Richard Cheong is a financial advisor with Morgan Stanley in Honolulu, Hawaii, holding Series 63 and Series 66 licenses and bringing five years of industry experience. Prior to joining Morgan Stanley in 2023, he worked for PayPal Inc. for eight years. Outside of his advisory role, he manages two rental properties in Honolulu as a sole proprietor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning approach supported by firm-approved tools and market simulation models.

Ryan Kuroiwa is a financial advisor at UBS Financial Services with one year of industry experience. Prior to joining UBS, he worked at First Hawaiian Bank for six years and held positions at Lyft and the Pearl Harbor Naval Shipyard. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of financial solutions.

Judith Slawsky is a CFP® professional with 43 years of industry experience, currently affiliated with Cetera. Her career includes long-term roles at First Allied Advisory Services and First Allied Securities. She owns a tax preparation and accounting business and serves on the boards of the Exchange Club of Downtown Honolulu and the Hawaii Times Building. Cetera is an SEC-registered adviser operating a large nationwide network of independent advisors, serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary programs.

Kanani Miyahira is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 28 years of industry experience. She has worked at Cetera since 2017 and previously at LPL Financial from 2011 to 2017, as well as American Savings Investments since 1996. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management and retirement services through a large network of independent advisors. The firm serves individual and institutional clients and offers multiple program structures, including model portfolios and bespoke strategies.

Wayne Tanaka is a financial advisor with Mass Mutual Investors Services in Honolulu, HI, holding a Series 63 license and 37 years of industry experience. He has worked with MML Investors Services, Inc. since 1996 and has been affiliated with Connecticut Mutual Life Insurance Company since 1989. In addition to his advisory role, he serves as a broker for traditional insurance products with other carriers. Mass Mutual Investors Services, LLC is a subsidiary of MassMutual that offers financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides asset management, wrap and money-manager programs, and educational seminars, focusing on collaborative, goal-oriented planning using firm-approved analytical tools.

Ty Tirpak is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 66 designation and previously worked for Accuity LLP before joining Ameriprise in 2018. Based in Honolulu, HI, he has been with Ameriprise in various capacities since 2018. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kylen Yamakawa is a financial advisor with Cetera who holds the CFP® and Series 66 credentials and has 10 years of industry experience. He has worked at firms including Hawaii Financial Advisors Inc and Summit Financial Group Inc, and currently serves as an assistant surf coach at Iolani School. Yamakawa is also a notary public, providing free notarization services to clients. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated model portfolios, third-party managers, and customizable strategies.

Chieh Fu Lu is a CFP®-certified financial advisor with 27 years of industry experience, currently affiliated with Raymond James Financial in Honolulu, HI. He has held roles with First Hawaiian Advisors and Bancwest Investment Services, alongside a longstanding association with First Hawaiian Bank. Outside of his advisory work, he manages rental real estate properties. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients, providing tailored financial planning and investment consulting through a large advisor network.

Ian Fitz Patrick is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Cade Tucker is a CFP® with 14 years of industry experience, currently serving at Charles Schwab in Honolulu, HI. He has worked at Charles Schwab since 2011 and also held roles at TD Ameritrade Investment Management and TD Ameritrade, Inc. from 2022 to 2024. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, utilizing multi-asset model portfolios and a formal alternative investment program.

Terri Ichinose is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 16 years of industry experience. She previously worked at Crown Capital Securities, Lp for 14 years and has operated Wespac Hawaii Financial, a tax preparation and accounting business, for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services that include financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research and operational tools.

Liane Chong is a financial advisor with Mass Mutual Investors Services in Honolulu, HI, holding a Series 66 designation and 16 years of industry experience. She has worked with MassMutual and affiliated firms since 2011 and previously with Ameriprise Financial Services and Aflac. Outside of her advisory role, she is an author and speaker and operates small business ventures selling crafted items. MassMutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, offering collaborative planning engagements supported by firm-approved analytical tools.

Andrew Meade is a Senior Vice President and Resident Director - Wealth Management Advisor at Merrill Lynch Wealth Management. He leads the Meade Group, focusing on helping clients develop purposeful and strategic approaches to their wealth to achieve personal and professional goals. Andrew advises clients at various life stages, sometimes spanning four generations in a family, and provides investment guidance to non-profit organizations to support their missions through investment policy, education, and administrative assistance. Andrew began his career as a Financial Advisor in 2010 and joined Merrill Lynch in 2012. He holds a Bachelor's degree from the Shidler College of Business at the University of Hawaii at Manoa with degrees in Finance and International Business. He has earned several professional designations, including Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), and Certified Plan Fiduciary Advisor (CPFA). He has been nationally recognized by Forbes multiple times, including rankings as Hawaii's top Next-Generation Wealth Advisor and Best-in-State Wealth Advisor from 2017 through 2026. Outside of his professional role, Andrew is involved in community organizations such as the Historic Hawaii Foundation, Kaneohe Yacht Club, Make-a-Wish Hawaii, Waikiki Yacht Club, and the YMCA of Honolulu. He is an avid sailor and waterman, competing in sailing regattas and participating in the Transpac Race. Andrew lives in Honolulu with his wife, their three sons, and their dog.

Kevin Sakamoto is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds several professional designations, including Chartered Financial Analyst (CFA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Kevin earned his Bachelor's Degree from the University of Hawaii System. He is a member of the Association for Investment Management and Research (AIMR). Outside of his professional work, Kevin enjoys adventure sports, baseball, boating, fishing, golfing, music, skiing, spending time with his family, and traveling.

Khoi Bui is a CFP®-designated financial advisor with 17 years of industry experience. He is currently with Morgan Stanley, having previously worked at Edward Jones, Fidelity Investments, and Charles Schwab. Based in Honolulu, HI, Khoi holds the Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Christian Garcia is a financial advisor with Primerica Advisors in Aiea, HI, holding Series 65 and Series 63 licenses and possessing 19 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2007. In addition to his advisory role, Garcia receives compensation for referrals of home-related services and loan products through co-located affiliates. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-based investment strategies supported by third-party asset managers and custody providers, operating through a large network of advisors.

Daniel Kim is a financial advisor at Morgan Stanley with 28 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Kim serves as a board member and president of the Rotary Club of Metropolitan Honolulu, engaging in community, cultural, and humanitarian activities. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Chad Nakamura is a financial advisor at Edward Jones in Pearl City, HI, holding CFP® and ChFC® designations, with nine years of industry experience. Before joining Edward Jones in 2018, he worked at Mutual of Omaha Investor Services, Mutual of Omaha Insurance Company, Osage Pacific Advisors, and Milestone Coach. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Cecilia Horton Williams is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and six years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Abacus Pro Services, Inc., as well as three years at The Bar Association of San Francisco. LPL Enterprise serves a broad client base including individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is model-driven, offering financial planning, access to third-party asset managers, and participation in a wrap program, with additional services in trust custody, insurance, and lending through affiliated entities.

Jacob Gonzalez is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 66 designations and five years of industry experience. His prior roles include positions at Central Pacific Bank, NYLIFE Securities LLC, and New York Life Insurance Co. He also serves in the United States Army Reserve. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers financial planning, model portfolio programs, and institutional platforms, supported by research tools and various financial products alongside its advisory services.