Kenneth Katcher is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Ameriprise since 2017, including prior service at Wells Fargo Clearing. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual planning advice focused on retirement income strategies, combining internal research, third-party data, and algorithmic analysis.

Diana Machado is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and one year of industry experience. She has worked with LPL Financial and operates tax and consulting businesses including DM Consulting & Tax Services, LLC. Machado is also involved with Mason Accounting & Tax Services in a non-investment capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and advisory services to individuals, high-net-worth clients, institutions, and organizations, using tailored, non-discretionary planning and analytical tools. The firm supports a wide network of advisors and offers specialized programs including municipal advisory and SIMPLE IRA Employer Advisory services.

Shawn Higginbotham is a CFP® with 29 years of experience in the financial services industry. He is currently with Mass Mutual Investors Services and has previously worked at Lion Street Financial, Csenge Advisory Group, FSC Securities Corporation, and SII Investments. Outside of his advisory role, he manages marketing and social media for a group of accounting firms through Jones & Company, LLC. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and investment advisory services to individuals, business owners, and charitable organizations, utilizing firm-approved tools to support collaborative, goal-oriented planning.

Stephen Garcia is a Financial Advisor at Merrill Lynch Wealth Management. He works one-on-one with clients to develop personalized financial strategies tailored to their long-term goals. His approach involves understanding what matters most to each client to help create effective financial plans. Garcia's expertise includes general investing, retirement planning, and preparing for unexpected financial needs. He emphasizes building relationships with clients to provide ongoing advice and guidance as their financial needs evolve. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Florida State University. He is fluent in English and Spanish, enabling him to serve a diverse client base.

Robert Lamb is a financial professional with 19 years of industry experience, currently affiliated with OSAIC Wealth Inc. He holds Series 63 and Series 65 licenses and has worked at firms including Cetera Advisors LLC and SunTrust Advisory Services. Lamb also owns Lamb Financial Services, a sole proprietorship advising clients on securities, annuities, and insurance products. Osaic Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients, providing brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and a complex network of affiliated broker-dealers, asset managers, and trust companies.

James Luongo is a financial advisor with LPL Financial in Palm City, FL, holding the ChFC® designation and Series 63 and 66 licenses. He has 34 years of industry experience, including prior work at Northwestern Mutual Investment Management. Outside of his advisory role, Luongo is a health coach and author, involved in health-related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and model portfolio programs, supported by extensive technology tools and oversight of substantial discretionary assets.

Michael Cummings is a CFP® professional with 19 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at LPL Financial LLC and CETERA Advisor Networks LLC and is the owner of Cummings Wealth Management, a firm he has operated since 2017. Outside of advisory services, he also owns tax preparation and accounting businesses and serves as an insurance agent. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes non-discretionary planning and uses analytical tools like risk profiling and probability modeling to tailor recommendations to client goals.

Omar Peguero Hernandez is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at PNC Investments, Northwestern Mutual Wealth Management Company, and several other firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria within its eligible strategies.

Peter Kakoyannis is a financial advisor with UBS Financial Services in Stuart, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocations in its advisory approach.

Jacob Lowe is a financial advisor at Robert Baird & Co. with one year of industry experience. He holds the Series 66 designation and has prior work experience at Southwestern Insurance Group, Citrix Systems, and the University of Central Florida. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The team offers a range of services such as financial planning, portfolio management, and customized investment strategies utilizing both in-house and third-party managers.

Caron Whitlach is a financial advisor at Thrivent Investment Management with 16 years of industry experience. She holds a Series 66 credential and has been with Thrivent and its affiliated entities since 2009. Outside of her advisory role, she serves as Secretary for the Boy Scouts of America and is a director of the Jensen Beach Chamber of Commerce. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering comprehensive, goal-based planning without discretionary portfolio management. The firm offers periodic reviews and the option to combine planning with managed-account services under a consolidated billing program called WealthPlan.

Anthony Asterino is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has been with LPL Financial and its predecessor firm since 1996. In addition to his advisory work, he operates a CPA practice specializing in general accounting, AICPA compilation financial statements, and income tax preparation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Jeffrey Biscardi is a CFP® with 41 years of industry experience, currently serving at Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 2005 to 2020. He is based in Medford, NY. Outside of his advisory role, Biscardi is president of Wood Park Corp, a business entity used to pay business expenses. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory solutions across investment, brokerage, and insurance offerings.

Arthur Manfredi is a financial advisor with Edward Jones, holding a Series 66 designation and possessing two years of industry experience. Prior to joining Edward Jones, he worked at Cetera Investment Advisers and has been involved with Laramie County Fire District #10 since 2022. Outside of his advisory work, he owns Artie Manfredi, Inc., a real estate business. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Kristina Garrison is a financial advisor with Equitable Advisors, holding the ChFC® designation along with Series 66 and Series 63 licenses. She has 13 years of industry experience, previously working at American Portfolios Financial Services before joining Equitable Advisors in 2025. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and various asset-management programs. The firm utilizes a mix of proprietary and third-party advisory models and provides ERISA fiduciary services through credentialed representatives.

Alexis Dergalis is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Equitable Advisors since 1999, previously affiliated with AXA Advisors. Outside of his advisory role, he volunteers at Graceway Village assisting disadvantaged and homeless individuals and is an author of fiction novels. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes both proprietary and third-party advisory models and offers ERISA fiduciary services through credentialed Investment Adviser Representatives.

James Campo is a CFP® with 32 years of experience in financial services. He is currently associated with Cetera and has held roles at Cetera Advisors LLC since 2013 and Campo Financial Services since 2023. In addition to his advisory work, he serves as a State Committee Man for the Republican Party of Florida, representing registered Republican voters from Martin County. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients nationwide, offering a range of portfolio management and financial planning services across various program structures and custodial relationships.

Nancy Goethel is a financial advisor with Raymond James & Associates in Stuart, FL, holding Series 63 and Series 65 licenses with 32 years of industry experience. She previously worked at Merrill for 15 years and Bank of America, N.A. for 15 years. Nancy serves as a board member and finance committee member for the Council on Aging of Martin County, a local nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable organizations through tailored, non-discretionary financial planning and investment consulting.

Richard Forzano is a financial advisor at OSAIC with 40 years of industry experience. He holds a Series 63 designation and previously worked at FSC Securities Corporation for 31 years. Forzano also served seven years on the City of Milford, CT Board of Education. In addition to his advisory role, he owns and operates Independent Financial Consulting, Inc., providing income tax preparation services and managing accounting and strategic planning. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting multiple investment strategies and custodial arrangements, and is notable for its scale and complex affiliate network.

Brisel Gauthier is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 20 years of industry experience. Prior to joining Fidelity, Gauthier worked at Morgan Stanley for seven years and Ameriprise for one year. Fidelity’s affiliate Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, and employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction.