Garrett Evans is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the Series 63 and Series 66 designations. Evans has worked at both Charles Schwab and TD Ameritrade, including multiple tenures at each firm. Outside of advisory work, he is the owner and CEO of Signate Elevators, LLC, a residential and commercial construction business. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering comprehensive wealth advisory and managed-account services. The firm combines non-discretionary advisory guidance with access to affiliated discretionary separately managed accounts and uses a multi-asset model portfolio approach supported by proprietary research.

Andrew Yang is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and nine years of industry experience. He previously worked at TD Ameritrade for six years before joining Charles Schwab, where he has been employed for four years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a mix of non-discretionary advice and access to discretionary separately managed accounts within an integrated operational structure.

David Lucas is a financial advisor at Charles Schwab with 22 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Charles Schwab in 2022, he worked at TD Ameritrade from 2010 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and order-routing services.

Demaya Womack is a financial advisor at Charles Schwab with two years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at firms including Fidelity Investments and TIAA. Outside of her advisory role, she works as a caregiver for a patient with dementia. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Juan Ramos is a financial advisor with Charles Schwab, holding Series 63, 65, and 66 licenses and three years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank, along with involvement in Perfect Choice Transportation LLC. Outside of his advisory work, he provides caregiving support to his elderly mother. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary client relationships with access to discretionary managed accounts and alternative investment options.

Carlos Cevallos Malta is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade, Inc. Carlos has held various roles at Charles Schwab and Charles Schwab Bank since 2021. He also has experience outside finance, including work with the YMCA of Centre County and involvement in auction and legal support roles. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of advisory, brokerage, custody, and managed account services. The firm’s model includes both non-discretionary advice and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Whitney Stacy is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 18 years of industry experience. Whitney has been associated with various Fidelity entities since 2006, including Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing registered investment companies and for its use of advanced methodologies such as AI in research and proxy-voting governance procedures.

Andri Zamora is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade for 10 years before joining Charles Schwab in 2022. Outside of his advisory role, he serves as managing partner of a family LLC involved in managing a rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, utilizing multi-asset model portfolios and a formal alternative-investment process.

Ryan Lee is a financial advisor at Charles Schwab & Co., Inc. with one year of industry experience. He holds Series 63 and Series 66 credentials. His career includes roles at Invited Clubs, Amazon, Yardi Systems, Sunbelt Rentals, Harbor Chase, and Jersey Mikes, alongside periods of full-time education. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative investment process.

Vivian Bang is a financial advisor at Charles Schwab with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms, including Capital Advisors, Inc., E*TRADE Capital Management LLC, and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios supported by centralized supervision and custody services.

D Nard Arthur is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and 30 years of industry experience. He has worked with firms including Fidelity and Fortitude Advisory Group and currently serves on the Board of Management for the Semones YMCA, participating in community activities such as holiday events. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and alternative investments.

Jake Sewell is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation. Prior to joining Charles Schwab, he worked at Boston Scientific and has experience in education and golf-related roles. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a blend of non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm’s scale and integrated structure allow it to combine personalized advisory recommendations with access to affiliated discretionary portfolios and alternative investments.

Kelechi Anyanwu is a financial advisor at Charles Schwab with 8 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Wells Fargo before joining Schwab in 2017. Anyanwu is based in Westlake, TX. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering integrated advisory, brokerage, and custody services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by due diligence from its Center for Financial Research.

Matthew Dowler is a financial advisor at Charles Schwab with Series 66 credentials and three years of industry experience. Prior to joining Schwab, he worked at Fidelity Investments for four years. Outside of his advisory role, he coaches wrestling at a private club, involving travel for national and local tournaments. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Hannah Favara is a financial advisor at Charles Schwab & Co., Inc. with one year of industry experience. She holds Series 66 and Series 63 licenses. Prior to joining Schwab, she worked in retail and education roles, including managing 7 Brew Coffee. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management supported by multi-asset model portfolios and centralized operational infrastructure.

Natasha Nagwekar is a financial advisor at Charles Schwab with three years of industry experience. She holds Series 63 and Series 66 designations and previously worked at TD Ameritrade. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment management, financial planning, and custody services.

Brandon Dwyer is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Charles Schwab, he worked in various roles including at United Parcel Service and First State Bank. Outside of his advisory role, he manages operations for Red Lion Enterprises, LLC, overseeing property maintenance, animal care, livestock transactions, and tax filing. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Howard Richardson III is a financial advisor with Ameriprise in Fort Worth, TX, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliates since 2001. Outside of his advisory role, he manages a private business, Prich 3 LLC, where he oversees corporate governance and executive decisions. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendations delivered through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Gregory Childress is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 32 years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab and Co., Inc. since 2020, following seven years at USAA Financial Planning Services and associated entities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Cynthia Scoggin is a financial advisor with Charles Schwab, holding a Series 66 designation and 15 years of industry experience. She worked at TD Ameritrade for 20 years before joining Charles Schwab in 2021. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a centralized operational structure supporting a large client base.