Kirk Ludwig is a CFP® and ChFC® with 40 years of experience in financial advising. He has been with Westhill Financial Advisors, Inc. since 2010. He serves as a board member and treasurer of the 55 Corte Real Homeowners Association in a non-paid capacity. Westhill Financial Advisors provides personalized financial planning, investment management, and pension consulting to individuals, trusts, estates, businesses, non-profits, and retirement plans. The firm uses a strategic asset allocation process combining passive index and ETF holdings with active managers, tailoring portfolios to client-specific factors such as risk tolerance and tax considerations.

Matthew Blind is a financial advisor at Inflection Capital Management, LLC with 10 years of industry experience. He holds the CFA® designation and the Series 63 license. His prior roles include positions at Fidelity Investments, Tortoise Securities, and Bramalea Partners, where he remains a member of the advisory board. He is also CEO of The Oglethorpe Collective, LLC, a formal affiliate of Inflection Capital Management. Inflection Capital Management serves family offices, high-net-worth individuals, and institutional-style family clients by providing comprehensive financial planning and portfolio management. The firm uses an IPS-driven, manager-of-managers approach with a range of investment tools and incorporates AI-supported operational processes.

Rodney La Fleur is a Series 65 licensed advisor at Chequers Financial Management LLC with two years of industry experience. Prior to joining Chequers in 2023, he worked in education roles including positions at the West Contra Costa Unified School District and Teach For America. Chequers Financial Management LLC serves ultra-high-net-worth individuals, multi-generational families, and their related entities through tailored advisory services, combining customized financial planning with discretionary investment management that emphasizes passive asset-class funds and alternative investments for qualified clients.

Joseph Helmer is a financial advisor at Caldwell Sutter Capital, Inc. with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Caldwell Sutter Capital since 2008. Helmer serves as a director on the board of Crazy Woman Creek Bancorp, the bank holding company of Buffalo Federal Bank, where he participates on the audit committee. Caldwell Sutter Capital primarily serves high-net-worth individuals, their families, and related entities, as well as corporate and municipal clients. The firm employs a bottom-up, fundamental value investment approach with a long-term, buy-and-hold orientation, managing approximately $606 million across customized portfolio strategies.

Michael Bristow is a financial advisor with Tamalpais Asset Management in Larkspur, CA, holding Series 66 and Series 63 licenses and 15 years of industry experience. He has worked at Emerson Equity LLC, Calamar Financial Group, and Perigon Wealth Management, among others, and currently serves as a managing partner at Tamalpais Asset Management, where he is involved in daily operations, client communication, financial education, and account management. Tamalpais Asset Management oversees approximately $262.5 million across about 261 client relationships, focusing on high-net-worth households and accredited investors. The firm emphasizes passive core exposures using DFA mutual funds and ETFs, applies modern portfolio theory combined with fundamental, cyclical, and quantitative analysis, and employs a range of investment strategies including options, margin, and alternative investments under discretionary trading authority.

Michael Firestone is a CFA® charterholder with seven years of industry experience. He has worked at Fire Capital Management, LLC since 2018 and previously at Fiduciary Trust International from 2010 to 2018. He is also the owner and managing member of Firestone Ventures, LLC. Fire Capital Management serves high-net-worth and ultra-high-net-worth individuals, families, institutional, and charitable clients with services including private wealth management, multi-family office support, and an Outsourced Chief Investment Officer program. The firm integrates ESG factors into fundamental research and manages customized, security-level portfolios through a boutique team overseeing more than $600 million in assets.

Robin Brinckerhoff is a CFP® with 14 years of industry experience, currently serving as a managing director at Fort Point Capital Partners LLC. Prior to joining Fort Point in 2017, Brinckerhoff held roles at Gordian Investments, Wells Fargo Advisors, and Wells Fargo Bank. Fort Point Capital Partners serves family offices and high net worth individuals with financial planning, discretionary portfolio management, and supervisory services. The firm emphasizes risk-focused investment strategies, global diversification, active risk management, and systematic tax-loss harvesting through ETFs.

Michael Phippen is a financial advisor at Gordian Wealth Advisors, LLC with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms including Capulent, LLC and Sanctuary Securities, LLC. He is also involved with Gordian Capital Management, a registered investment advisor. Gordian Wealth Advisors primarily serves high-net-worth individuals, trusts, and estates by providing discretionary portfolio management, independent manager oversight, and integrated financial planning. The firm employs a blended fundamental and quantitative investment approach with diversified, asset-allocation-driven strategies tailored to each client’s objectives and risk tolerance.

Edward Kearney is a ChFC® with 19 years of industry experience. He has been with Chequers Financial Management LLC in San Francisco since 2016. Chequers Financial Management LLC provides bespoke advisory services to ultra‑high‑net‑worth individuals, multi‑generational families, and their associated entities. The firm offers customized financial planning combined with discretionary investment management, focusing on passive asset-class funds and alternative investments for qualified clients.

Daniel Beatty is a financial advisor at Selby Wealth Management with 19 years of industry experience. He has been with Selby Wealth Management since 2024 and also maintains a long-standing role at JOHN W. BOOKER & CO., CPAs, PC, where he has worked since 1983. Selby Wealth Management is a registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm emphasizes fundamental analysis and long-term portfolio construction, offering discretionary investment management and fiduciary retirement plan services.

