Richard Schaefer is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 credentials and having 43 years of industry experience. He has worked at RBC Capital Markets LLC since 2008 and at City National Bank since 2017. Outside of his advisory role, he serves on the boards of the Sonoran Institute and the Santa Lucia Conservancy and is a committee member reviewing financials for Tucson Medical Center. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and tailored investment strategies using a combination of in-house and third-party managers, with features including discretionary portfolio management, financial planning, and options for tax management and responsible investing.

Carl Warren is a CFP® with 26 years of industry experience, currently serving as a financial advisor with Wells Fargo Advisors in Tucson, AZ. He has held various roles within Wells Fargo and its affiliates since 2010. Warren also has ownership interests in 131 Capital, LLC, and Warren Wealth Management, LLC, both investment-related ventures based in Oro Valley, AZ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referrals.

Jeffrey Hicks is a CFP® and Series 66-licensed financial advisor with Edward Jones in Tucson, AZ, where he has worked since 2017. He has eight years of industry experience, including three years at the University of Arizona prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mary Clements is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. She has worked at Bank of America and Merrill since 2018. Outside of her advisory role, Mary instructs group fitness classes at several Tucson-area fitness centers and community organizations, including La Mariposa Fitness and the YMCA of Southern Arizona. She is also a committee member for Angel Charity For Children, a local nonprofit. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Thomas Zitzmann is a financial advisor with OSAIC, holding the PFS™ designation and Series 66 license, and has 22 years of industry experience. His prior roles include lengthy tenures at KMS Financial Services, Inc. and Securities America Advisors, Inc. Outside of his advisory work, he serves as a board member of The Homer Foundation and operates Thomas Zitzmann, LLC, providing CPA services such as tax planning and financial statement preparation. OSAIC serves a diverse client base, including individuals, high-net-worth investors, and institutions, offering a range of integrated brokerage and advisory services through a large network of financial advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing strategies to construct portfolios incorporating various investment types, managed on discretionary or non-discretionary bases.

Sonia Aquilina is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been working in financial services since 1988, beginning her career in Private Client Services as a Vice President International Trust Officer. Since joining Merrill Lynch in 2005, Sonia has held various roles including International Financial Advisor, Assistant Vice President, Financial Solutions Advisor, Bank Team Financial Advisor, and currently Senior Financial Advisor. Her expertise encompasses family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, women and wealth, and individual and corporate investment strategy. Sonia is a Personal Investment Advisor (PIA) and is fluent in both Spanish and English. She earned a High School Diploma/GED from Pima Community College. Sonia resides in Tucson with her husband and two children. She is actively involved in supporting local business owners and is a member of the Merrill Women’s Exchange and HOLA, the Hispanic/Latino organization for Leadership and Advancement. Volunteering and giving back to her community is a priority for her. In her spare time, Sonia enjoys outdoor activities such as skiing, traveling, spending time with her family, and watching movies.

Sonja Darcangelo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 13 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of her advisory role, she serves as co-trustee for a family trust in Tucson, AZ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Bob Ewing is a Financial Consultant currently working at Fidelity Investments since 2015. He has over 25 years of experience in the financial services industry, specializing in working with individuals and families to help them define and achieve their financial goals. Throughout his career, Bob has held various roles including Vice President at JP Morgan Chase and Oak Ridge Financial, Retirement Consultant at Allianz Financial Services, and Financial Advisor positions at Morgan Stanley and Morgan Stanley Smith Barney. Bob's approach emphasizes challenging clients to think critically about what they want their wealth to accomplish, enabling the development and implementation of tailored financial strategies. His extensive experience across multiple reputable financial institutions underscores his expertise in financial consulting and retirement planning.

Rosa Reyna is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2017, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques during its financial planning process.

Cheyanne Perez is a financial advisor with LPL Financial in Tucson, AZ. She holds the ChFC® designation and a Series 63 license and has been in the industry since 2021, including roles at Aspire Wealth Partners and LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services using both discretionary and non-discretionary management approaches, supported by research and model portfolios from multiple sources.

Phillip Williams is a financial advisor with Ameriprise in Oro Valley, AZ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at American Express Financial Advisors for 18 years before joining Ameriprise in 2020. Outside of his advisory role, he creates handmade leather goods and everyday carry gear, including wallets, valet trays, and phone covers. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Robert Eyer is a financial advisor at Thrivent Investment Management with 24 years of industry experience. He holds the Series 66 designation and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm delivers holistic, goal-based planning analyses and offers an option to combine planning with managed-account services under a consolidated billing program called “WealthPlan.”

Sergio Andrade Jr. is a financial advisor at LPL Financial in Tucson, AZ, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Aspire Wealth Partners, Wells Fargo, Afni, Sears, and Target. Outside of his advisory work, he is a commissioned notary in the state of Arizona. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs, employing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Carlos Figueroa is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020, and previously at Wells Fargo Clearing from 2013 to 2020. In addition to his financial career, he serves as a Small Arms Marksmanship Instructor in the United States Navy Reserve. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and operates on a non-discretionary basis, with clients retaining final decision-making authority.

Brian Kahn is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He serves as a co-trustee for his mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gerard Freeh is a financial advisor with UBS Financial Services in Tucson, AZ, holding a Series 63 designation and 33 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets solutions.

Paulette Yates is a financial advisor at Merrill with 13 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2010 and has also been with Bank of America, N.A. since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide set of investment products and services.

Jason Hughes is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 66 and Series 63 licenses and has a background that includes over a decade of involvement with El Camino Baptist Church. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Shaun Mckeever is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 65 licenses and with 28 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Elias Spence is a financial advisor with Fidelity, holding a Series 66 designation and based in Tucson, AZ. He joined Fidelity in 2025 and has held various roles in related firms since then. Prior to his career in finance, he worked in the food service and hospitality industries, including positions at DoorDash and Bob Morris' Paradise Cove and Beach Cafe. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm offers discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery across a broad range of investment products.