Tatyana Kjellberg is a financial advisor with Morgan Stanley, holding a Series 66 designation and 11 years of industry experience. She has worked with Morgan Stanley and its affiliate Morgan Stanley Private Bank, National Association since 2014. Outside of her advisory role, she serves as Vice President on the Booster Board for Del Oro Band, a public school organization in Loomis, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Christine Congdon is a financial advisor with Robert Baird & Co. in Roseville, CA, holding a Series 66 designation and 11 years of industry experience. She has been with Robert Baird & Co. since 2013. Outside of her advisory role, she serves as a leader with check signing authority for the Girl Scouts of the USA. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored consulting and portfolio services, employing a range of investment strategies and management approaches to meet client goals and risk tolerances.

Camillo Cicchini II is a financial advisor with Raymond James Financial in Roseville, CA, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has worked at Raymond James Financial and its related entities since 1998 and is currently an officer and sole stockholder of Beacon Wealth Strategies LTD, a support company. In addition, he owns a luxury bag resale business, Birkin & Kelly LTD. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofits. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

James Fantaski is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 36 years of industry experience, including roles at Cambridge Investment Research Inc since 2013 and operating Fantaski Financial Management since 2002. In addition to his advisory work, he is an independent insurance agent representing various insurance companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial wellness services. The firm offers a range of investment solutions that include proprietary and third-party model strategies, delivered through a network of independent financial professionals across multiple custody platforms.

Erika Jimenez is a CFP®-certified financial advisor with 14 years of industry experience. She has been with UBS Financial Services in Roseville, CA since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment plans.

Zeiry Barillas is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has worked at Merrill since 2019 and previously held roles at Wells Fargo, Target, and Sacramento State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sara Evans is a financial advisor with J.P. Morgan Securities in Granite Bay, CA, holding Series 63 and Series 65 licenses and nine years of industry experience. Her work history includes roles at JPMorgan Chase Bank, First Republic Bank, UnionBanc Investment Services, MUFG Union Bank, and Wells Fargo. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG framework. The firm offers non-discretionary advice through a selected group of Wealth Advisors.

Scott Hilbert is a financial advisor at Equitable Advisors with seven years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2019, following a brief tenure at Axa Advisors. Outside of advising, he serves as Secretary/Treasurer for a local Business Networking International group and acts as an administrator or executor of an estate and trustee of a parental trust. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm’s advice is delivered through a network of representatives and includes a variety of investment programs and referrals to third-party asset managers.

Justin Sebastian is a financial advisor with Merrill in Roseville, CA, holding a Series 66 designation and one year of industry experience. He previously worked at Bank of America from 2014 to 2025. Outside of his advisory role, he occasionally sells personal collectible items and clothing through online platforms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Christopher Ledell is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at BlackRock Investments, LLC for 11 years before joining Merrill and Bank of America, N.A. in 2021. Outside of advising, he manages an LLC related to rental property holdings. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Tyler Flanigan is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. His career includes positions at Wells Fargo Bank since 2013 and Charles Schwab from 2011 to 2013. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Wilson Bean is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he serves as a mountain host at Sugar Bowl Ski Resort in Norden, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings and acts as an ERISA fiduciary for its clients.

Wayne Mizuno is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Bank, N.A., Wells Fargo Clearing, J.P. Morgan Securities, and Instacart. His career includes roles across both banking and securities firms. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Stuart White is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He previously worked at Wells Fargo Bank for 13 years before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. He is also the owner of an online retail business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jeffrey Ringholm is a Series 66-licensed financial advisor with Ameriprise, based in Lincoln, CA, and has 12 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2013. In addition to his advisory role, Ringholm is involved with Blue Oaks Management, LLC, an Ameriprise Financial franchise. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet certain asset thresholds. The firm provides written recommendation reports using a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools to assist financial advisors in delivering tailored retirement strategies.

Carrie Christie is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018, following ten years at Wells Fargo Advisors. Outside of advising, she owns and manages a rental property business. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning supported by firm-approved tools and engages in diverse investment activities, including private funds and principal trading.

Craig Parker is a financial advisor with Ameriprise in Carmichael, CA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Salomon Smith Barney Inc. since 1995. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-supported recommendations through a centralized consulting team.

Michael Mccreary Jr. is a CFP® professional with 18 years of experience, currently affiliated with Raymond James Financial. He has worked at Raymond James Financial Services Advisors Inc. and Addison Avenue Investment Services since 2012 and has been associated with First Tech Federal Credit Union since 2014. He is also an associate at Addison Avenue Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and investment consulting, utilizing analytical tools and modeling to support client goals, and it maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Amit Jaduram is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with various Fidelity entities since 2012. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and manages assets through both discretionary and non-discretionary strategies.

Colin Simpson is a financial advisor with Ameriprise in Roseville, CA, holding Series 63 and Series 65 credentials and 14 years of industry experience. He previously worked at Wells Fargo Clearing, Wells Fargo Advisors, LLC, and Wells Fargo Bank, NA, accumulating over a decade of experience across these firms. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing tailored recommendation reports that incorporate tax-smart withdrawal strategies, Social Security options, and income source analysis. The firm employs a centralized consulting team and combines research, modeling, and algorithmic tools to deliver customized retirement income plans.