Susan Poss is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 designations. She has 26 years of industry experience, including 12 years with Schwab Wealth Advisory and over 20 years overall at Charles Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients for its advisory services.

Nolan Cancino is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Charles Schwab and Morgan Stanley Smith Barney LLC. Nolan is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, while clients retain final trading decisions.

Stuart Farb is a financial advisor with Commonwealth Financial Network in Maitland, FL, holding the ChFC® and Series 63 designations and bringing 50 years of industry experience. He previously spent 49 years at Lincoln Financial Advisors Corporation before joining Commonwealth Financial Network and Aegis Consulting in 2023. Farb is also a co-owner of The Farb Financial Group, LLC, and Farb & Schilling, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, technology, compliance, and practice-management support. The firm offers discretionary model portfolios and customizable investment solutions across various program structures.

Sean Moore is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. He holds the Series 66 designation and has worked with Charles Schwab and its affiliated entities since 2011. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes standardized asset allocation models and Schwab research tools to recommend investments, conducting annual reviews without exercising discretionary trading authority.

Adam Tobias is a CFP® with nine years of industry experience, currently serving at Schwab Wealth Advisory, Inc. in Orlando, FL. His career includes roles at Charles Schwab & Co., Inc. and Ameriprise Financial Services LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing asset allocation models and Schwab research tools to assist clients with investment recommendations and wealth management education. The firm operates as an internal advisory unit within Charles Schwab & Co., Inc. and does not directly charge clients fees, distinguishing it from many enterprise wealth managers.

Jeremy Jones is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Charles Schwab and its affiliated advisory businesses since 1998, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various securities and managed accounts. The firm delivers advice using standard asset allocation models and Schwab research tools, with final trading decisions made by clients, and operates as an internal advisory unit within the Schwab ecosystem.

Victor Benavides is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and eight years of industry experience. He previously worked at PCS | Aspire and T. Rowe Price before joining Schwab Wealth Advisory and Charles Schwab & Co., Inc. in 2021. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools.

Teresa Abramson is a financial advisor with Bankers Life Advisory Services, Inc. in Orange City, FL, holding Series 63 and Series 65 credentials and five years of industry experience. Prior to joining Bankers Life Advisory Services, she worked at Piercing Pagoda for ten years. She is involved in several community and professional organizations, including serving as Corresponding Secretary for a philanthropic educational organization supporting scholarships and grants for women, as well as membership in the West Volusia Chambers of Commerce and the National Association of Insurance and Financial Advisors. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals, providing discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with client goals and risk tolerances.

Sean Smith is a financial advisor with Schwab Wealth Advisory Inc. in Orlando, FL, holding Series 63 and Series 66 licenses and with 26 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 1999 and Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s standard asset allocation models and research tools. The firm conducts annual financial reviews and offers investment recommendations without exercising discretionary trading authority.

Dylan Allred is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. He previously held roles at Northwestern Mutual Wealth Management Company, Fidelity, Navy Federal Financial Group, and The Vanguard Group. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory (SWA) program, offering clients annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools.

Vincent Lachman is a CFA® credentialed financial advisor at Schwab Wealth Advisory with 12 years of industry experience. His prior roles include positions at Merrill Lynch, Bank of America, and his own firm, Lachman & Diaz Financial Services, LLC. He also has entrepreneurial experience with Island Flavors, Inc. DBA Golden Krust. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice as part of the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset allocation models and research tools to support clients through annual financial reviews and tailored investment recommendations.

Boris Diaz is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and two years of industry experience. He has been with Schwab Wealth Advisory since 2026 and also works with Charles Schwab & Co., Inc. Outside of his advisory role, Diaz composes, records, and produces music under the artist name Bsleezy. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools without discretionary trading authority.

Shane Spence is a CFP® professional with Series 63, 65, and 66 licenses, currently serving at Schwab Wealth Advisory in Orlando, FL. He has two years of industry experience and has previously worked at several firms, including The LifeWealth Group, Madison Avenue Securities, AE Wealth Management, and Equitable Advisors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations through Charles Schwab & Co.’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees or serve certain institutional client types, distinguishing its service model from many peers.

Joseph Continelli is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including LifeWealth Investments, Madison Avenue Securities, and Bank of America. Continelli has also been involved in insurance sales through The LifeWealth Group. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations supported by Schwab’s research tools. The firm operates within the Schwab ecosystem and typically does not exercise discretionary trading authority, distinguishing its approach from many other enterprise wealth managers.

Kristina Jeffries is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with Charles Schwab and its affiliated entities since 2004. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Alexander Chin is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and two years of industry experience. He has worked at Schwab Wealth Advisory since 2026 and previously held roles at Charles Schwab & Co., Inc. and Hillpointe Corporate Management. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools.

Everett Johnson is a Series 66-licensed financial advisor with nine years of industry experience. He is currently with Schwab Wealth Advisory and Charles Schwab in Orlando, FL, having previously worked at Newport Group Securities, JPMorgan Chase Bank, J.P. Morgan Securities, Edward Jones, and Aon. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm offers annual financial reviews and investment recommendations but does not exercise discretionary trading authority, with discretionary management typically handled by affiliated or third-party money managers.

Anthony Decotis is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and bringing nine years of industry experience. His career includes roles at Charles Schwab & Co., Schwab Wealth Advisory Inc., Bank of America, and Merrill. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, delivering advice through standardized asset allocation models without exercising discretionary trading authority.

Daniela Sierra Castaneda is a financial advisor at Schwab Wealth Advisory with three years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab & Co., Bank of America, and Merrill. Her prior work history also includes roles outside finance, such as at The Diplomat Beach Resort and D'angelo Pizza. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s proprietary research tools and asset allocation models.

Christopher Burke is a Series 66-licensed financial advisor with six years of industry experience. He currently works at Schwab Wealth Advisory, part of Charles Schwab, and has held roles there since 2019. Prior to his financial services career, he was employed at Campus Crusade For Christ for four years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many enterprise wealth managers.