financial advisor at T. Rowe Price Advisory Services, Inc. with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with T. Rowe Price Investment Services, Inc. since 2011. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model allocations and tax-aware strategies delivered through a combination of telephone support and online tools.

Shanna Wiley is a financial advisor at D.A. Davidson & Co. with 11 years of industry experience. She holds a Series 66 designation and previously worked at Merrill from 2014 to 2018. Outside of her advisory role, she manages a rental property in Colorado Springs. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards and provides a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients.

Kelsey Bylund is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 licenses and 12 years of industry experience. She has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model allocations and tax-aware strategies tailored to clients’ retirement goals.

Joshua Clem is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has two years of industry experience. His prior roles include positions at T. Rowe Price Investment Services and USAA, as well as five years at Pick Six Global Logistics. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios composed exclusively of T. Rowe Price mutual funds and ETFs, combining goals-based planning with an interactive online tool and annual plan reviews.

Jonathan Apgar is a CFP® professional with nine years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2016. Prior to his advisory role, he was involved with Fellowship Bible Church and the University of Colorado Colorado Springs. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program for individual investors and households, combining financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm employs model allocations with tax-aware strategies and operates with a unique regulatory status as a commodity pool operator.

Julie Bishop is a financial advisor with J. W. Cole Advisors, Inc. in Colorado Springs, CO, holding Series 65 and Series 63 credentials and 13 years of industry experience. She has worked at J.W. Cole Advisors and J.W. Cole Financial since 2015 and has been associated with Avon Products Inc. since 2003 as a sales representative. Outside of her advisory role, she is involved in direct sales with Avon and has ownership in a non-investment related company, Big Teepee Investments, LLC. J.W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and digital advice to individuals, high-net-worth clients, and institutions. The firm utilizes a variety of investment approaches, including model and manager-based strategies, and maintains affiliations with a broker-dealer, providing access to multiple custodial platforms and commissionable product options.

Matthew Wenzlaff is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the ChFC® designation and has 10 years of industry experience, including prior roles at The Prudential Insurance Company of America and Pruco Securities, LLC. He is based in Colorado Springs, CO. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households. The firm offers a goals-based approach using proprietary mutual funds and ETFs, combined with online planning tools and discretionary account management.

Randy Kruse is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 designation and four years of industry experience. He previously worked at Edward Jones for four years and has experience in various roles outside finance, including positions at Bon Appetit Management Company and companies in the metal roof and electrical systems industries. Osaic Advisory Services is an SEC-registered investment adviser serving a broad client base that includes individuals, pension plans, corporations, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services, utilizing multiple program models and third-party platforms to build and monitor client portfolios.

Trevor Lane is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and four years of industry experience. His work history includes roles at T. Rowe Price since 2021, as well as prior positions at Agora Financial and Hoefler Connections, LLC. Outside of finance, he operated a computer repair business from 2018 to 2020. T. Rowe Price Advisory Services offers a retirement-focused advisory program to individual investors and households, combining financial planning, retirement income planning, and discretionary investment management primarily through proprietary mutual funds and ETFs. The firm employs model portfolios with tax-aware strategies and provides ongoing financial plans and annual reviews to enrolled clients.

Charles Maher Jr. is a CFP® with 40 years of industry experience, currently affiliated with Osaic Advisory Services, LLC. His career includes roles at Wilbanks Securities Advisory, Cabot Lodge Securities LLC, and Visions, Inc. Outside the advisory business, he serves as president of Colorado Financial Network, Inc., managing business expenses and corporate accounting. Osaic Advisory Services, LLC serves a diverse client base including individuals, pension plans, corporations, and nonprofits. The firm offers a range of investment and consulting services through multiple program models, utilizing both proprietary and third-party platforms for portfolio management.

Danielle Suess is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 designations and having 10 years of industry experience. She has been with T. Rowe Price Investment Services Inc since 2015. Outside of her advisory role, she is the COO of Grand Design Capital CO, a family business in which she holds a 25% ownership interest. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, applying tax-aware strategies and Monte Carlo simulations to generate financial plans and retirement income projections.

Kerry Chambers is a financial advisor with Hightower Advisors in Colorado Springs, CO, holding a Series 66 designation and having 25 years of industry experience. Prior to joining Hightower in 2017, he worked at Morgan Stanley Smith Barney from 2009 to 2017. Outside of advising, he is involved with Bicycle Village, a specialty sports retail business where he provides customer service and assists with sales operations. Hightower Advisors offers investment advisory and planning services to a diverse client base, including individuals and institutional investors. The firm employs a multi-manager approach with access to both affiliated and third-party managers, providing portfolio management, financial planning, and retirement consulting tailored to various investment needs.