Rachel Hurley is a CFP® professional with eight years of experience in financial advising, currently with Per Stirling Capital Management, LLC in Austin, TX. She has been with the firm since 2015. Per Stirling Capital Management is an SEC-registered advisory firm managing approximately $1.39 billion for nearly 1,000 clients. The firm serves individuals, high-net-worth households, trusts, estates, and select institutions, providing discretionary investment management and comprehensive financial planning using a multi-advisor team approach.

Sydney Ramos is a Series 65-licensed financial advisor at 49 Financial in Austin, TX. Sydney joined the firm in 2026 and has prior experience in various roles including youth engagement and environmental research at Texas A&M, as well as community involvement with The Harvest Methodist Church. 49 Financial serves a wide range of clients including individuals, high-net-worth families, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and fractional family office services, utilizing a disciplined, long-term diversified asset allocation approach based on Modern Portfolio Theory.

Christopher Hernandez is a financial advisor at Waterloo Capital with 17 years of industry experience. He holds a Series 66 designation and previously worked at Royal Alliance Associates, Inc. and National Planning Corporation. Hernandez is licensed in life and health insurance. Waterloo Capital is an SEC-registered multi-team adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm manages approximately $2.26 billion across 2,600 clients, offering customized portfolios with a fundamental, long-term investment approach and access to a broad range of investment tools and third-party sub-advisers.

Bryce Decker is a Series 66 licensed financial advisor with seven years of industry experience. He is currently with Kestra Private Wealth Services, LLC, having joined in 2023 after prior roles at Edward Jones and Wells Fargo Clearing Services LLC. Outside of his advisory work, he is the owner and CEO of Catalyst Retirement Solutions, a tax entity, and also serves as a financial advisor with the same firm focused on insurance-related financial planning. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, serving both individual and institutional clients. The firm manages approximately $13.45 billion in client assets and offers a broad range of investment products alongside specialized offerings such as annuity subaccount management and 529 plan services.

Timothy Semke is a Certified Financial Planner (CFP®) with 22 years of industry experience. He is currently with Kestra Private Wealth Services, LLC and Kestra Investment Services, LLC, having joined in 2025. Prior to Kestra, he spent 18 years at The AYCO Company, L.P./Mercer Allied and four years at Ayco/Goldman Sachs & Co. LLC. Outside of his advisory role, he is involved with Kindred Wealth Partners, focusing on client financial needs and insurance-related services. Kestra Private Wealth Services provides investment advisory through a network of independent advisors and multi-advisor teams, serving individual and institutional clients. The firm manages approximately $13.45 billion in assets and offers a broad range of investment products and specialized services within a framework that supports advisor discretion and operational infrastructure.

William Harvey III is a financial advisor at 49 Financial with a Series 65 credential and one year of industry experience. His prior work includes roles at Pinnacle Bank and involvement in the golf industry. Harvey is also a licensed insurance agent. 49 Financial serves a broad client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans, offering financial planning, investment management, consulting, and tiered fractional family office services. The firm employs a disciplined, long-term diversified investment approach using proprietary and platform model portfolios, primarily composed of mutual funds, ETFs, and selected third-party managers.

Bryan Brashear is a financial advisor at 49 Financial based in Austin, TX, holding a Series 65 designation. He began his career at 49 Financial in 2025 after completing his education and various roles in the academic sector. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and fractional family office services, employing a disciplined, long-term diversified asset allocation approach grounded in Modern Portfolio Theory.

Grant Boren is a financial advisor at 49 Financial with 10 years of industry experience. He holds the Series 66 designation and has worked at firms including Oakwood Capital Securities, Inc., 49 Wealth Management LLC, Thrivent Advisor Network, LLC, Purshe Kaplan Sterling Investments, Inc., and Axa Advisors, LLC. Boren also holds a fixed insurance sales license, dedicating part of his time to insurance services. 49 Financial serves a diverse client base ranging from individuals to high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, retirement-plan consulting, and fractional family office services, with an investment approach centered on disciplined, long-term diversified asset allocation implemented through proprietary and platform model portfolios.

Gary Kiemele is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently with Kestra Private Wealth Services, LLC and Kestra Investment Services LLC, where he has worked since 2021. Prior to this, he was with RBC Capital Markets for nine years. Outside of his advisory role, he serves as President of Westpeak Private Wealth and owns Koda Holdings, LLC, a commercial real estate business. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in assets. The firm offers a broad range of investment products and platforms with both discretionary and non-discretionary arrangements.

Mitchell Johnson is a Series 66-licensed financial advisor with eight years of industry experience, currently affiliated with 49 Financial in Austin, TX. His prior work includes roles at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and Thrivent Advisor Network. Outside of advisory services, he is also a licensed fixed insurance sales agent. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and fractional family office services, employing a disciplined, long-term diversified asset allocation approach using model portfolios with mutual funds, ETFs, and selected third-party managers.

