John Larry is a financial advisor with Fidelity Investments in Honolulu, HI, holding Series 65 and Series 66 credentials and 26 years of industry experience. His career includes long-term roles at CUSO Financial Services and Hawaii USA Federal Credit Union, as well as more recent positions within Fidelity. He is associated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a combination of proprietary fundamental research and quantitative analysis to construct model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Wane Kunihisa is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 66 licenses and possessing 39 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, currently serving at Morgan Stanley Private Bank, National Association. Kunihisa also acts as a trustee and co-trustee for a trust based in Kaneohe, Hawaii. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and models to support client outcomes. The firm manages approximately $2.74 trillion in client assets and offers various retail and institutional investment solutions.

Gregg Sato is a CFP® with 43 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He holds Series 63 and Series 65 licenses and is based in Honolulu, HI. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Ian Wong is a financial advisor with Wells Fargo Clearing based in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Prudential Equity Group, LLC. Outside of his advisory work, he serves as a co-trustee for his father’s investment trust. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Melanie Todd is a financial advisor with Merrill in Honolulu, HI, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill, she worked at Pacific Mountain Workforce Development Council, Kansas Lumber Homestore Inc., Google, and Charlotte Russe Corporate. Outside of her advisory role, she is involved in meal delivery for Uber Eats on a part-time basis. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Christopher Kai is a financial advisor at Cetera with two years of industry experience. He holds the Series 66 designation and has previously worked at American Savings Bank and Dominos Pizza. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a large nationwide network of independent advisors and employs a multi-manager platform with diverse program options.

Keith Inouye is a financial advisor at Raymond James Financial with 19 years of industry experience. He holds the Series 66 credential and has worked at Raymond James Financial since 2017. Prior to this, he was affiliated with First Hawaiian Bank and Bancwest Investment Services. Inouye is the managing member of AB Services LLC, a general business consulting firm that has been idle since inception. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm delivers non-discretionary planning tailored to client goals, using analytical tools and risk profiling, and maintains offerings that include municipal advisory services and specialized retirement plan consulting.

Cyrus Brunson is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has previously worked at American Savings Bank and Battery Bill's. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party money managers.

Victoria Berry is a financial advisor at Cetera with four years of industry experience. She holds Series 63 and Series 66 designations and has worked in roles at Cetera, Hawaii State FCU, LPL Financial LLC, Central Pacific Bank, and First Hawaiian Bank. Berry's background also includes positions at the University of Hawaii at Manoa and a human resources firm, KumabeHR. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of more than 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers across various program structures.

Aileen Yoshida is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Her prior roles include positions at Wells Fargo Advisors Financial Network and Morgan Stanley DW Inc. She operates an investment-related business entity, Worthington Sisters, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by technology tools, while managing over $819 billion in discretionary assets through a network of more than 22,800 advisors.

Derek Asato is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 63 designation and bringing 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 1991. Outside of his advisory role, he serves as Treasurer on the Board of Directors for AOAO 1906 Fern St. Ameriprise offers retirement-income planning services targeted at clients nearing or in retirement with substantial investable assets, delivering written recommendations that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by committees to provide tailored retirement planning, emphasizing assets held within Ameriprise-managed accounts.

Divina Gonzalez Maruyama is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds the Series 63 and Series 65 designations and has 30 years of industry experience. Her career includes over 20 years at First Hawaiian Bank and BancWest Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored non-discretionary planning and supports a range of advisory programs and institutional consulting services.

Susanne Millard is a financial advisor with Raymond James & Associates in Honolulu, HI, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. Her prior roles include positions at UBS Financial Services, Citigroup Global Markets, and Merrill. She serves on the Board of Trustees at Mid Pacific Institute, where she chairs the Investment and Governance committees, and is also the Chair of the Finance Committee for the nonprofit River of Life Mission. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide adviser network.

Eric Higashihara is a financial advisor with Ameriprise in Kailua, HI, holding a Series 63 designation and 28 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as a regulator for the Contractors License Board in the State of Hawaii. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations in partnership with advisors. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jet Uechi is a Series 66-credentialed financial advisor at Charles Schwab with one year of industry experience. He previously worked at Central Pacific Investment Services and Northwestern Mutual. Outside of his advisory role, he is involved in event support at Ko'olau Ballrooms, assisting with banquet setup and food service. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and utilizes multi-asset model portfolios, providing clients with a comprehensive wealth management platform.

Daren Suzuki is a financial advisor with LPL Financial based in Honolulu, HI, holding Series 63, 65, and 66 designations and bringing 36 years of industry experience. His prior roles include positions at HawaiiUSA Federal Credit Union, CUSO Financial Services, and Diversified Investors Securities Corp. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad range of advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary investment strategies.

Donn Ariyoshi is a financial advisor with Morgan Stanley in Honolulu, HI, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley and its related entities since 2007, including Morgan Stanley Private Bank since 2015. Ariyoshi serves as an advisory council member at the John A. Burns School of Medicine. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and delivers services through its network of financial advisors and specialized planning groups.

Refonne Bernath is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs. The firm utilizes structured financial planning tools and offers access to extensive investment resources, managing approximately $2.74 trillion in client assets.

Kevin Asano is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 25 years of industry experience. He has worked at Cetera and its affiliates since 2012 and owns Pacific Rim Legacy Group, a financial services firm. Outside of advising, he is active in the nonprofit sector, serving as president of Personal Transformation International and holding various leadership roles in judo organizations and a church where he pastors. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm operates a multi-manager platform offering a variety of discretionary and non-discretionary portfolio management services, financial planning, and access to third-party money managers across multiple program structures and custodial relationships.

Alexander Fowler is a Series 66-licensed financial advisor with Morgan Stanley in Honolulu, Hawaii, and has 13 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Outside of his advisory role, Fowler is involved in several entrepreneurial ventures in art, culture, automotive, virtual assistant services, and entertainment. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory and financial planning programs supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers services through a broad platform that includes retail and institutional offerings.