Byron Fox is a financial advisor with RBC Capital Markets in Tucson, AZ, holding Series 63 and Series 65 credentials and 29 years of industry experience. He previously worked at UBS Financial Services Inc. Tucson for 12 years and has been associated with RBC Capital Markets and City National Bank since 2019. Fox is also a retired partner and consultant for Fox & Partee & Nigro Law Firm in Kansas City, MO, a role he has held since 1990 with minimal active involvement. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs and tailors investment strategies to client risk profiles using a combination of in-house and third-party managers, supported by RBC’s capital markets capabilities and integrated financial services.

Sergio Salazar is a financial advisor with Merrill in Tucson, AZ, holding a Series 66 credential and 13 years of industry experience. He has worked at Merrill and Bank of America since 2018 and previously spent two years with Catalina Wealth Management and Centaurus Financial Inc. Salazar is involved in managing a family-owned LLC related to real estate holdings. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, and charitable organizations.

Timothy Lewis is a financial advisor with Cetera based in Tucson, AZ, holding a Series 66 designation and 11 years of industry experience. He has worked at Cetera since 2021 and previously at Edward Jones from 2015 to 2021. Lewis is also involved with Wilde Wealth Management Group and JRS Wealth Management Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program options and custodial relationships.

Ricci Reyes is a financial advisor with UBS Financial Services in Tucson, AZ. He holds a Series 66 designation and has worked in the financial industry for nine years, primarily at UBS since 2017. Prior to joining UBS, he was employed at Allegis Group for one year. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client solutions.

Jessica Camacho is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at PNC Bank, BBVA Compass Insurance Agency, BBVA Securities Inc., and COMPASS Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Loretta Felix is a financial advisor with Wells Fargo Clearing in Yuma, AZ, holding Series 63 and Series 66 licenses and 18 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Luis Coppel is a financial advisor at Raymond James & Associates with two years of industry experience. Prior to joining Raymond James, he worked for 38 years at Air Express International dba DHL Global Forwarding. He is involved with Agroexport de Sonora S.A. de C.V., an agricultural business, in a non-investment capacity. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning, advisory programs, and institutional consulting.

Bryn Henderson is a CFP® with 16 years of industry experience and has been with Edward Jones since 2009. He is based in Oro Valley, AZ, and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including tax-efficient services and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

David Lopez Monroy is an International Wealth Advisor at Merrill Lynch Wealth Management. He joined the firm in 2021 after over 20 years of experience in tax, consulting, and cross-border business practices. Prior to joining Merrill Lynch, David was a partner at BeachFleischman PC, one of Arizona's largest accounting firms, where he founded and led the firm's international tax practice. Before BeachFleischman, he worked with Ernst & Young LLP. At Merrill Lynch, David collaborates with other financial advisors to provide comprehensive financial guidance, coordinating with clients' attorneys, accountants, and advisory teams to offer a family office type service for high net worth and ultra-high net worth families. He focuses on client areas such as education planning, family wealth management strategies, liquidity management, retirement planning, and portfolio and investment management. David holds professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). David earned a bachelor's degree from the University of Arizona. He is bilingual in English and Spanish. Throughout his career, he has been active in community leadership roles with organizations such as Ronald McDonald House of Southern Arizona, Carondelet Foundation, Salpointe Foundation, Kino Border Initiative, Tucson Metro Chamber of Commerce, and Nexus Executives.

Tuong Vy Moats is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at BBVA Securities Inc. and JPMorgan Chase Bank. Outside of her advisory role, she supports a family-run power washing business by assisting with occasional invoicing. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s services are generally non-discretionary, allowing clients to retain final decision-making authority.

Alison Lush is the Vice President and Branch Leader at Fidelity Investments in Tucson, AZ. In this role, she leads and coaches a team of financial advisors dedicated to providing clients with a high-quality experience through meaningful relationships. She has been with Fidelity Investments since 2016 and has held several positions, including Assistant Branch Leader, Financial Consultant, Senior Relationship Manager, and Relationship Manager. Prior to joining Fidelity, Alison worked as a Financial Services Professional at New York Life from 2013 to 2016. With 13 years of experience in financial services, Alison has developed expertise in managing client relationships and team leadership. She is committed to talent development and contributing positively to her local community, where she and her family reside. Outside of her professional responsibilities, Alison enjoys attending concerts, fitness activities, yoga, and spending time with her family.

Jeffrey Herndon is a CFP® professional with 13 years of industry experience, currently serving as a Wealth Advisor at J.P. Morgan Securities LLC since 2014. He holds Series 63 and Series 66 licenses and is based in Tucson, AZ. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary wealth management supported by a centralized due-diligence framework.

Peter Pritz is a Series 66-licensed financial advisor with 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. He is based in Tucson, AZ. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options.

Ali Rustempasic is a financial advisor at Raymond James Financial Services Advisors, Inc. in Tucson, AZ, holding a Series 66 credential with 15 years of industry experience. Prior to joining Raymond James in 2023, he worked at Edward Jones from 2010 to 2023. Rustempasic is involved in several management roles for LLCs related to rental real estate and financial operations. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and uses analytical tools to support client goals, and is noted for its municipal advisory affiliation and innovative employer advisory programs.

Katrina Bargas is a financial advisor with LPL Financial in Oro Valley, AZ, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Inc., Vantage West Credit Union, and the University of Arizona. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and corporations. The firm offers a wide range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by research and model portfolios.

Thomas Whited is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2026. In his position, he focuses on leading and developing associates to collaborate effectively with clients, ensuring their long-term financial well-being. Prior to this, he served as Team Leader for Advisory Services at Fidelity Investments from 2022 to 2026. Thomas emphasizes the importance of clients feeling heard and supported in their financial decisions. His approach centers on understanding clients' priorities to provide tailored financial guidance. Outside of his professional role, Thomas has interests in fitness, football, golf, and outdoor adventures.

Carl Maes is a financial advisor at Edward Jones in Tucson, AZ, with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at AXA Advisors, LLC and The Rising School. Maes has been with Edward Jones since 2017. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Craig Cole is a financial advisor at LPL Financial with 43 years of industry experience. He holds the ChFC® and Series 63 designations and has previously worked at Metlife Securities Inc., Massachusetts Mutual Life Insurance Company, and Mass Mutual Investors Services. Cole also owns Craig A. Cole, LLC, a business entity used for tax and investment purposes. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and brokerage options, utilizing research and model portfolios from both internal and third-party sources.

Mathew Benson is a financial advisor at Thrivent Investment Management with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked with Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services LLC, and NYLife Securities LLC. Outside of financial services, he was involved with Arizona Handyman & Haul for one year. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and broad financial planning topics without portfolio management or discretionary trading authority.

Daniel Shader is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Charles Schwab and its affiliated entities since 2016. Outside of his advisory role, he co-owns an eBay store with his wife that sells household items and construction equipment. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios and alternative investment due diligence.