Vivian Fox is a Series 65 licensed advisor with SAS Financial Advisors, LLC., based in San Francisco, CA. She joined SAS Financial Advisors in 2025 and has prior experience at Section 32, LLC., Light Street Capital Management, Collective Health, and KPMG. SAS Financial Advisors is a fee-only advisory team managing approximately $150 million for nearly 200 clients, primarily individual and high-net-worth households as well as certain pensions and profit-sharing plans. The firm focuses on portfolio construction using passively managed index securities and fixed income, combining fundamental and technical analysis with long- and short-term strategies, and provides comprehensive financial planning services.

Winston Gaffron is a financial advisor at Delta Investment Management, LLC with five years of industry experience. He holds a Series 65 designation and has worked at Delta since 2020. Prior to joining Delta, he spent two years as a world traveler and four years at US Endoscopy. Delta Investment Management provides discretionary investment management and consulting services to individuals, institutions, trusts, and pension plans. The firm offers a range of strategies including systematic ETF rotation, concentrated equity mandates, and alternative investments, and also serves as a subadvisor to other advisory firms.

Jared Barnecut is a CFP® with 19 years of industry experience, currently serving at Stewart Wealth Management, Inc. since 2007. He holds the Series 66 designation and is based in San Rafael, CA. Stewart Wealth Management advises individuals, families, trusts, endowments, qualified retirement-plan sponsors, and business entities, managing approximately $501 million across around 337 client relationships. The firm’s investment approach focuses on strategic asset allocation and global diversification using low-cost, institutional-class mutual funds and ETFs within a core-satellite framework, incorporating pension consulting and private placement consulting alongside the use of derivatives and leverage in separately managed accounts.

David Wolfensperger is a CFP® with 14 years of industry experience, currently serving as an advisor at Stewart Wealth Management, Inc. since 2018. He is also a trustee of the Hans R. Wolfensperger GST Trust, an investment-related role. Stewart Wealth Management advises individuals, families, trusts, endowments, qualified retirement-plan sponsors, and business entities, managing approximately $501 million across about 337 client relationships. The firm emphasizes strategic asset allocation and global diversification using low-cost, institutional-class mutual funds and ETFs within a core-satellite framework, and offers pension consulting and private placement consulting services alongside selective use of derivatives and leverage in separately managed accounts.

Melanie Pelayo is a CFP® professional with 15 years of industry experience. She worked at Financial Perspectives from 2004 to 2019 before joining Mission Creek Capital Partners, Inc., where she is part of an eight-advisor team based in San Francisco, CA. Mission Creek Capital Partners serves institutional and private clients, including pension plans, endowments, foundations, and executives. The firm employs a core-and-satellite investment approach with fundamental bottom-up analysis and a top-down economic overlay, offering a range of services such as discretionary portfolio management, wealth planning, and specialized private equity distribution and post-venture management.

Marc Edwards is a financial advisor with GenCap Portfolio Management and holds Series 63 and Series 65 licenses. He has 10 years of industry experience, including 11 years at Winans Investments and five years with GenCap and Front Row Advisors LLC. Edwards also receives solicitation fees for clients introduced to the RIA. GenCap Portfolio Management offers discretionary and non-discretionary portfolio management, financial planning, and subadvisory services to individuals, high-net-worth clients, and other investment advisers. The firm uses fundamental analysis and modern portfolio theory to guide asset allocation and risk management across a range of investment products.

Christopher Martin is a financial advisor with Tamalpais Asset Management, holding Series 65 and Series 63 licenses and 23 years of industry experience. His prior roles include positions at Kent Lake Capital, LLC and Wells Fargo Securities, LLC. Martin has been with Tamalpais Asset Management since 2026. Tamalpais Asset Management manages approximately $262.5 million across about 261 client relationships, focusing on high-net-worth households and accredited investors. The firm provides portfolio management and financial planning with a preference for passive core exposures and integrates various strategies, including options and private placements, under discretionary trading authority.

Daniel Haut is a financial advisor at Osborne Partners in San Francisco, CA, holding the CFP®, CFA®, and Series 66 designations with 22 years of industry experience. He has been with Osborne Partners Capital Management since 2013. Osborne Partners manages approximately $2.36 billion for individuals, families, trusts, foundations, retirement plans, and other entities, providing personalized, actively managed portfolios and integrated financial planning. The firm employs a range of global allocation strategies across multiple asset classes and serves as a sub-adviser to other investment advisers, including managing an affiliated private pooled investment vehicle.

Thomas McAuliffe is a financial advisor at American Money Management, LLC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including LPL Financial LLC and Heritage Wealth Management, LLC. Outside of finance, he is a meditation teacher and spiritual director and serves on the board of Unity in Marin, a not-for-profit spiritual community. American Money Management, LLC provides discretionary portfolio management and advisory services to individuals, pension plans, trusts, and corporations. The firm uses a team-based approach with tailored asset-allocation strategies and incorporates fundamental, cyclical, economic, and technical analysis, including alternative investments where appropriate.

Blair Martin is a financial advisor with Stonebridge Financial Group in San Rafael, CA, holding a Series 66 designation and over 24 years of industry experience. Prior to joining Stonebridge, he worked at Equitable Advisors and Axa Advisors for 17 and 11 years, respectively. Outside of advisory work, he is a partner in Toby Lane Vineyards, a winery business. Stonebridge Financial Group serves individuals, families, business owners, and employer plan sponsors with discretionary wealth management, financial consulting, and retirement plan advisory services. The firm employs a blend of quantitative and qualitative investment strategies and manages a diverse range of asset types on a discretionary basis.