Brian Baacke is a financial advisor with CreativeOne Securities, LLC in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has been president and agent at Baacke Insurance Services, Inc. since 2010, where he provides a range of insurance products including fixed annuities, Medicare plans, and life insurance. Baacke is also an educator with the Financial Education Partnership, teaching financial education classes through a nonprofit organization. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and businesses. The firm offers financial planning, portfolio management, and fiduciary services, combining project-based planning with ongoing asset management through proprietary platforms and external manager referrals.

Ryan Zabrowski is a Series 66-licensed financial advisor with 23 years of industry experience. He has worked at Krilogy Financial since 2019 and previously held roles at Bank of America and Merrill Lynch. Zabrowski is the author of an educational book on markets and investing titled *Time Ahead: Investor's Guide to Prosperity and Impact*. Krilogy Financial serves individuals and families, qualified retirement plans, charitable organizations, foundations, institutions, and businesses. The firm employs a primarily long-term investment approach with tactical overlays, combining quantitative, qualitative, and fundamental analysis, and offers portfolio management, financial planning, and family office services.

Kenneth Yermak is a financial advisor with Kovack Advisors, Inc. in Lakewood Ranch, FL, holding Series 63 and Series 65 credentials and 30 years of industry experience. His prior work includes positions at Charles Schwab and Ameriprise. He also leads Yermak Financial Advisors, Inc., providing financial advisory services. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government entities, using a combination of internally created models and third-party managers to manage diversified client portfolios.

Terri Campbell is a CFA® charterholder with eight years of industry experience. She has been with Integrated Advisors Network LLC since 2018 and previously worked at Archer Bay Capital LLC and Liberty Mutual Group Asset Management. Outside of her advisory role, she owns and manages equestrian property rental and horse boarding operations. Integrated Advisors Network is a multi-team SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement and employee benefit plans, and corporate entities. The firm employs a mix of fundamental and quantitative analysis, with access to third-party managers and various portfolio management strategies tailored to client risk profiles.

John Wightman is a financial advisor at XML Financial Group in Sarasota, FL, holding Series 63 and Series 65 licenses with 29 years of industry experience. His prior work includes roles at Janney Montgomery Scott, Robert W. Baird & Co., and Ferris, Baker Watts, LLC. XML Financial Group is a multi-advisor wealth management firm overseeing approximately $3.3 billion in client assets and serving around 2,890 clients. The firm offers discretionary and non-discretionary investment management, financial planning, retirement plan advisory, and access to alternative investments, tailoring portfolios using fundamental and technical analysis alongside third-party managers.

Regan Teague is a CFP®, CFA®, and Series 65-registered advisor at Ashton Thomas Private Wealth with 14 years of industry experience. He worked for 13 years at Day Hagan Asset Management before joining Ashton Thomas in 2025. Teague contributes articles on securities to SeekingAlpha.com. Ashton Thomas Private Wealth provides investment advisory and wealth-management services to a diverse client base, including individuals, family offices, and institutional accounts. The firm employs a range of strategies and utilizes third-party managers through its Amplify Platform.

Dustin Stanley is a financial advisor with AlphaStar Capital Management based in Sarasota, FL. He holds a Series 65 credential and has 11 years of industry experience. Prior to joining AlphaStar, he worked at Strategic Wealth Investment Group, LLC for over eight years. Outside of financial advising, Dustin is involved in several entrepreneurial ventures, including serving as president of consulting and coaching companies and a charter yacht business, as well as being a partner in a medicinal cannabis enterprise. AlphaStar Capital Management serves individual, corporate, and retirement plan clients, providing discretionary investment management, financial planning, and subadvisory services. The firm employs both strategic and tactical investment approaches through proprietary model portfolios and advisor-directed models, utilizing a range of asset classes and third-party portfolio construction tools.

Patricia Healy is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Cumberland Advisors since 2016. She holds Series 63 and Series 65 registrations. Cumberland Advisors provides discretionary portfolio management, consulting, and financial planning services to high-net-worth individuals and various institutional clients, including retirement plans and government entities. The firm focuses on active fixed-income management with an investment-grade bias and uses ETF-based core-satellite equity strategies alongside a Tactical Trend approach.

James Rapp is a financial advisor with Arkadios Wealth Advisors in Lakewood Ranch, FL. He holds Series 63 and Series 66 licenses and has 35 years of industry experience. His prior roles include positions at Wayne Hummer Investments and J.P. Morgan Securities. Arkadios Wealth Advisors is a multi-team firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm offers customized investment plans using a range of portfolio management options and combines fundamental, technical, and cyclical analysis in its investment approach.

Thomas Ramsett is a financial advisor with intrua Financial, holding Series 63 and Series 65 licenses and 28 years of industry experience. He previously worked with LPL Financial, Freedom Wealth Alliance, and Wells Fargo Advisors. Intrua Financial is an SEC-registered multi-team advisory firm serving individuals, high-net-worth clients, trusts, foundations, and employer-sponsored retirement plans. The firm uses a comprehensive investment process that includes fundamental analysis, modern portfolio theory, and technical analysis to create custom asset allocations and Investment Policy Statements, implementing strategies through direct management, model portfolios, and third-party money managers.

