Kyle Paguio is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America since 2019, following a year at MassMutual. Outside of his advisory role, he assists his fiancée’s family electrical business in Honolulu by managing invoices. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Jenny Do is a Series 66-licensed financial advisor with six years of industry experience. She currently works at UBS Financial Services Inc. and has previously held roles at Bank of America, Merrill, and Wells Fargo. Outside of her advisory work, she serves on the board of directors for the Waikiki Yacht Club in Honolulu. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and research-driven portfolio strategies.

Brian Higa is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in May 2007 and focuses primarily on retirement and education planning. Brian works with clients to assess their future financial needs and develop disciplined plans aimed at achieving their long-term goals. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, awarded by the Certified Financial Planner Board of Standards, Inc. in 2010, and is also a Personal Investment Advisor (PIA). Brian earned a Bachelor’s Degree from the University of San Diego.

Keith Nunokawa is a financial advisor with LPL Financial and holds Series 63 and Series 65 licenses. He has 38 years of industry experience, including prior roles at Western International Securities, Inc. and UBS Financial Services. He is involved in several non-variable insurance-related activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory services, including financial planning, model portfolios, and third-party asset management, supported by advanced operational tools and a broad platform that integrates advisory and non-advisory financial services.

Nicolas Longpre is a CFP® professional with 22 years of industry experience. He has been with Cambridge Investment Research Advisors since 2018 and previously worked at Sii Jhfn from 2015 to 2018. Outside of his advisory role, he owns an online ticket resale business. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by providing financial planning, investment management, and retirement plan advisory services. The firm offers customized investment solutions through a network of independent financial professionals and employs both proprietary and third-party model strategies.

Kaelene Wong is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. Her prior roles include positions at Lincoln Financial Securities Corporation, Mass Mutual Investors Services, Metlife Securities, Signator Investors, Inc., and Edward Jones. She is involved in a non-investment related business named HI-RIZERS. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning services, model portfolio programs, and institutional platforms, supporting advisors with research tools and a broad array of investment options.

Scott Richardson is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and five years of industry experience. He has previously worked at Bank of Hawaii, Central Pacific Bank, Liberty Mutual Insurance, and Bank of America. His current tenure at Cetera began in 2025. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers, supporting a range of program options under various discretionary authorities.

Pearl Duponte is a financial advisor with Raymond James Financial in Honolulu, HI, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. She has worked with Raymond James Financial Services since 2017 and previously with First Hawaiian Bank and Bancwest Investment Services. Duponte also supports client services through her role at First Hawaiian Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports advisory programs and institutional portfolio management.

Chrissy Kim is a financial advisor at Ameriprise with 26 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Ameriprise since 2017, including prior experience at UBS Financial Services. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Alexander Heim is a Financial Advisor with Merrill Lynch Wealth Management, specializing in guiding clients through the full spectrum of financial planning from initial purchases to retirement. He leads The Heim McCollum Group, which leverages over 75 years of combined experience to provide personalized financial strategies tailored to clients' goals and priorities. The group's focus includes areas such as corporate and employee benefits, divorce transition planning, education planning, family wealth management, legacy planning, socially responsible investing, tax minimization, and retirement income. Heim is a holder of multiple professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a high school diploma from Mid Pacific Institute and a bachelor's degree from Lake Forest College. Heim emphasizes understanding clients' unique perspectives in order to create financial strategies that reflect their investment approaches and life priorities. Outside of his professional work, Alexander Heim's interests include adventure sports, basketball, fishing, football, hiking, photography, pickleball, reading, swimming, and spending time with his family.

Alvin Hirata is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has been with Primerica Advisors since 2014 and also works with Primerica Financial Services. Outside of his advisory role, he serves as treasurer for Hale Molowa Inc., a corporation managing a real estate property in Hawaii, where he oversees financial responsibilities without compensation. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and select separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure while delegating trading responsibilities to BNY Mellon Advisors.

Matthew Hirokane is a CFP® credentialed financial advisor with four years of industry experience, currently serving clients at Ameriprise in Kailua, HI. His prior experience includes roles at MUFG Union Bank, Raymond James Financial Services, and First Hawaiian Bank. He serves on the Board of Directors for the Honolulu Professionals Foundation and receives residuals as a former actor. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Franklin Portillo is a CFP® with 19 years of industry experience, currently serving at Morgan Stanley in Honolulu, HI. He has previously worked with firms including First Hawaiian Bank, Raymond James Financial, Central Pacific Bank, and LPL Financial. Portillo is a board member of FPA Hawaii, an organization focused on financial advisor education in the state. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services using structured discovery processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Gerald Wilson is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 50 years of industry experience. He previously spent 18 years at Concourse Financial Group Securities Inc and has operated Hawaii Financial Store Inc since 1978. Wilson serves as an advisory board member for the National Christian Foundation Hawaii, assisting with community outreach. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of over 10,000 advisors, featuring diverse program structures and access to affiliated and third-party money managers.

Kana Radin is a financial advisor with Cambridge Investment Research Advisors in Honolulu, HI, holding Series 63 and Series 65 credentials and 17 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2018 and also operates Wealth Managing Partners, a separate financial advisory practice. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing both proprietary and unaffiliated model strategies tailored to client objectives.

Joo Sun Kim is a financial advisor at Morgan Stanley in Honolulu, HI, with 10 years of industry experience. She has held roles at Wells Fargo Clearing, Wells Fargo Bank, and Wells Fargo Advisors before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market simulations.

Tracy Nakashima is a financial advisor with UBS Financial Services in Honolulu, HI, holding a Series 66 designation and 26 years of industry experience. She has been with UBS since 2007. Nakashima has served as treasurer and board member for nonprofit organizations focused on children's health and welfare as well as youth charity activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client solutions.

Joanne Watanabe is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 63 designation and over 33 years of industry experience. She has been with Ameriprise and its affiliated entities since 1992. Outside of her advisory role, she is involved in independent insurance brokering for long-term care. Ameriprise offers a retirement-income planning service tailored for clients approaching or in retirement with substantial investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools to deliver personalized, non-discretionary advice while emphasizing Ameriprise-managed accounts and affiliated investment products.

Guy Fujishige is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Didi Hoang is a financial advisor with Wells Fargo Clearing in Honolulu, HI, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with options for discretionary plan-level investment selection and a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.