Jason Lindner is a financial advisor with Kestra Private Wealth Services, LLC in Austin, Texas, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. He previously worked at Bank of America, N.A. and Merrill for eight years. Lindner is also the co-founder and COO of Campus Private Wealth, an investment advisory firm where he oversees client relations and investment activity. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams serving individual and institutional clients. The firm manages approximately $13.45 billion in client assets and offers a wide range of products and platforms, including discretionary and non-discretionary arrangements with specialized offerings such as annuity subaccount and 529 plan services.

Cole Kershner is a Series 65-licensed financial advisor with 2 years of industry experience. He is currently with 49 Financial and has prior experience at Aquila Commercial and Upmerch. Outside of his advisory role, Kershner coaches water polo part-time at Longhorn Aquatics, working with youth teams during the summer. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, and corporations, offering financial planning, investment management, and family office services. The firm employs a disciplined, long-term, diversified investment approach primarily using mutual funds, ETFs, and third-party managers.

Sean O’Brien is a financial advisor at 49 Financial with five years of industry experience. He has previously worked at Oakwood Capital Securities and Purshe Kaplan Sterling Investments. Outside of his advisory role, he is involved with 25 Giving, a nonprofit contractor focused on developing charitable plans for donors, and is also an insurance agent with the Financial Independence Group. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and fractional family office services, employing a disciplined, long-term, diversified investment approach based on Modern Portfolio Theory and using proprietary and platform model portfolios.

Jessica Knutson is a financial advisor at Transce3nd LLC with 15 years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Kalos Management, AE Wealth Management LLC, and Madison Avenue Securities. She is also involved in insurance and financial representative activities focused on life insurance solutions and income and estate tax minimization strategies through E3 Consultants Group and her own firm, JML & Associates. Transce3nd LLC serves a diverse client base including individuals, foundations, trusts, and employer-sponsored retirement plans. The firm employs a strategic asset allocation approach integrating fundamental, technical, and quantitative analysis, often utilizing third-party model and money managers via AE Wealth Management’s platform.

Alfred Lopez is a financial advisor at 49 Financial based in Austin, TX, holding a Series 66 license with two years of industry experience. He previously worked at Purshe Kaplan Sterling Investment and Oakwood Capital Securities. Lopez is president of 25 Giving, a charitable planning company, and a founding board member of the nonprofit RBI Austin. 49 Financial serves individual and high-net-worth clients, trusts, estates, corporations, and retirement plans, providing financial planning, investment management, consulting, and tiered fractional family office services. The firm employs a disciplined, long-term investment strategy based on diversified asset allocation and offers both project-based and ongoing planning alongside discretionary portfolio management.

Jesse Bayarena is a CFP® professional with 26 years of industry experience, currently serving with Kestra Private Wealth Services, LLC. His prior roles include positions at Avantax Advisory Services and 1ST Global Advisors, Inc. He is also the founder of Kaizen Tax Planning and owner of Ronin Wealth, where he provides financial planning and tax reduction services. Kestra Private Wealth Services, LLC delivers investment advisory services through independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets across 208 advisors. The firm offers a wide range of investment products and specialized services to individual and institutional clients.

Michael Hogan is a financial advisor at Momentum Independent Network Inc. with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Momentum Independent Network since 2014. Momentum Independent Network serves a diverse client base including individual, high-net-worth, charitable, corporate, institutional, and banking/thrift clients through advisory and brokerage services. The firm uses a platform model with third-party managers and offers a range of investment advisory programs, managed accounts, and financial planning solutions, notable for its integration with Hilltop affiliates and specialized municipal bond strategies.

Elizabeth Mock Hernandez is a financial advisor at Waterloo Capital with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Raymond James, Bank of America, and Merrill prior to joining Waterloo Capital in 2020. Outside of her advisory role, she owns a Spanish translation business, serves as president of a social impact platform, and is a board member of a nonprofit organization serving Honduras. Waterloo Capital is a multi-team SEC-registered advisory firm that serves entrepreneurs, high-net-worth individuals, trusts, and retirement plans. The firm uses fundamental analysis with a primarily long-term, buy-and-hold investment approach, offering customized portfolios, access to third-party sub-advisers, and a range of investment tools including mutual funds, ETFs, and private placements.

Frates Newsom is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with three years of industry experience. Prior to joining 49 Financial, Newsom worked at Purshe Kaplan Sterling Investments and the Thrivent Advisor Network. Outside of advising, Newsom is involved with 25 Giving, assisting nonprofits in developing charitable plans. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and fractional family office services, employing a disciplined, long-term, diversified asset allocation strategy with oversight of third-party managers and model portfolios.

Garrett Newberry is a financial advisor at 49 Financial with Series 65 and Series 63 licenses and four years of industry experience. He has held positions at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and Thrivent Advisor Network among others. Outside of his advisory role, he is involved with 25 Giving, a nonprofit referral organization, and participates in Master Networks, a professional networking group. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, and family office services, employing a disciplined, long-term investment approach centered on diversified asset allocation and model portfolios.