Benjamin Pease is a financial advisor at Cumberland Advisors with nine years of prior experience at Breckenridge Capital Advisors. He holds Series 63 and Series 65 licenses and has been with Cumberland Advisors since 2023. Cumberland Advisors serves individual investors, including high-net-worth households, as well as a range of institutional clients by providing portfolio management, financial planning, and investment consulting. The firm employs a team-based approach to managing fixed-income and ETF-based equity strategies and is notable for its inclusion of a tactical trend strategy within its separately managed account platform.

Michael Saltiel is a Series 66 credentialed financial advisor with 14 years of industry experience. He currently works at Ausdal Financial Partners, Inc., joining the firm in 2024 after six years at SCF Investment Advisors, Inc. and SCF Securities, Inc., and two years at Infinity Financial Services. Outside of advisory work, he owned and operated Aqua Grill, LLC from 2010 to 2019. Ausdal Financial Partners serves individuals, trusts, estates, retirement plans, and business entities, managing approximately $3.73 billion for over 16,000 clients. The firm offers a broad range of advisory and financial planning services, utilizing multiple custodians and integrating third-party managers to tailor investment strategies to each client’s objectives and risk tolerance.

Martina Schmidt is a financial advisor at Cumberland Advisors with one year of industry experience. She holds a Series 65 designation and has worked at the University of South Florida since 2000. Outside of her advisory role, she serves as Corporate Secretary and Strategist for Best Weather Inc., where she writes a weekly commodity-oriented newsletter. Cumberland Advisors provides portfolio management, financial planning, and investment consulting to individual and institutional clients. The firm employs a team-based approach with a focus on active fixed-income management and a tactical trend strategy that incorporates market-timing signals and downside protection.

Daniel Himelberger is a financial advisor with Cumberland Advisors in Sarasota, FL, holding a Series 65 designation and 11 years of industry experience. He has been with Cumberland Advisors since 2013. Cumberland Advisors serves individual investors, including high-net-worth households, as well as a variety of institutional clients by providing portfolio management, financial planning, and investment consulting. The firm employs a team approach and emphasizes active fixed-income management, broad ETF equity exposures, and a tactical trend strategy that incorporates market-timing signals and downside protection.

Natalie Brown is a CFP® professional with seven years of industry experience. She currently works at Ashton Thomas Private Wealth and previously spent ten years at Day Hagan Asset Management. In addition to her advisory role, she contributes financial articles for retail investors to The Street Retirement Daily, a financial publication. Ashton Thomas Private Wealth serves individual and institutional clients, including high-net-worth households, trusts, estates, retirement plans, and charitable entities. The firm provides discretionary portfolio management, financial planning, family office services, and retirement-plan fiduciary consulting, utilizing a range of investment strategies and offering access to specialized platforms and solutions.

Joshua Sands is a CFP® professional with 17 years of industry experience, currently affiliated with Highpoint Planning Partners. He has worked at LPL Financial since 2013 and was previously associated with Level Four Advisory Services. Outside of his advisory roles, he operates a tax preparation service specializing in cryptocurrency tax reconciliation. Highpoint Planning Partners serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate entities. The firm provides discretionary asset management, financial planning, retirement plan advisory, and acts as sponsor and manager of a wrap-fee program, implementing investment strategies through a combination of fundamental analysis and third-party platforms.

Shaun Burgess is a financial advisor at Cumberland Advisors with 11 years of industry experience. He holds a Series 65 designation and has been with Cumberland Advisors since 2013. The firm serves individual investors, including high-net-worth households, as well as institutional clients such as retirement plans, foundations, and government entities. Cumberland Advisors manages separately managed accounts using a team approach, with a focus on active fixed-income management, ETF-based equity strategies, and a distinctive Tactical Trend strategy that incorporates market-timing techniques.

Aaron Niec is a CFP® and holds a Series 66 license with 22 years of industry experience. He has worked at JMG Financial Group Ltd since 2019 and previously spent ten years at Cambridge Investment Research Advisors and Cambridge Investment Research Inc, as well as three years at Payant Wealth Management Group. JMG Financial Group advises individuals, trusts, retirement plans, business entities, and charitable organizations, offering comprehensive wealth and portfolio management alongside tax consulting and private investment fund advisory services. The firm follows a planning-based, long-term investment process focused on strategic asset allocation and uses a variety of investment vehicles, including ETFs, mutual funds, equities, fixed income, and alternative investments.

Joseph Garrisi is a financial advisor with Inspire Advisors, LLC in Sarasota, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. He previously worked for Northwestern Mutual in various capacities over 15 years before joining Inspire Advisors in 2026. Inspire Advisors, LLC manages approximately $1.33 billion in discretionary client assets, primarily serving individual and high-net-worth clients as well as institutions and charitable organizations. The firm employs a variety of investment strategies, including Biblically Responsible Investing, and offers a range of portfolio management and financial planning services.

Josh Renda is a CFP® professional with 26 years of industry experience. He is affiliated with Apollon Wealth Management, LLC and has previously worked at Raymond James & Associates and J Alden Associates, Inc. In addition to his advisory role, he serves as a Senior Family Office Advisor for Adi Dassler International Family Office through Apollon Wealth Management. Apollon Wealth Management, LLC is an SEC-registered multi-team adviser serving individuals, high-net-worth clients, families, trusts, estates, businesses, charitable organizations, and retirement plans. The firm offers financial planning, portfolio management, retirement plan advisory, sub-advisory, and consulting services, employing a combination of centrally managed models and locally managed portfolios across a range of asset types including ESG models and Direct Indexing.