John Hollands is a financial advisor at J.P. Morgan Securities in San Clemente, CA, with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Ali Saghafi is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012. His work background also includes a role at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG criteria, with implementation supported by affiliated investment management entities.

Christian Azalde is a financial advisor with Fidelity Investments in Fallbrook, California, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Fidelity since 2021 and has prior experience at several organizations, including N26 and the Bronco Foundation. In addition to his advisory role, he serves as an adjunct professor for the healthcare department at Concordia University Irvine. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment approach that combines proprietary research, quantitative analysis, and algorithmic portfolio construction.

Paul Fiocca is a financial advisor with Cetera, holding a Series 63 designation and bringing 29 years of industry experience. He previously worked at The Boeing Company for 33 years before joining Cetera Wealth Services, LLC in 2013 and continuing with Cetera from 2023. Outside of his advisory role, he serves as a board member of Dana Point Sister Cities International and as treasurer for the Crystal Cove Home Owners Association. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services via a multi-manager platform, managing over $256 billion in assets.

Douglas Frazier is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses. He has 27 years of industry experience with prior roles at Pence Wealth Management, Morgan Stanley, and Citicorp Investment Services. Frazier has maintained a long-term relationship with LPL Financial since 2006. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by extensive operational tools and a broad network of more than 22,800 advisors.

Donald Harrell is a CFP® with 33 years of experience in the financial industry. He joined LPL Financial in 2026 and previously worked at Morgan Stanley Private Bank and Morgan Stanley for 11 years, as well as Merrill, Banc of America Investment Services, and Citigroup Global Markets. He is also involved in a real estate business as a sole proprietor. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a wide range of investment strategies supported by technology and operational tools.

Sean Smith is a financial advisor with Edward Jones in Dana Point, CA, holding a Series 66 designation and two years of industry experience. Before joining Edward Jones in 2023, he worked in various roles at companies including Instacart, Uber, DoorDash, and Templeogue. He has also been involved with 50 All Stars and S2 Jerseys Basketball Training. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs and investment solutions through a nationwide network of over 23,700 financial advisors.

Victor Davis is a Planning Consultant at the Newport Beach Investor Center, a role he has held since 2025. In this position, he works closely with clients to understand their financial goals, concerns, and pain points, assisting advisors in providing tailored guidance on topics including tax-efficient investing and protection strategies. Prior to his current role, Victor held several positions at Fidelity Investments, including Relationship Manager from 2022 to 2025, Financial Representative in 2022, and Investment Solutions Representative from 2021 to 2022. He also gained experience as a Credit Analyst at Goldman Sachs from 2020 to 2021, and completed summer analyst roles at Morgan Stanley in 2018 and Izar Capital in 2017. Victor holds a California Insurance License. Outside of his professional work, he has interests in comedy, hiking, military service, reading, running, and surfing.

Betsy Wilde is a CFP® with 41 years of industry experience, currently affiliated with LPL Financial since 2025. Her prior experience includes 12 years at Western International Securities, Inc. and over three decades operating her own tax preparation and accounting practice. She also holds licenses in non-variable insurance and provides related services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions delivered through a large network of investment adviser representatives, supported by research, technology, and a broad suite of affiliated financial services.

Wyatt Wilson is a financial advisor with Edward Jones in Oceanside, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked in various roles including positions at Rancho Bernardo Inn and Vineyard Golf Course. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Corrine Lafollette is a financial advisor at Osaic with 12 years of industry experience and holds a Series 66 designation. She previously worked at Securities America Advisors for eight years and has been involved with the Chico Unified School District since 2001. Outside of her advisory role, she serves as a board member of the San Clemente City Chamber of Commerce. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Derek Atkinson is a financial advisor at Fisher Investments with 10 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2015. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management across equity, fixed-income, and blended mandates, utilizing a centralized investment process that combines quantitative and qualitative research to construct globally diversified portfolios.

David Treffry is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 21 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and JPMorgan Securities LLC since 2014, following roles at Wells Fargo Clearing and Wells Fargo Investments. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting, with client decision-making authority retained. Their advisory process combines quantitative and qualitative research and includes ESG considerations, supported by affiliates offering implementation and portfolio services.

Jaime Gomez Hernandez is a financial advisor with LPL Financial in San Clemente, CA, holding Series 63 and Series 65 credentials and six years of industry experience. He previously worked with Transamerica Financial Advisors, Inc. and has been involved with nonprofit work as a financial literacy facilitator for The Right Way Foundation, conducting workshops for foster youth. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Mark Tober is a financial advisor with LPL Financial in San Clemente, CA, holding a Series 63 designation and 39 years of industry experience. He has been with LPL Financial since 1994. Outside of his advisory work, he is a certified NRA pistol instructor. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms, supported by advisor-facing technology tools.

Matthew Deweese is a financial advisor with Raymond James Financial in San Juan Capistrano, CA, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Raymond James Financial since 2009 and with Raymond James Financial Services since 2003. Deweese is also president of DeWeese Financial Services, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, charitable, and institutional clients. The firm offers tailored, non-discretionary advisory services using analytical tools to support client goals and maintains specialized programs for municipal finance and employer SIMPLE IRA consulting.

Chad Marentette is a financial advisor with Edward Jones in Oceanside, CA, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates through a large network of financial advisors and branch offices nationwide.

Ahmed Namoury is a financial advisor with Equitable Advisors in Monarch Beach, CA, holding a Series 66 designation and 16 years of industry experience. He has been with Equitable Advisors since 2012 and was previously associated with Axa Advisors, LLC. Equitable Advisors serves a broad client base that includes individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and emphasizes matching clients to advisory models or discretionary managers, often using third-party program sponsors.

Jessica Gong is a financial advisor with LPL Financial, holding a Series 66 designation and 10 years of industry experience. She has previously worked at One Oak Wealth Management, Eagle Strategies (NY Life), NYLIFE Securities, LLC, and Pascal Insurance & Financial Services. Outside of finance, she has been employed as a yoga instructor at Sender One Climbing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kim Lim is a financial advisor with LPL Financial in Laguna Beach, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Prudential Equity Group, LLC before joining LPL Financial in 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by an extensive network of over 22,800 advisors.