Mariona Segales Ylla is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2022, she worked in academic roles at California State University, Fresno, and the University of Pittsburgh. Outside of her advisory work, she serves as a Spanish translator for a general contracting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Brian Gibson is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 credential and 21 years of industry experience. He has been with Wells Fargo Advisors since 2016. Gibson has ownership interests and active roles in investment-related businesses, including Encore Investment Consultants LLC and Gibson Financial Group Inc. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options using proprietary research and tools, with a focus on tailored recommendations and discrete planning engagements.

Steven Hill is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, Hill coaches middle and high school volleyball in the Patterson and Atwater, California areas. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is based on investment policy statements and modern portfolio theory, serving as an ERISA fiduciary and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Nicholas Torres is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kyle Baker is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 63 and Series 65 registrations. Prior to joining LPL Financial, he worked at NYLIFE Securities LLC and New York Life, as well as Lyons Magnus. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice and account management delivered through a large network of investment adviser representatives.

Warren Lowe is a financial advisor with LPL Financial, holding a Series 66 designation and over 20 years of industry experience. He has worked at LPL Financial since 2009, with prior roles at Valley Wealth Management, Associated Securities Corp., and Associated Planners Investment Advisory Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Maria Brouwer is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds a Series 66 designation and has worked with Morgan Stanley and its Private Bank since 2013. In addition to her financial career, she has been involved with Kalamazoo High School since 2003. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured processes and advanced modeling tools.

Luis Ballesteros is a financial advisor at Merrill with 12 years at the firm and 5 years of industry experience. He holds a Series 66 designation. Outside of his advisory role, he is the sole owner of a rental property in Fresno, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Victor Gonzales is a financial advisor with Wells Fargo Clearing in Bakersfield, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has worked at Wells Fargo Bank NA since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Jared Miller is a financial advisor at Ameriprise in Fresno, CA, holding a Series 66 designation with one year of industry experience. He has been involved with Jared Miller Training since 2011. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds, offering detailed recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis through a centralized consulting team and utilizes algorithmic tools to support its recommendations.

Joshua Mcsherry Ramos is a financial advisor with LPL Financial in Fresno, CA, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2022, he worked at Morgan Stanley from 2020 to 2022 and has experience in sports management and the food service industry. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting its large network of advisors with various advisory and operational tools.

Joshua Brown is a financial advisor with Edward Jones in Clovis, CA, holding the CFP® designation along with Series 65 and Series 66 licenses. He has seven years of industry experience, including prior roles at Morgan Stanley, Amazon, and Teacher's Pension & Insurance. Outside of his advisory work, he serves as president of Padrino's Guild, overseeing endowment pledges and financial administration. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies and separately managed accounts, supported by a nationwide network of more than 23,000 financial advisors.

Peter Vang is a financial advisor with LPL Financial in Fresno, CA, holding a Series 66 designation and nine years of industry experience. His prior work includes positions at Integrated Financial Partners, Independent Financial Partners, Bank of America, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning and model portfolio programs, supported by both proprietary research models and third-party subadvisors.

Leonard Kirkorian is a financial advisor with Merrill, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has worked at Merrill Lynch since 2006 and concurrently at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ronnie La Barbera is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and possessing 35 years of industry experience. His prior roles include positions at Avantax, Charles Schwab, Fidelity, and operating his own firm, R Squared Financial, LLC, where he served as CEO and principal. He is also involved in crop and commercial insurance sales and services through Valley Wide Ag Insurance Services, Inc. Cetera Investment Advisers LLC provides a multi-manager platform serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to various third-party managers and investment strategies, supported by a network of over 10,000 advisors and more than $256 billion in assets under management.

Sandy Brown is a financial advisor at LPL Financial with 24 years of industry experience and holds Series 63 and Series 65 designations. Prior to joining LPL Financial, Sandy worked at Bank of America, Merrill, New Covenant Community Church, Principal Financial Services, UBS Financial Services, and Citigroup Global Markets. Outside of financial advising, Sandy holds an administrative role at Eye Q Vision Care. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jack Stonhaus is a financial advisor with UBS Financial Services in Fresno, CA, holding a Series 63 designation and 43 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he serves as an advisor to the Fresno State Foundation, a nonprofit organization focused on scholarships and educational programs. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor financial plans.

Nathan Schiffer is a financial advisor with Wells Fargo Clearing in Stockton, CA, holding a Series 66 designation and 19 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank. Outside of his advisory role, he owns and operates a sports card resale business in Woodbridge, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Otto Cruz Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and six years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2019 and has also worked at Wells Fargo Bank NA since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm uses an IPS-driven approach based on modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Charles Richardson is a financial advisor with Charles Schwab in Fresno, CA. He holds a Series 66 designation and has recently entered the industry, beginning his advisory career in 2026 after completing full-time education. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that combines primarily non-discretionary guidance with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a distinctive operational structure.